Insurance
At Mutual Life Africa, we understand that Africa needs more than just insurance.
Africa needs reliable insurance that adapts to African lives, families and businesses.
20+
Years of Financial Excellence
2M+
LIVES COVERED
We insure peace of mind
In an unpredictable world, insurance is not just a product — it’s your first line of defense against life’s uncertainties.
At Mutual Life Africa, we understand that our clients need more than policies — they need reliable protection that adapts to their lives, their families, their businesses, and the realities of the African environment.
Our insurance solutions are built to give you security, flexibility, and peace of mind — whether you are at home, travelling, working abroad, or running a business.
Our Purpose, Ambition & Your Security
At Mutual Life Africa, we exist to help people live confidently, knowing their families, businesses, and futures are protected — wherever life takes them.
Our mission is to make reliable insurance, financial services, and global banking accessible to all, especially those living or working across borders.
We strive to be a trusted partner for individuals, families, and businesses worldwide by providing simple, flexible, and secure solutions that meet real needs.
With strong governance, global compliance, and decades of combined expertise, we are a safe, reliable company committed to protecting what matters most — your life, your health, your wealth, and your peace of mind.
We combine international expertise with an understanding of your local needs — ensuring you get the right protection, no matter where you are.
We don't believe in one-size-fits-all. Our insurance solutions are flexible, customisable, and designed around your life, your family, or your business.
Our efficient claims process is designed to support you when it matters most — with quick payouts and clear communication.
Protecting What Matters The Most To You.
Life Insurance
Life insurance is one of the most powerful financial tools to protect your loved ones and secure your legacy.
At Mutual Life Africa, we offer life cover designed to provide a financial safety net in the event of death, terminal illness, or permanent disability.
Funeral Cover
Our Funeral Cover is designed to ease that burden with fast payouts and flexible plans that ensure dignified send-offs for you and your family, anywhere across Africa.
Health Insurance
Access to quality healthcare is a fundamental right — no matter where life takes you. Our Health Insurance plans offer comprehensive coverage for individuals, families, and employees, providing peace of mind that medical expenses won’t disrupt your life or finances.
Diaspora Insurance
Our specialised insurance for expatriates, migrant workers, and diaspora families ensures you stay protected, wherever life takes you.
From life to funeral and travel protection, your security follows you globally.
Diaspora Funeral Cover
When tragedy strikes abroad, Repatriation Cover ensures your loved ones can be returned home for a proper farewell.
We cover all costs and logistics involved in transporting mortal remains to the home country, providing comfort, dignity, and support during a difficult time.
Travel Insurance
Stay protected on every journey with our Travel Insurance. Covering medical emergencies, trip disruptions, lost luggage, and more, we make sure your travels remain stress-free and secure.
Mutual Life 360 — Your World. One Powerful App.
From filing claims and managing your policies, to applying for credit, increasing, freezing or decreasing your debit and credit card limits, to instantly sending money abroad.
Mutual Life 360, simplifies and streamlines your entire finances with Ai powered financial intelligence.
