Diaspora Life Cover
Serving Africa. Supporting Africans Across Africa And Abroad
Mutual Life Africa’s GBP Diaspora Life Cover provides up to £1,000,000 in life insurance for Zimbabweans, South Africans, Nigerians, Ghanaians, and Africans living in the UK.
“As an expat living far from home, Mutual Life Africa’s Diaspora Funeral Cover has provided me with incredible peace of mind. The USD‑based policy and fast repatriation benefits made everything simple and dignified for my family.”
We had to file a claim recently, and I was truly impressed by how quickly Mutual Life Africa handled it. Their professionalism and empathy made a difficult time easier — my family felt supported and honored.”
appreciate how this policy blends affordability with respect for our cultural traditions. The coverage options are clear, the process was easy, and I felt cared for every step of the way — even from thousands of miles away.”
Dignified Life and Repatriation Cover for Africans Abroad
Life Insurance for Africans Living in the UK
Mutual Life Africa’s Diaspora Life Cover is a GBP-denominated life insurance policy designed exclusively for the African diaspora in the United Kingdom.
Offering up to £1,000,000 in life cover, this policy ensures your family is financially secure, protected, and supported, even while living thousands of miles from home.
Whether your goal is to provide long-term financial stability for your loved ones or to support family back in Africa, Mutual Life Africa provides reliable, affordable life insurance tailored to Zimbabweans, South Africans, Nigerians, Ghanaians, and other Africans in the UK.
Mutual Life Africa’s Diaspora Life Cover
Why Life Cover Matters for the Africans Living Abroad
Life abroad brings opportunities but also responsibilities.
African families living in the UK often rely on diaspora members for financial support, remittances, and long-term planning. Without proper cover, unexpected events can leave loved ones vulnerable to financial hardship.
Mutual Life Africa’s Diaspora Life Cover bridges this gap by offering a lump-sum payout in GBP, usable anywhere — for education, mortgages, healthcare, or daily living expenses — ensuring your family remains financially protected and supported.
Key Benefits of Mutual Life Africa’s Diaspora Life Cover
- Up to £1,000,000 cover – comprehensive life protection.
- GBP-only premiums and payouts – predictable, stable, and no forex risks.
- Eligibility for ages 18 to 60 – individuals, couples, and families.
- No medical exams for standard cover – fast and easy application.
- Quick claims payouts – funds delivered promptly to beneficiaries.
- Dependent coverage – insure spouse, children, and other dependents.
- Flexible monthly premiums – affordable for diaspora budgets.
- Global portability – cover moves with you anywhere in the world.
Frequently Asked Questions (FAQs)
Foreign nationals, expatriates, and members of the African diaspora community aged 18 to 60 living across Africa or abroad.
Yes, subject to underwriting, you can increase or decrease your cover based on your changing needs.
The waiting period is 6 months.
Yes. We ensure seamless international payouts to your nominated beneficiaries.
No. You can apply from anywhere as long as you’re living abroad.(Ts and Cs Apply)
Absolutely. You can enhance your policy with dedicated funeral protection.
Your cover remains active as long as you continue paying premiums, regardless of your location.
Yes, including fraud, suicide within the first 24 months, and specific high-risk activities.
Yes. We facilitate global payouts to beneficiaries anywhere in the world.
Depending on your health and cover amount, a medical assessment may be required.
We offer dedicated, multilingual claims support to ensure quick, efficient payouts worldwide.
Your beneficiaries can initiate the claims process via our website, mobile app, or 24/7 claims hotline.
You will need valid identification valid passport/national ID card, and proof of residence abroad, additional documents maybe requested.
Life and Repatriation Cover for Africans Living in the United Kingdom.
Mutual Life Africa proudly serves African diaspora communities across the UK, including:
- Zimbabweans living in the UK
- South Africans living in the UK
- Nigerians living in the UK
- Ghanaians living in the UK
- Other African professionals, workers, students, and families abroad
Our policy is designed to meet the financial and cultural needs of Africans living overseas, ensuring your family is protected while respecting your traditions.
Use the quote wizard below, to get a quote and buy Life cover in a currency of your choice.
Mutual Life Insurance Policies
🌍 Available to any nationality • Multi-currency checkout (USD, EUR, GBP, CAD, AUD)