Rand Funeral Cover
Serving Africa. Supporting Africans Living In South Africa And Across Africa
Mutual Life Africa’s Rand Funeral Cover provides up to R75,000 in funeral and repatriation insurance for Zimbabweans, Malawians, Mozambicans, Nigerians, Congolese, and other foreign nationals living in South Africa.
“As an expat living far from home, Mutual Life Africa’s Diaspora Funeral Cover has provided me with incredible peace of mind. The USD‑based policy and fast repatriation benefits made everything simple and dignified for my family.”
We had to file a claim recently, and I was truly impressed by how quickly Mutual Life Africa handled it. Their professionalism and empathy made a difficult time easier — my family felt supported and honored.”
appreciate how this policy blends affordability with respect for our cultural traditions. The coverage options are clear, the process was easy, and I felt cared for every step of the way — even from thousands of miles away.”
Mutual Life Africa
Affordable Funeral and Repatriation Cover for Foreign Nationals in South Africa
Mutual Life Africa’s Rand Funeral Cover is a South African Rand (ZAR) funeral insurance policy designed specifically for foreign nationals, migrant workers, and expatriate families living in South Africa.
Offering up to R75,000 in cover, this plan provides affordable funeral protection and repatriation benefits, ensuring dignity, respect, and peace of mind for you and your loved ones.
Whether you wish to be laid to rest in South Africa or repatriated to your home country, Mutual Life Africa guarantees fast payouts, affordable premiums, and culturally sensitive support when your family needs it most.
Why Rand Funeral Cover Matters for Foreign Nationals
Affordable Funeral and Repatriation Cover for Foreign Nationals in South Africa
The cost of funerals in South Africa can easily reach R20,000 to R50,000, and repatriation expenses can add thousands more.
For many South Africans, Zimbabweans, Malawians, Mozambicans, Nigerians, Congolese, and other Africans working in South Africa, this creates a heavy financial burden.
With Mutual Life Africa’s Rand Funeral Cover, you protect your family against these unexpected expenses with affordable monthly premiums, quick claims payouts, and optional repatriation services — so your family is never left to struggle.
Key Benefits of Rand Funeral Cover
- Up to R250,000 funeral and repatriation cover.
- Premiums and payouts in South African Rand (ZAR) – no exchange rate worries.
- Eligibility: Ages 18 – 75 – individuals, couples, and families.
- Fast claims processing – payouts within 24-48 hours.
- No medical tests required – quick and hassle-free approval.
- Extended family options – cover parents, children, and dependents.
- Repatriation assistance – support with returning home to your country of origin.
- Affordable monthly premiums – designed for migrant worker budgets.
Frequently Asked Questions (FAQs)
Rand Life Family Cover is a flexible, affordable funeral insurance policy from Mutual Life Africa, designed for foreign nationals in South Africa, expats across Africa, locals, and African nationals living abroad. Cover is up to R75,000.
Yes, you can cover family members living anywhere in the world.
No. The policy is for foreign nationals, locals, foreigners, and expats.
From R15,000 to R75,000 per family member.
Up to 30 family members on one policy.
Yes, 6 months
Yes, it’s 75 years old
Claims are processed and paid out within 24 hours, once documents are verified.
Yes. Use your international debit/credit card, mobile money, or EFT from a South African or international account.
Yes. You can cancel anytime, and no cancellation fees apply. Just notify us in writing or through your agent.
Funeral and Repatriation Cover for Africans Living in South Africa
Mutual Life Africa proudly serves the foreign national community in South Africa, including:
- Zimbabweans living in South Africa
- Malawians living in South Africa
- Mozambicans living in South Africa
- Nigerians and Congolese living in South Africa
- All African nationals, migrant workers and expatriates
Our cover is inclusive, reliable, and built for the African diaspora in South Africa, blending financial security with cultural respect.
Rand Single Family Cover
- 🧾Cover: R25,000
- 🇿🇦Premium: R350
- Maximum Entry Age: 75
- Covers a total of 10 family members
Rand Extended Family Cover
- 🧾Cover: R50,000
- 🇿🇦Premium: R500
- Maximum Entry Age: 75
- Covers a total of 20 family members
Rand Max Family Cover
- 🧾Cover: R75,000
- 🇿🇦Premium: R750
- Maximum Entry Age: 75
- Covers a total of 30 family members