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Life Cover

Serving Africa. Supporting Africans Across The Globe

Mutual Life Africa Life Cover provides Africans, the diaspora, expats, and foreign nationals living in Africa with guaranteed financial security and peace of mind.

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Personal Insurance

Mutual Life Africa Life Cover – Comprehensive Protection for Families

Mutual Life Africa Life Cover is a comprehensive insurance solution designed for Africans, the diaspora, expats, and foreign nationals across Africa.

Available in multiple currencies—USD, EUR, GBP, and ZAR—our life cover guarantees that beneficiaries receive a lump sum payout upon the policyholder’s passing.

This provides immediate financial security, helping to cover living costs, debts, and future expenses for loved ones.

With fast payouts, multi-currency flexibility, and dedicated support, Mutual Life Africa ensures families are protected and cared for, no matter where they live or work. 

Our Life Cover plans are specifically designed to meet the needs of:

African locals seeking long-term financial protection for their families

African diaspora in the UK, USA, Europe, and Canada looking to secure loved ones across borders

Expats living and working abroad who want reliable coverage

Foreign nationals residing in African countries who require multi-currency benefits and international support. 

Key Benefits Across All Life Cover Plans

Multi-currency options: USD, EUR, GBP, ZAR

Immediate cash advance: Families receive instant support for urgent expenses while the full claim is processed

Fast and reliable payouts: Ensuring financial stability when it’s needed most

Global and local support: Coverage for diaspora, expats, locals, and foreign nationals

Peace of mind: Protecting families from financial hardship and ensuring long-term security

Buy A Mutual Life Africa In A Currency Of Your Choice

Explore Mutual Life Africa’s Life Cover options, designed for Africans, the diaspora, expats, and foreign nationals across Africa.

Choose from USD, EUR, GBP, or ZAR plans to ensure your family receives financial security, fast payouts, and peace of mind, wherever they are.

Mutual Life Africa’s diaspora funeral cover policy is GBP based funeral cover plan of up to £15,000 designed to meet the unique needs of the African diaspora and expats living in the United Kingdom.

Diaspora Life Cover

Mutual Life Africa’s Diaspora Life Cover policy is a GBP-based life cover plan of up to £1 Million, designed to meet the unique needs of the African diaspora and expats living in the United Kingdom.

Mutual Life Africa’s diaspora funeral cover policy is GBP based funeral cover plan of up to £15,000 designed to meet the unique needs of the African diaspora and expats living in the United Kingdom.

Expat Life Cover

Mutual Life Africa’s Expat Life Cover policy is a Euro-based life cover plan of up to €1 Million, designed to meet the unique needs of the African diaspora and expats living in Europe.

Mutual Life Africa’s diaspora funeral cover policy is GBP based funeral cover plan of up to £15,000 designed to meet the unique needs of the African diaspora and expats living in the United Kingdom.

International Life Cover

Mutual Life Africa’s international Life Cover policy is a USD-based life cover plan of up to $1 Million, designed to meet the unique needs of the African diaspora and expats living in the United States And Canada.

Rand Life Cover

Mutual Life Africa’s rand life cover is a South African rand life cover policy of up to R2 Million designed to meet the unique needs of foreign nationals and locals in South Africa and within the SADC region.

Stay Protected Wherever You Call Home

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Mutual Life Africa offers life and funeral cover to expats, locals, diasporas, and foreign nationals living and working in foreign countries and across Africa.

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Mutual Life Africa ™ © 2025 | All Rights Reserved  |

Legal Disclosure: The services provided by Mutual Life Africa are delivered through its licensed and regulated entities.

The specific entity providing your services may vary depending on your location, the type of product, and applicable local regulations. To find out more, please visit our corresponding FAQ page.

All services are subject to:

Eligibility: Only available to individuals and organizations from jurisdictions not listed as restricted.

 Regulatory Compliance: Operations comply with local and international financial regulations.

Risk Disclosure: Investment, trading, and lending products carry risk, including potential loss of capital.

Availability: Some services or features may not be available in all regions or for all clients.

By accessing our services, you acknowledge and accept these terms.