Commercial Risk
At Mutual Life Africa, we provide tailored Commercial Risk solutions that help businesses safeguard their operations, assets, and people, across Africa.
20+
Years of Financial Excellence
2M +
LIVES COVERED
We Provide Global Access To inclusive Financial Services And Insurance Solutions
Commercial Risk Management For An Ever Evolving Commercial Landscape
The nature of business is evolving — supply chains stretch across borders, cyber threats loom, and unforeseen events can disrupt growth overnight.
That’s why risk management can’t be one-size-fits-all.
At Mutual Life Africa, we partner with you to identify, assess, and mitigate risks unique to your industry, size, and ambitions — ensuring your business stays resilient, no matter the challenge.
Our Purpose, Ambition & Your Security
We exist to help businesses thrive — even in uncertain times — by offering risk protection that goes beyond policies.
We strive to provide strategic, expert-driven solutions that protect your assets, reputation, and people, ensuring your business can operate and grow with confidence.
At Mutual Life Global, your protection is backed by global expertise, strong underwriting partners, and robust risk management practices.
Mutual Life Global’s reputation, compliance standards, and commitment to customer security makes it a trusted choice for businesses worldwide.
Our Commercial Risk Products
We partner with you to identify, assess, and mitigate risks unique to your industry, size, and ambitions.
Corporate Insurance Solutions
Protect your organisation with comprehensive cover for property, liability, business interruption, and more — tailored to your specific needs.
Professional Indemnity Cover
Safeguard your professional services business against legal claims, errors, or omissions with reliable indemnity protection.
Business Interruption Cover
Minimise the financial impact of unexpected disruptions — from natural disasters to supply chain failures — and keep your operations moving.
Trade Credit Insurance
Protect your cash flow and receivables by covering the risk of non-payment from customers or trading partners, both locally and internationally.
Cyber Risk & Data Protection
In a digital world, data is currency. We help you defend against cyber threats, data breaches, and technology-related risks with specialised cover.
Employee Benefits
Attract, retain, and protect your people with comprehensive employee risk cover, including health, life, and disability benefits for your workforce.
Mutual Life 360 — Your World. One Powerful App.
From filing claims and managing your policies, to applying for credit, increasing, freezing or decreasing your debit and credit card limits, to instantly sending money abroad.
Mutual Life 360, simplifies and streamlines your entire finances with Ai powered financial intelligence.
