{"id":13330,"date":"2025-12-30T15:17:50","date_gmt":"2025-12-30T13:17:50","guid":{"rendered":"https:\/\/demosites.royal-elementor-addons.com\/logistic-v1\/?page_id=1069"},"modified":"2026-08-10T09:04:14","modified_gmt":"2026-08-10T09:04:14","slug":"home-logistic-v1","status":"publish","type":"page","link":"https:\/\/mutuallife.africa\/eu\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"13330\" class=\"elementor elementor-13330\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab43c9e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"ab43c9e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-79e797d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"79e797d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;zoomIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-621bc2e elementor-widget elementor-widget-heading\" data-id=\"621bc2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mutual Life Africa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcdd401 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"dcdd401\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4332366 wpr-fancy-text-rotate-1 wpr-advanced-text-style-animated wpr-animated-text-infinite-yes elementor-widget elementor-widget-wpr-advanced-text\" data-id=\"4332366\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;anim_loop&quot;:&quot;yes&quot;}\" data-widget_type=\"wpr-advanced-text.default\">\n\t\t\t\t\t\n\t\t<h3 class=\"wpr-advanced-text\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t<span class=\"wpr-advanced-text-preffix\">Life, Funeral And Group Cover<\/span>\n\t\t\t\n\t\t<span class=\"wpr-anim-text wpr-anim-text-type-rotate-1\" data-anim-duration=\"1000,2000\" data-anim-loop=\"yes\">\n\t\t\t<span class=\"wpr-anim-text-inner\">\n\t\t\t\t\t\t\t\t\t<b>For Locals And African Expats<\/b>\n\t\t\t\t\t\t\t\t\t<b>Cross-border Business <\/b>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-821096b elementor-widget elementor-widget-text-editor\" data-id=\"821096b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa offers life and funeral cover solutions for African expats and diaspora communities living and working across Europe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4142920 wpr-button-icon-position-left wpr-button-icon-style-inline elementor-widget elementor-widget-wpr-button\" data-id=\"4142920\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/mutuallife.africa\/quote\/\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Get A Quote<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-icon\"><svg class=\"e-font-icon-svg e-fas-hand-point-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M512 199.652c0 23.625-20.65 43.826-44.8 43.826h-99.851c16.34 17.048 18.346 49.766-6.299 70.944 14.288 22.829 2.147 53.017-16.45 62.315C353.574 425.878 322.654 448 272 448c-2.746 0-13.276-.203-16-.195-61.971.168-76.894-31.065-123.731-38.315C120.596 407.683 112 397.599 112 385.786V214.261l.002-.001c.011-18.366 10.607-35.889 28.464-43.845 28.886-12.994 95.413-49.038 107.534-77.323 7.797-18.194 21.384-29.084 40-29.092 34.222-.014 57.752 35.098 44.119 66.908-3.583 8.359-8.312 16.67-14.153 24.918H467.2c23.45 0 44.8 20.543 44.8 43.826zM96 200v192c0 13.255-10.745 24-24 24H24c-13.255 0-24-10.745-24-24V200c0-13.255 10.745-24 24-24h48c13.255 0 24 10.745 24 24zM68 368c0-11.046-8.954-20-20-20s-20 8.954-20 20 8.954 20 20 20 20-8.954 20-20z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5f4c3d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e5f4c3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ad2a422 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ad2a422\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-092967b elementor-widget elementor-widget-counter\" data-id=\"092967b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Happy Clients<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">k+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d9df44 elementor-widget elementor-widget-counter\" data-id=\"3d9df44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Nationalities<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"54\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14b2773 elementor-widget elementor-widget-counter\" data-id=\"14b2773\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Countries<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"95\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa78156 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"fa78156\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0d9c48 wpr-testimonial-slider-columns-1 wpr-testimonial-meta-position-top wpr-testimonial-meta-align-left wpr-testimonial-image-position-left wpr-testimonial-slider-columns--tablet2 wpr-testimonial-slider-columns--laptop2 wpr-testimonial-slider-columns--mobile1 wpr-testimonial-rating-style_2 elementor-widget elementor-widget-wpr-testimonial\" data-id=\"b0d9c48\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;testimonial_amount&quot;:&quot;1&quot;,&quot;testimonial_amount_tablet&quot;:&quot;2&quot;,&quot;testimonial_amount_laptop&quot;:2,&quot;testimonial_amount_mobile&quot;:1,&quot;testimonial_slides_to_scroll&quot;:2,&quot;testimonial_loop&quot;:&quot;yes&quot;}\" data-widget_type=\"wpr-testimonial.default\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-carousel-wrap\">\n\t\t\t\n\t\t\t<div class=\"wpr-testimonial-carousel\" dir=\"ltr\" data-slick=\"{&quot;rtl&quot;:false,&quot;infinite&quot;:true,&quot;speed&quot;:700,&quot;arrows&quot;:true,&quot;dots&quot;:true,&quot;autoplay&quot;:false,&quot;autoplaySpeed&quot;:1000,&quot;pauseOnHover&quot;:&quot;&quot;,&quot;prevArrow&quot;:&quot;#wpr-testimonial-prev-b0d9c48&quot;,&quot;nextArrow&quot;:&quot;#wpr-testimonial-next-b0d9c48&quot;,&quot;sliderSlidesToScroll&quot;:2}\" data-slide-effect=\"slide\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wpr-testimonial-item elementor-repeater-item-a5bc449 elementor-clearfix\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta elementor-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta-inner\">\n\t\t\t\t\t\t\t\t\n\t\t\n\t\t\t\n\t\t<div class=\"wpr-testimonial-meta-content-wrap\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-name\">Mary Kami<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-job\">Warsaw, Poland<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t<div class=\"wpr-testimonial-content-wrap\">\n\t\t\t<div class=\"wpr-testimonial-content-inner\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-content\">\n\t\t\t\t\t\n\t\t\t\t\t<p><div class=\"qMYqUG_convSearchResultHighlightRoot\"><div class=\"relative w-full overflow-visible\"><section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:d765963b-0e7a-4542-8332-8c2e47973c37-0\" data-turn-id-container=\"request-WEB:d765963b-0e7a-4542-8332-8c2e47973c37-0\" data-testid=\"conversation-turn-2\" data-scroll-anchor=\"false\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\"><div class=\"flex max-w-full flex-col gap-4 grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"280772a4-aa95-48c1-ba76-4cdb2a3596b3\" data-message-model-slug=\"gpt-5-5\" data-turn-start-message=\"true\"><div class=\"flex w-full flex-col gap-1 empty:hidden\"><div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\"><p>\u201cThe app was quick to use and the policy options were clear and affordable. <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Mutual Life Africa<\/span><\/span> understands the needs of Africans living and working internationally.\u201d<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div><\/p>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t    \n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wpr-testimonial-item elementor-repeater-item-fe11e4d elementor-clearfix\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta elementor-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta-inner\">\n\t\t\t\t\t\t\t\t\n\t\t\n\t\t\t\n\t\t<div class=\"wpr-testimonial-meta-content-wrap\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-name\">Hamilton Moyo<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-job\">Johannesburg, ZA<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t<div class=\"wpr-testimonial-content-wrap\">\n\t\t\t<div class=\"wpr-testimonial-content-inner\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-content\">\n\t\t\t\t\t\n\t\t\t\t\t<p><p>Reliable multicurrency cover with fast support whenever we needed assistance. <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Mutual Life Africa<\/span><\/span> made it simple for our family abroad to stay protected.\u201d<\/p><\/p>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t    \n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wpr-testimonial-item elementor-repeater-item-4309ddd elementor-clearfix\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta elementor-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta-inner\">\n\t\t\t\t\t\t\t\t\n\t\t\n\t\t\t\n\t\t<div class=\"wpr-testimonial-meta-content-wrap\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-name\">Lucille Ngwenya<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-job\">London, UK<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t<div class=\"wpr-testimonial-content-wrap\">\n\t\t\t<div class=\"wpr-testimonial-content-inner\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-content\">\n\t\t\t\t\t\n\t\t\t\t\t<p><p>Mutual Life Africa made it easy for me to get funeral cover for my family across two countries. The process was fast, professional, and everything was explained clearly.\u201d<\/p><\/p>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t    \n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"wpr-testimonial-controls\">\n\t\t\t\t<div class=\"wpr-testimonial-dots\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"wpr-testimonial-arrow-container\">\n\t\t\t\t<div class=\"wpr-testimonial-prev-arrow wpr-testimonial-arrow\" id=\"wpr-testimonial-prev-b0d9c48\">\n\t\t\t\t\t<svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 283.4 512\" style=\"enable-background:new 0 0 283.4 512;\" xml:space=\"preserve\"><g><polygon class=\"st0\" points=\"54.5,256.3 283.4,485.1 256.1,512.5 0,256.3 0,256.3 27.2,229 256.1,0 283.4,27.4 \"\/><\/g><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"wpr-testimonial-next-arrow wpr-testimonial-arrow\" id=\"wpr-testimonial-next-b0d9c48\">\n\t\t\t\t\t<svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 283.4 512\" style=\"enable-background:new 0 0 283.4 512;\" xml:space=\"preserve\"><g><polygon class=\"st0\" points=\"54.5,256.3 283.4,485.1 256.1,512.5 0,256.3 0,256.3 27.2,229 256.1,0 283.4,27.4 \"\/><\/g><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a8b492f e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"a8b492f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-99905f1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"99905f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-647457d elementor-widget elementor-widget-heading\" data-id=\"647457d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">International Funeral And Life Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56b9856 elementor-widget elementor-widget-text-editor\" data-id=\"56b9856\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa serves African nationals across the continent, as well as Africans living and working abroad.<\/p><p>Our international coverage is designed for African expatriates and diaspora communities across major destinations in Europe and North America, including the United Kingdom, France, Germany, Italy, Spain, Portugal, the Netherlands, Belgium, Ireland, Switzerland, Sweden, Norway, Denmark, the United States, and Canada.<\/p><p>Through our cross-border operating model, we provide Africans at home and abroad with access to life insurance, funeral cover, repatriation benefits, and financial solutions designed around the realities of living and working across borders<a href=\"http:\/\/mutuallife.africa\">.<\/a><\/p><p>Whether you are building your life abroad, supporting family back home, or planning for the future, Mutual Life Africa helps you protect what matters \u2014 wherever you live<a href=\"https:\/\/mutuallifeafrica.com\/\" target=\"_blank\" rel=\"noopener\">.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8bd1ce e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"d8bd1ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a5618b wpr-button-icon-position-left wpr-button-icon-style-inline elementor-widget elementor-widget-wpr-button\" data-id=\"3a5618b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/app.mututallife.africa\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Manage Your Policy<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-icon\"><svg class=\"e-font-icon-svg e-fas-user-lock\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256A128 128 0 1 0 96 128a128 128 0 0 0 128 128zm96 64a63.08 63.08 0 0 1 8.1-30.5c-4.8-.5-9.5-1.5-14.5-1.5h-16.7a174.08 174.08 0 0 1-145.8 0h-16.7A134.43 134.43 0 0 0 0 422.4V464a48 48 0 0 0 48 48h280.9a63.54 63.54 0 0 1-8.9-32zm288-32h-32v-80a80 80 0 0 0-160 0v80h-32a32 32 0 0 0-32 32v160a32 32 0 0 0 32 32h224a32 32 0 0 0 32-32V320a32 32 0 0 0-32-32zM496 432a32 32 0 1 1 32-32 32 32 0 0 1-32 32zm32-144h-64v-80a32 32 0 0 1 64 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d91b193 wpr-button-icon-style-inline wpr-button-icon-position-right elementor-invisible elementor-widget elementor-widget-wpr-button\" data-id=\"d91b193\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/mutuallife.africa\/quote\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Buy Cover<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-821c26d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"821c26d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0abf751 elementor-widget elementor-widget-image\" data-id=\"0abf751\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1254\" height=\"1254\" src=\"https:\/\/mutuallife.africa\/eu\/wp-content\/uploads\/sites\/25\/2026\/08\/Mutual-Life-Africa-13.png\" class=\"attachment-full size-full wp-image-21007\" alt=\"\" srcset=\"https:\/\/mutuallife.africa\/eu\/wp-content\/uploads\/sites\/25\/2026\/08\/Mutual-Life-Africa-13.png 1254w, https:\/\/mutuallife.africa\/eu\/wp-content\/uploads\/sites\/25\/2026\/08\/Mutual-Life-Africa-13-300x300.png 300w, https:\/\/mutuallife.africa\/eu\/wp-content\/uploads\/sites\/25\/2026\/08\/Mutual-Life-Africa-13-1024x1024.png 1024w, https:\/\/mutuallife.africa\/eu\/wp-content\/uploads\/sites\/25\/2026\/08\/Mutual-Life-Africa-13-150x150.png 150w, https:\/\/mutuallife.africa\/eu\/wp-content\/uploads\/sites\/25\/2026\/08\/Mutual-Life-Africa-13-768x768.png 768w\" sizes=\"(max-width: 1254px) 100vw, 1254px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c6e538 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"8c6e538\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de2f7bd elementor-widget elementor-widget-html\" data-id=\"de2f7bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"en\">\r\n<head>\r\n<meta charset=\"UTF-8\">\r\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n<title>Life & Funeral Cover | Mutual Life Africa<\/title>\r\n<meta name=\"description\" content=\"Mutual Life Africa \u2014 life and funeral cover for African expats and the diaspora. Protection that pays when you pass away and pays you back when you don't. USD, GBP, EUR, ZAR. No medical exam.\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@400;500;600&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n\/* \u2500\u2500\u2500 RESET \u2500\u2500\u2500 *\/\r\n#mla *{box-sizing:border-box;margin:0;padding:0}\r\n#mla{font-family:'Space Grotesk',sans-serif;color:#0D1B3E;background:#fff;width:100%}\r\n#mla img{display:block;max-width:100%}\r\n#mla a{text-decoration:none}\r\n\r\n\/* \u2500\u2500\u2500 BUTTONS \u2500\u2500\u2500 *\/\r\n#mla .btn{display:inline-flex;align-items:center;justify-content:center;font-family:'Space Grotesk',sans-serif;font-size:14px;font-weight:600;padding:13px 24px;border-radius:10px;cursor:pointer;text-decoration:none;transition:opacity .18s,transform .14s;border:none;white-space:nowrap}\r\n#mla .btn:active{transform:translateY(1px)}\r\n#mla .btn-gold{background:#C9A84C;color:#1A237E}\r\n#mla .btn-gold:hover{opacity:.88}\r\n#mla .btn-navy{background:#1A237E;color:#fff}\r\n#mla .btn-navy:hover{opacity:.88}\r\n#mla .btn-outline{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.38)}\r\n#mla .btn-outline:hover{border-color:#fff}\r\n#mla .btn-outline-navy{background:transparent;color:#1A237E;border:1.5px solid #1A237E}\r\n#mla .btn-outline-navy:hover{background:#1A237E;color:#fff}\r\n\r\n\/* \u2500\u2500\u2500 HERO \u2500\u2500\u2500 *\/\r\n#mla .hero{display:grid;grid-template-columns:1fr 1fr;min-height:580px;overflow:hidden}\r\n#mla .hero-img{width:100%;height:100%;min-height:580px;object-fit:cover;object-position:center top}\r\n#mla .hero-copy{background:#1A237E;padding:4rem 3.5rem;display:flex;flex-direction:column;justify-content:center;gap:1.5rem}\r\n#mla .eyebrow{font-size:11px;font-weight:600;letter-spacing:2.5px;text-transform:uppercase;color:#C9A84C}\r\n#mla .hero-copy h1{font-size:30px;font-weight:600;color:#fff;line-height:1.2;letter-spacing:-.3px}\r\n#mla .hero-copy h1 em{color:#C9A84C;font-style:normal}\r\n#mla .hero-copy p{font-size:14px;color:#fff;line-height:1.8;max-width:38ch}\r\n#mla .hero-pills{display:flex;flex-wrap:wrap;gap:.5rem}\r\n#mla .pill{font-size:12px;font-weight:500;color:#fff;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:100px;padding:5px 13px}\r\n#mla .hero-btns{display:flex;gap:.75rem;flex-wrap:wrap}\r\n\r\n\/* \u2500\u2500\u2500 PRODUCT CARDS \u2500\u2500\u2500 *\/\r\n#mla .products{padding:3.5rem 2.5rem;background:#F8F9FC}\r\n#mla .products-inner{max-width:1000px;margin:0 auto}\r\n#mla .products-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:1.8rem}\r\n#mla .pc{background:#fff;border:1.5px solid #E0E4F0;border-radius:18px;overflow:hidden;display:flex;flex-direction:column}\r\n#mla .pc-head{background:#1A237E;padding:1.75rem 1.75rem 1.4rem}\r\n#mla .pc-tag{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:#C9A84C;margin-bottom:.45rem}\r\n#mla .pc-head h2{font-size:20px;font-weight:600;color:#fff;line-height:1.25;margin-bottom:.55rem;letter-spacing:-.2px}\r\n#mla .pc-head h2 em{color:#C9A84C;font-style:normal}\r\n#mla .pc-head p{font-size:13px;color:#fff;line-height:1.7;opacity:.9}\r\n#mla .pc-from{display:flex;align-items:baseline;gap:.35rem;margin-top:1rem}\r\n#mla .pc-from .fl{font-size:12px;color:rgba(255,255,255,.6)}\r\n#mla .pc-from .fp{font-size:22px;font-weight:600;color:#fff;white-space:nowrap}\r\n#mla .pc-from .fs{font-size:12px;color:rgba(255,255,255,.6)}\r\n#mla .pc-body{padding:1.4rem 1.75rem 1.75rem;flex:1;display:flex;flex-direction:column;gap:1.1rem}\r\n#mla .pc-list{display:flex;flex-direction:column;gap:.6rem}\r\n#mla .pc-item{display:flex;align-items:flex-start;gap:9px;font-size:13px;color:#0D1B3E;line-height:1.55}\r\n#mla .pc-dot{width:4px;height:4px;min-width:4px;border-radius:50%;background:#C9A84C;margin-top:6px;flex-shrink:0}\r\n#mla .pc-actions{display:flex;gap:.75rem;margin-top:auto;flex-wrap:wrap}\r\n#mla .pc-actions .btn{flex:1;font-size:13px}\r\n\r\n\/* \u2500\u2500\u2500 CASH VALUE \u2500\u2500\u2500 *\/\r\n#mla .cash{background:#1A237E;padding:4rem 2.5rem}\r\n#mla .cash-inner{max-width:960px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:start}\r\n#mla .cash-copy .eyebrow{color:#C9A84C;margin-bottom:.6rem}\r\n#mla .cash-copy h2{font-size:25px;font-weight:600;color:#fff;line-height:1.25;letter-spacing:-.2px;margin-bottom:1rem}\r\n#mla .cash-copy h2 em{color:#C9A84C;font-style:normal}\r\n#mla .cash-copy p{font-size:14px;color:#fff;line-height:1.8;margin-bottom:.9rem}\r\n#mla .cash-rule{display:flex;align-items:center;gap:.9rem;flex-wrap:wrap;padding:1.15rem;background:rgba(255,255,255,.07);border:1px solid rgba(201,168,76,.28);border-radius:12px;margin:1.25rem 0}\r\n#mla .cash-rule .piece{text-align:center;flex:1}\r\n#mla .cash-rule .piece strong{display:block;font-size:13px;font-weight:600;color:#fff;line-height:1.3}\r\n#mla .cash-rule .piece small{font-size:11px;color:#C9A84C}\r\n#mla .cash-rule .plus{font-size:18px;font-weight:600;color:#C9A84C;flex-shrink:0}\r\n#mla .cash-note{font-size:12px;color:rgba(255,255,255,.65);line-height:1.65;padding:.85rem 1rem;background:rgba(255,255,255,.06);border-left:3px solid #C9A84C;border-radius:0 8px 8px 0}\r\n\r\n\/* Calculator *\/\r\n#mla .calc{background:#fff;border-radius:16px;padding:1.75rem}\r\n#mla .calc h3{font-size:15px;font-weight:600;color:#1A237E;margin-bottom:.25rem}\r\n#mla .calc-sub{font-size:13px;color:#0D1B3E;margin-bottom:1.3rem;line-height:1.5}\r\n#mla .calc label{display:block;font-size:10px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:#1A237E;margin-bottom:.4rem}\r\n#mla .calc-field{margin-bottom:1.1rem}\r\n\r\n\/* Product toggle *\/\r\n#mla .prod-toggle{display:flex;background:#F3F5FC;border-radius:10px;padding:3px;gap:3px;margin-bottom:1.1rem}\r\n#mla .prod-toggle button{flex:1;font-family:'Space Grotesk',sans-serif;font-size:12px;font-weight:600;padding:8px 6px;border-radius:8px;border:none;background:transparent;color:#0D1B3E;cursor:pointer;transition:all .15s}\r\n#mla .prod-toggle button.on{background:#1A237E;color:#fff}\r\n\r\n\/* Tabs *\/\r\n#mla .tab-row{display:flex;gap:5px;flex-wrap:wrap;margin-bottom:1.1rem}\r\n#mla .tab-row button{font-family:'Space Grotesk',sans-serif;font-size:12px;font-weight:500;padding:7px 10px;border-radius:7px;border:1.5px solid #E0E4F0;background:#F3F5FC;color:#0D1B3E;cursor:pointer;transition:all .15s;white-space:nowrap}\r\n#mla .tab-row button.on{background:#1A237E;color:#fff;border-color:#1A237E}\r\n#mla .tier-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:5px;margin-bottom:1.1rem}\r\n#mla .tier-btn{font-family:'Space Grotesk',sans-serif;font-size:11px;font-weight:500;padding:9px 4px;border-radius:7px;border:1.5px solid #E0E4F0;background:#F3F5FC;color:#0D1B3E;cursor:pointer;transition:all .15s;text-align:center;line-height:1.3}\r\n#mla .tier-btn .tc{display:block;font-weight:600;font-size:11px}\r\n#mla .tier-btn .tp{display:block;font-size:10px;color:#1A237E;margin-top:1px}\r\n#mla .tier-btn.on{background:#1A237E;color:#fff;border-color:#1A237E}\r\n#mla .tier-btn.on .tp{color:#C9A84C}\r\n#mla .plan-btns{display:flex;flex-direction:column;gap:5px;margin-bottom:1.1rem}\r\n#mla .plan-btn{font-family:'Space Grotesk',sans-serif;font-size:12px;font-weight:500;padding:10px 12px;border-radius:8px;border:1.5px solid #E0E4F0;background:#F3F5FC;color:#0D1B3E;cursor:pointer;transition:all .15s;text-align:left;display:flex;justify-content:space-between;align-items:center}\r\n#mla .plan-btn.on{background:#1A237E;color:#fff;border-color:#1A237E}\r\n#mla .plan-btn .pp{font-weight:600;font-size:12px;white-space:nowrap}\r\n\r\n\/* Range *\/\r\n#mla .rng-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.35rem}\r\n#mla .rng-val{font-size:13px;font-weight:600;color:#1A237E}\r\n#mla .calc-field input[type=range]{width:100%;accent-color:#1A237E;cursor:pointer}\r\n\r\n\/* Result *\/\r\n#mla .calc-result{background:#1A237E;border-radius:11px;padding:1.15rem;margin-top:1.1rem}\r\n#mla .cr-row{display:flex;justify-content:space-between;align-items:baseline;padding:5px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:13px}\r\n#mla .cr-row:last-of-type{border-bottom:none;padding-top:9px}\r\n#mla .cr-row .rk{color:#fff;font-weight:400}\r\n#mla .cr-row .rv{color:#fff;font-weight:600}\r\n#mla .cr-row.rtotal .rv{color:#C9A84C;font-size:17px;font-weight:600}\r\n#mla .cr-note{font-size:11px;color:rgba(255,255,255,.6);margin-top:.7rem;line-height:1.5}\r\n#mla .cr-cta{margin-top:.9rem;width:100%;display:block;text-align:center;background:#C9A84C;color:#1A237E;font-family:'Space Grotesk',sans-serif;font-size:13px;font-weight:600;padding:11px;border-radius:9px;text-decoration:none;transition:opacity .2s}\r\n#mla .cr-cta:hover{opacity:.88}\r\n#mla .cr-nosel{font-size:13px;color:#6b7280;text-align:center;padding:1rem 0}\r\n\r\n\/* \u2500\u2500\u2500 WHO WE COVER \u2500\u2500\u2500 *\/\r\n#mla .who{background:#0D1B3E;padding:3rem 2.5rem}\r\n#mla .who-inner{max-width:960px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}\r\n#mla .who-text h2{font-size:20px;font-weight:600;color:#fff;line-height:1.3;margin:.4rem 0 .9rem;letter-spacing:-.2px}\r\n#mla .who-text h2 em{color:#C9A84C;font-style:normal}\r\n#mla .who-text p{font-size:13px;color:#fff;line-height:1.8}\r\n#mla .who-text p strong{color:#C9A84C;font-weight:600}\r\n#mla .who-cur{display:flex;flex-direction:column;gap:.9rem}\r\n#mla .cur-label{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:#C9A84C}\r\n#mla .cur-row{display:flex;gap:.6rem}\r\n#mla .cur-item{display:flex;flex-direction:column;align-items:center;gap:3px}\r\n#mla .cur-coin{width:44px;height:44px;border-radius:50%;border:1.5px solid #C9A84C;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:600;color:#C9A84C}\r\n#mla .cur-item small{font-size:10px;font-weight:500;color:#fff}\r\n\r\n\/* \u2500\u2500\u2500 CLOSING \u2500\u2500\u2500 *\/\r\n#mla .closing{background:#F8F9FC;padding:3.5rem 2.5rem;text-align:center}\r\n#mla .closing h2{font-size:22px;font-weight:600;color:#1A237E;margin-bottom:.6rem;letter-spacing:-.2px}\r\n#mla .closing p{font-size:14px;color:#0D1B3E;max-width:48ch;margin:0 auto 1.6rem;line-height:1.75}\r\n#mla .closing-btns{display:flex;gap:.9rem;justify-content:center;flex-wrap:wrap}\r\n\r\n\/* \u2500\u2500\u2500 QUOTE WIZARD MODAL \u2500\u2500\u2500 *\/\r\n#mla-modal{display:none;position:fixed;inset:0;z-index:9999;background:rgba(10,14,40,.72);backdrop-filter:blur(4px);align-items:center;justify-content:center;padding:1rem}\r\n#mla-modal.open{display:flex}\r\n#mla-modal .modal-box{background:#1A237E;width:100%;max-width:560px;border-radius:20px;overflow:hidden;max-height:92vh;display:flex;flex-direction:column;animation:mlaSlide .25s ease}\r\n@keyframes mlaSlide{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}\r\n#mla-modal .modal-top{display:flex;align-items:center;justify-content:space-between;padding:1.25rem 1.5rem;border-bottom:1px solid rgba(255,255,255,.12)}\r\n#mla-modal .modal-logo{font-size:14px;font-weight:600;color:#fff;letter-spacing:-.3px}\r\n#mla-modal .modal-logo span{color:#C9A84C}\r\n#mla-modal .modal-top-right{display:flex;align-items:center;gap:.75rem}\r\n#mla-modal .modal-back{font-family:'Space Grotesk',sans-serif;font-size:12px;color:#fff;background:none;border:none;cursor:pointer;display:none;align-items:center;gap:5px;padding:0}\r\n#mla-modal .modal-back:hover{color:#C9A84C}\r\n#mla-modal .modal-close{width:30px;height:30px;border-radius:50%;background:rgba(255,255,255,.12);border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;color:#fff;font-size:16px;transition:background .15s}\r\n#mla-modal .modal-close:hover{background:rgba(255,255,255,.22)}\r\n#mla-modal .modal-body{overflow-y:auto;flex:1}\r\n#mla-modal .mq-card{background:#fff;margin:1.25rem;border-radius:16px;padding:1.75rem;border:1.5px solid #C9A84C}\r\n#mla-modal .mq-progress{margin-bottom:1.75rem}\r\n#mla-modal .mq-track{height:3px;background:#ECE3C8;border-radius:2px;overflow:hidden}\r\n#mla-modal .mq-fill{height:100%;background:#C9A84C;border-radius:2px;transition:width .4s ease;width:0%}\r\n#mla-modal .mq-plabel{font-size:11px;color:#0D1B3E;margin-top:6px}\r\n#mla-modal .mq-step{display:none}\r\n#mla-modal .mq-step.active{display:block;animation:mqFade .25s ease}\r\n@keyframes mqFade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}\r\n#mla-modal .mq-label{font-size:10px;text-transform:uppercase;letter-spacing:2px;color:#C9A84C;font-weight:700;margin-bottom:.5rem}\r\n#mla-modal .mq-title{font-size:20px;font-weight:600;color:#0D1B3E;line-height:1.2;margin-bottom:.4rem}\r\n#mla-modal .mq-sub{font-size:13px;color:#0D1B3E;line-height:1.6;margin-bottom:1.5rem}\r\n#mla-modal .mq-opts{display:flex;flex-direction:column;gap:.6rem}\r\n#mla-modal .mq-opts.grid{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}\r\n#mla-modal .mq-opt{width:100%;padding:.85rem 1rem;border:1.5px solid #ECE3C8;border-radius:12px;background:#fff;cursor:pointer;text-align:left;transition:all .18s;display:flex;align-items:center;justify-content:space-between;font-family:'Space Grotesk',sans-serif;font-size:13px;color:#0D1B3E;-webkit-tap-highlight-color:transparent}\r\n#mla-modal .mq-opt:hover{border-color:#C9A84C;background:#FBF6E9}\r\n#mla-modal .mq-opt.sel{border-color:#C9A84C;background:#F5ECD2}\r\n#mla-modal .mq-opt-title{font-size:13px;font-weight:600;color:#0D1B3E;display:block;margin-bottom:1px}\r\n#mla-modal .mq-opt-sub{font-size:11px;color:#0D1B3E}\r\n#mla-modal .mq-check{width:18px;height:18px;min-width:18px;border-radius:50%;border:1.5px solid #ECE3C8;display:flex;align-items:center;justify-content:center;transition:all .18s;flex-shrink:0}\r\n#mla-modal .mq-opt.sel .mq-check{background:#C9A84C;border-color:#C9A84C}\r\n#mla-modal .mq-opt.sel .mq-check::after{content:'';width:5px;height:5px;border-radius:50%;background:#fff}\r\n#mla-modal .mq-cover-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.55rem;margin-bottom:.6rem}\r\n#mla-modal .mq-cover-card{border:1.5px solid #ECE3C8;border-radius:10px;padding:.9rem .6rem;cursor:pointer;transition:all .18s;text-align:center;background:#fff;-webkit-tap-highlight-color:transparent}\r\n#mla-modal .mq-cover-card:hover{border-color:#C9A84C;background:#FBF6E9}\r\n#mla-modal .mq-cover-card.sel{border-color:#C9A84C;background:#F5ECD2}\r\n#mla-modal .mq-cover-amount{font-size:13px;font-weight:700;color:#0D1B3E;display:block;margin-bottom:3px}\r\n#mla-modal .mq-cover-prem{font-size:10px;color:#0D1B3E;line-height:1.4}\r\n#mla-modal .mq-cover-prem span{font-weight:700;color:#1A237E}\r\n#mla-modal .mq-plan-list{display:flex;flex-direction:column;gap:.7rem}\r\n#mla-modal .mq-plan{border:1.5px solid #ECE3C8;border-radius:12px;overflow:hidden;background:#fff;transition:border-color .18s}\r\n#mla-modal .mq-plan:hover{border-color:#C9A84C}\r\n#mla-modal .mq-plan.sel{border-color:#C9A84C}\r\n#mla-modal .mq-plan-hd{padding:1rem 1.1rem;display:flex;align-items:center;justify-content:space-between;gap:8px}\r\n#mla-modal .mq-plan-name{font-size:13px;font-weight:700;color:#0D1B3E;display:block;margin-bottom:1px}\r\n#mla-modal .mq-plan-price{font-size:11px;color:#0D1B3E}\r\n#mla-modal .mq-plan-price span{font-weight:700;font-size:14px;color:#1A237E;white-space:nowrap}\r\n#mla-modal .mq-plan-right{display:flex;align-items:center;gap:.5rem;flex-shrink:0}\r\n#mla-modal .mq-plan-sel{padding:6px 12px;border-radius:100px;border:1.5px solid #1A237E;background:transparent;font-family:'Space Grotesk',sans-serif;font-size:11px;font-weight:700;color:#1A237E;cursor:pointer;transition:all .18s;white-space:nowrap;min-height:32px}\r\n#mla-modal .mq-plan.sel .mq-plan-sel{background:#1A237E;color:#fff}\r\n#mla-modal .mq-plan-tog{width:28px;height:28px;border-radius:50%;border:1.5px solid #ECE3C8;background:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0}\r\n#mla-modal .mq-plan-tog svg{width:10px;height:10px;stroke:#0D1B3E;fill:none;stroke-width:2;transition:transform .18s}\r\n#mla-modal .mq-plan.open .mq-plan-tog svg{transform:rotate(180deg)}\r\n#mla-modal .mq-plan-faq{display:none;border-top:1px solid #ECE3C8;padding:1rem 1.1rem;background:#FBF6E9}\r\n#mla-modal .mq-plan.open .mq-plan-faq{display:block}\r\n#mla-modal .mq-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:.4rem 1rem;margin-bottom:.75rem}\r\n#mla-modal .mq-faq-label{font-size:10px;text-transform:uppercase;letter-spacing:1px;color:#0D1B3E;margin-bottom:1px}\r\n#mla-modal .mq-faq-value{font-size:12px;font-weight:700;color:#0D1B3E}\r\n#mla-modal .mq-b-title{font-size:10px;text-transform:uppercase;letter-spacing:1px;color:#0D1B3E;margin-bottom:.5rem;padding-top:.75rem;border-top:1px solid #ECE3C8}\r\n#mla-modal .mq-b-item{display:flex;align-items:flex-start;gap:6px;font-size:11px;color:#0D1B3E;line-height:1.5;margin-bottom:4px}\r\n#mla-modal .mq-b-dot{width:3px;height:3px;min-width:3px;border-radius:50%;background:#C9A84C;flex-shrink:0;margin-top:5px}\r\n#mla-modal .mq-lc-bens{margin-top:1rem;border-top:1px solid #ECE3C8;padding-top:.9rem}\r\n#mla-modal .mq-lc-b-title{font-size:10px;text-transform:uppercase;letter-spacing:1px;color:#0D1B3E;margin-bottom:.5rem}\r\n#mla-modal .mq-lc-b-item{display:flex;align-items:flex-start;gap:6px;font-size:11px;color:#0D1B3E;line-height:1.5;margin-bottom:4px}\r\n#mla-modal .mq-lc-b-dot{width:3px;height:3px;min-width:3px;border-radius:50%;background:#C9A84C;flex-shrink:0;margin-top:5px}\r\n#mla-modal .mq-summary{background:#1A237E;border:1.5px solid #C9A84C;border-radius:12px;padding:1.25rem;margin-bottom:1rem}\r\n#mla-modal .mq-s-row{display:flex;justify-content:space-between;align-items:center;padding:.45rem 0;border-bottom:1px solid #344098;gap:10px}\r\n#mla-modal .mq-s-row:last-child{border-bottom:none;padding-top:.75rem}\r\n#mla-modal .mq-s-key{font-size:12px;color:#fff;font-weight:400}\r\n#mla-modal .mq-s-val{font-size:12px;font-weight:700;color:#fff;text-align:right}\r\n#mla-modal .mq-s-tkey{font-size:13px;font-weight:700;color:#fff}\r\n#mla-modal .mq-s-tval{font-size:18px;font-weight:700;color:#C9A84C}\r\n#mla-modal .mq-next{margin-top:1.5rem;width:100%;padding:.9rem;background:#fff;color:#0D1B3E;border:1.5px solid #C9A84C;border-radius:12px;font-family:'Space Grotesk',sans-serif;font-size:14px;font-weight:600;cursor:pointer;transition:all .18s;min-height:46px}\r\n#mla-modal .mq-next:hover{background:#F5ECD2}\r\n#mla-modal .mq-next:disabled{opacity:.3;cursor:not-allowed}\r\n#mla-modal .mq-buy{display:block;text-align:center;background:#C9A84C;color:#1A237E;font-family:'Space Grotesk',sans-serif;font-size:14px;font-weight:700;padding:.9rem;border-radius:12px;text-decoration:none;transition:opacity .18s}\r\n#mla-modal .mq-buy:hover{opacity:.88}\r\n#mla-modal .mq-restart{text-align:center;margin-top:.75rem}\r\n#mla-modal .mq-restart button{background:none;border:none;font-family:'Space Grotesk',sans-serif;font-size:12px;color:#0D1B3E;cursor:pointer;text-decoration:underline;padding:6px}\r\n\r\n\/* \u2500\u2500\u2500 RESPONSIVE \u2500\u2500\u2500 *\/\r\n@media(max-width:860px){\r\n  #mla .hero{grid-template-columns:1fr}\r\n  #mla .hero-img{min-height:260px;order:-1}\r\n  #mla .hero-copy{padding:2.5rem 1.5rem}\r\n  #mla .hero-copy h1{font-size:24px}\r\n  #mla .products{padding:3rem 1.5rem}\r\n  #mla .products-grid{grid-template-columns:1fr}\r\n  #mla .cash{padding:3rem 1.5rem}\r\n  #mla .cash-inner{grid-template-columns:1fr;gap:2rem}\r\n  #mla .who{padding:2.5rem 1.5rem}\r\n  #mla .who-inner{grid-template-columns:1fr;gap:1.75rem}\r\n  #mla .closing{padding:3rem 1.5rem}\r\n  #mla .tier-grid{grid-template-columns:repeat(2,1fr)}\r\n}\r\n@media(max-width:520px){\r\n  #mla .hero-copy h1{font-size:22px}\r\n  #mla .pc-actions{flex-direction:column}\r\n  #mla .cash-rule{flex-direction:column;gap:.5rem}\r\n  #mla-modal .mq-cover-grid{grid-template-columns:repeat(2,1fr)}\r\n  #mla-modal .mq-opts.grid{grid-template-columns:1fr}\r\n}\r\n@media(prefers-reduced-motion:reduce){#mla *,#mla-modal *{transition:none!important;animation:none!important}}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n<div id=\"mla\">\r\n\r\n  <!-- \u2550\u2550 HERO \u2550\u2550 -->\r\n  <section class=\"hero\">\r\n    <img decoding=\"async\" class=\"hero-img\"\r\n         src=\"https:\/\/mutuallife.africa\/wp-content\/uploads\/2026\/08\/Mutual-Life-Africa-International.png\"\r\n         alt=\"Mutual Life Africa \u2014 protection for African families worldwide\"\r\n         loading=\"eager\">\r\n    <div class=\"hero-copy\">\r\n      <div class=\"eyebrow\">Mutual Life Africa<\/div>\r\n      <h1>Cover that pays when<br>you pass away \u2014 and<br><em>pays you back<\/em><br>when you don't.<\/h1>\r\n      <p>Life and funeral cover for African nationals and the diaspora. Fixed premiums, no medical exams \u2014 and a guaranteed cashout if you never make a claim.<\/p>\r\n      <div class=\"hero-pills\">\r\n        <span class=\"pill\">Life Cover<\/span>\r\n        <span class=\"pill\">Funeral Cover<\/span>\r\n        <span class=\"pill\">No Medical Exam<\/span>\r\n        <span class=\"pill\">Cashout from Year 5<\/span>\r\n      <\/div>\r\n      <div class=\"hero-btns\">\r\n        <button class=\"btn btn-gold\" onclick=\"openModal()\">Get a Quote<\/button>\r\n        <a class=\"btn btn-outline\" href=\"#cash\">See Cash Value<\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- \u2550\u2550 PRODUCTS \u2550\u2550 -->\r\n  <section class=\"products\">\r\n    <div class=\"products-inner\">\r\n      <div class=\"eyebrow\">Our products<\/div>\r\n      <div class=\"products-grid\">\r\n\r\n        <!-- FUNERAL -->\r\n        <div class=\"pc\">\r\n          <div class=\"pc-head\">\r\n            <div class=\"pc-tag\">Funeral Cover<\/div>\r\n            <h2>Complete family cover \u2014<br>including full <em>repatriation<\/em>.<\/h2>\r\n            <p>When the worst happens, every cost is covered. Cash benefit, coffin, repatriation, transport and accommodation for accompanying family \u2014 door to door.<\/p>\r\n            <div class=\"pc-from\">\r\n              <span class=\"fl\">From<\/span>\r\n              <span class=\"fp\">$24.99<\/span>\r\n              <span class=\"fs\">\/ month \u00b7 up to 8 family members<\/span>\r\n            <\/div>\r\n          <\/div>\r\n          <div class=\"pc-body\">\r\n            <div class=\"pc-list\">\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Cash benefit paid to beneficiaries in your policy currency<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Coffin, full repatriation costs and all documentation included<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>1 family member by air or up to 8 by road \u2014 with accommodation<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Cover for all family members up to age 70, no medical exam<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Single, Extended and Max Family plans \u2014 up to 15 members<\/div>\r\n            <\/div>\r\n            <div class=\"pc-actions\">\r\n              <a class=\"btn btn-navy\" href=\"https:\/\/mutuallife.africa\/funeral-cover\">Learn More<\/a>\r\n              <button class=\"btn btn-outline-navy\" onclick=\"openModal('funeral')\">Get a Quote<\/button>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- LIFE -->\r\n        <div class=\"pc\">\r\n          <div class=\"pc-head\">\r\n            <div class=\"pc-tag\">Life Cover<\/div>\r\n            <h2>Global protection that<br>builds <em>financial security<\/em>.<\/h2>\r\n            <p>A guaranteed lump sum for your family when you pass away \u2014 and a full return of every premium plus 3% annual interest if you never make a claim.<\/p>\r\n            <div class=\"pc-from\">\r\n              <span class=\"fl\">From<\/span>\r\n              <span class=\"fp\">$28<\/span>\r\n              <span class=\"fs\">\/ month \u00b7 cover from $100,000<\/span>\r\n            <\/div>\r\n          <\/div>\r\n          <div class=\"pc-body\">\r\n            <div class=\"pc-list\">\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Lump sum benefit paid in your policy currency when you pass away<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Cover from $100k to $2M across five tiers and four age bands<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Fixed premiums \u2014 never increases due to age or circumstance<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>No medical exam \u2014 accidental cover from day one<\/div>\r\n              <div class=\"pc-item\"><div class=\"pc-dot\"><\/div>Maximum entry age 60 \u2014 cover continues well beyond that<\/div>\r\n            <\/div>\r\n            <div class=\"pc-actions\">\r\n              <a class=\"btn btn-navy\" href=\"https:\/\/mutuallife.africa\/life-cover\">Learn More<\/a>\r\n              <button class=\"btn btn-outline-navy\" onclick=\"openModal('life')\">Get a Quote<\/button>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- \u2550\u2550 CASH VALUE \u2550\u2550 -->\r\n  <section class=\"cash\" id=\"cash\">\r\n    <div class=\"cash-inner\">\r\n      <div class=\"cash-copy\">\r\n        <div class=\"eyebrow\">The cashout promise<\/div>\r\n        <h2>Your policy pays out \u2014<br>or it pays <em>you back<\/em>.<\/h2>\r\n        <p>Both our Life Cover and Funeral Cover include a cashout option. If no claim has ever been paid on your policy, surrender from year 5 and walk away with every premium you have paid, plus a fixed 3% annual interest for every year you held it.<\/p>\r\n        <p>Once cashed out, your policy closes. You are free to open a new one at any time.<\/p>\r\n        <div class=\"cash-rule\">\r\n          <div class=\"piece\"><strong>All premiums paid<\/strong><small>to date<\/small><\/div>\r\n          <div class=\"plus\">+<\/div>\r\n          <div class=\"piece\"><strong>3% per year<\/strong><small>fixed annual interest<\/small><\/div>\r\n          <div class=\"plus\">=<\/div>\r\n          <div class=\"piece\"><strong>Your cashout<\/strong><small>from year 5<\/small><\/div>\r\n        <\/div>\r\n        <div class=\"cash-note\">Only available if no claim has ever been paid on the policy. The cover benefit always pays in full separately and is not affected by the cashout option.<\/div>\r\n      <\/div>\r\n\r\n      <!-- \u2500\u2500 INTERACTIVE CALCULATOR \u2500\u2500 -->\r\n      <div class=\"calc\">\r\n        <h3>See your cashout value<\/h3>\r\n        <p class=\"calc-sub\">Select a product, currency and plan to see exactly what you could walk away with.<\/p>\r\n\r\n        <div class=\"calc-field\">\r\n          <label>Product<\/label>\r\n          <div class=\"prod-toggle\" id=\"calcProdToggle\">\r\n            <button data-prod=\"funeral\" class=\"on\" onclick=\"calcSetProd('funeral',this)\">Funeral Cover<\/button>\r\n            <button data-prod=\"life\" onclick=\"calcSetProd('life',this)\">Life Cover<\/button>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"calc-field\">\r\n          <label>Currency<\/label>\r\n          <div class=\"tab-row\" id=\"calcCurTabs\">\r\n            <button data-cur=\"USD\" class=\"on\" onclick=\"calcSetCur('USD',this)\">$ USD<\/button>\r\n            <button data-cur=\"GBP\" onclick=\"calcSetCur('GBP',this)\">\u00a3 GBP<\/button>\r\n            <button data-cur=\"EUR\" onclick=\"calcSetCur('EUR',this)\">\u20ac EUR<\/button>\r\n            <button data-cur=\"ZAR\" onclick=\"calcSetCur('ZAR',this)\">R ZAR<\/button>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Funeral: age band (hidden for funeral since it's not needed) -->\r\n        <div class=\"calc-field\" id=\"calcAgeField\" style=\"display:none\">\r\n          <label>Age group<\/label>\r\n          <div class=\"tab-row\" id=\"calcAgeTabs\"><\/div>\r\n        <\/div>\r\n\r\n        <!-- Life: cover tier selector -->\r\n        <div class=\"calc-field\" id=\"calcTierField\" style=\"display:none\">\r\n          <label>Cover amount<\/label>\r\n          <div class=\"tier-grid\" id=\"calcTierGrid\"><\/div>\r\n        <\/div>\r\n\r\n        <!-- Funeral: plan selector -->\r\n        <div class=\"calc-field\" id=\"calcPlanField\">\r\n          <label>Plan<\/label>\r\n          <div class=\"plan-btns\" id=\"calcPlanBtns\"><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"calc-field\">\r\n          <div class=\"rng-head\">\r\n            <label style=\"margin:0\">Years held<\/label>\r\n            <span class=\"rng-val\" id=\"calcYrsVal\">10 years<\/span>\r\n          <\/div>\r\n          <input type=\"range\" id=\"calcYears\" min=\"5\" max=\"30\" step=\"1\" value=\"10\">\r\n        <\/div>\r\n\r\n        <div id=\"calcResult\" class=\"calc-result\" style=\"display:none\">\r\n          <div class=\"cr-row\"><span class=\"rk\">Monthly premium<\/span><span class=\"rv\" id=\"crPrem\">\u2014<\/span><\/div>\r\n          <div class=\"cr-row\"><span class=\"rk\">Total premiums paid<\/span><span class=\"rv\" id=\"crPaid\">\u2014<\/span><\/div>\r\n          <div class=\"cr-row\"><span class=\"rk\">Interest earned (3% p.a.)<\/span><span class=\"rv\" id=\"crInt\">\u2014<\/span><\/div>\r\n          <div class=\"cr-row rtotal\"><span class=\"rk\" style=\"font-weight:600;color:#fff\">Your cashout value<\/span><span class=\"rv\" id=\"crTotal\">\u2014<\/span><\/div>\r\n          <p class=\"cr-note\">Illustration only. Only if no claim has ever been paid. Policy closes on surrender \u2014 a new policy can be opened at any time.<\/p>\r\n          <a class=\"cr-cta\" href=\"https:\/\/mutuallife.africa\/buy-cover\/\">Buy Cover \u2014 Get Protected Today<\/a>\r\n        <\/div>\r\n        <div class=\"cr-nosel\" id=\"calcNoSel\">Select a plan above to see your cashout value.<\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- \u2550\u2550 WHO WE COVER \u2550\u2550 -->\r\n  <section class=\"who\">\r\n    <div class=\"who-inner\">\r\n      <div class=\"who-text\">\r\n        <div class=\"eyebrow\" style=\"color:#C9A84C\">Who we cover<\/div>\r\n        <h2>Every African nationality \u2014<br><em>at home and across the globe<\/em>.<\/h2>\r\n        <p><strong>Open to all African nationals and African expats, wherever you are in the world.<\/strong><br><br>\r\n        From Zimbabweans in the UK and Ghanaians in Canada, to Malawians in South Africa, Nigerians in the UAE, Kenyans in Australia, Senegalese in France and Congolese in Belgium \u2014 if you are African, we cover you and your family.<\/p>\r\n      <\/div>\r\n      <div class=\"who-cur\">\r\n        <div class=\"cur-label\">Policies available in 4 currencies<\/div>\r\n        <div class=\"cur-row\">\r\n          <div class=\"cur-item\"><div class=\"cur-coin\">$<\/div><small>USD<\/small><\/div>\r\n          <div class=\"cur-item\"><div class=\"cur-coin\">R<\/div><small>ZAR<\/small><\/div>\r\n          <div class=\"cur-item\"><div class=\"cur-coin\">\u00a3<\/div><small>GBP<\/small><\/div>\r\n          <div class=\"cur-item\"><div class=\"cur-coin\">\u20ac<\/div><small>EUR<\/small><\/div>\r\n        <\/div>\r\n        <p style=\"font-size:13px;color:#fff;line-height:1.7\">Your premium and payout are always in the same currency. Choose the one that matches how you earn and how your family needs to be paid.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- \u2550\u2550 CLOSING \u2550\u2550 -->\r\n  <section class=\"closing\">\r\n    <h2>Ready to protect your family?<\/h2>\r\n    <p>Cover that pays when you need it \u2014 and pays you back when you don't. Get your personalised quote in under a minute.<\/p>\r\n    <div class=\"closing-btns\">\r\n      <button class=\"btn btn-navy\" onclick=\"openModal()\">Get a Quote<\/button>\r\n      <a class=\"btn btn-outline-navy\" href=\"https:\/\/app.mutuallife.africa\">Manage My Policy<\/a>\r\n    <\/div>\r\n  <\/section>\r\n\r\n<\/div>\r\n\r\n<!-- \u2550\u2550 QUOTE WIZARD MODAL \u2550\u2550 -->\r\n<div id=\"mla-modal\" role=\"dialog\" aria-modal=\"true\" aria-label=\"Get a Quote\">\r\n  <div class=\"modal-box\">\r\n    <div class=\"modal-top\">\r\n      <div class=\"modal-logo\">Mutual Life <span>Africa<\/span><\/div>\r\n      <div class=\"modal-top-right\">\r\n        <button class=\"modal-back\" id=\"mqBack\" onclick=\"mqGoBack()\">\r\n          <svg width=\"12\" height=\"12\" viewBox=\"0 0 12 12\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M8 2L4 6l4 4\"\/><\/svg>\r\n          Back\r\n        <\/button>\r\n        <button class=\"modal-close\" onclick=\"closeModal()\" aria-label=\"Close\">\u2715<\/button>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"modal-body\">\r\n      <div class=\"mq-card\">\r\n        <div class=\"mq-progress\">\r\n          <div class=\"mq-track\"><div class=\"mq-fill\" id=\"mqFill\"><\/div><\/div>\r\n          <div class=\"mq-plabel\" id=\"mqPLabel\">Step 1 of 4<\/div>\r\n        <\/div>\r\n\r\n        <!-- S1: PRODUCT -->\r\n        <div class=\"mq-step active\" id=\"mqs1\">\r\n          <div class=\"mq-label\">Get a Quote<\/div>\r\n          <div class=\"mq-title\">What would you like to cover?<\/div>\r\n          <div class=\"mq-sub\">Open to all African nationals and expats worldwide.<\/div>\r\n          <div class=\"mq-opts\">\r\n            <button class=\"mq-opt\" onclick=\"mqSelProd('funeral',this)\">\r\n              <div><span class=\"mq-opt-title\">Funeral Cover<\/span><span class=\"mq-opt-sub\">Full family cover including repatriation \u2014 cashout if you never claim<\/span><\/div>\r\n              <div style=\"display:flex;align-items:center;gap:7px\"><span style=\"font-size:17px\">\ud83d\udd4a\ufe0f<\/span><div class=\"mq-check\"><\/div><\/div>\r\n            <\/button>\r\n            <button class=\"mq-opt\" onclick=\"mqSelProd('life',this)\">\r\n              <div><span class=\"mq-opt-title\">Life Cover<\/span><span class=\"mq-opt-sub\">Lump sum protection \u2014 cashout if you never claim<\/span><\/div>\r\n              <div style=\"display:flex;align-items:center;gap:7px\"><span style=\"font-size:17px\">\ud83d\udee1\ufe0f<\/span><div class=\"mq-check\"><\/div><\/div>\r\n            <\/button>\r\n          <\/div>\r\n          <button class=\"mq-next\" id=\"mqN1\" disabled>Continue<\/button>\r\n        <\/div>\r\n\r\n        <!-- S2: CURRENCY -->\r\n        <div class=\"mq-step\" id=\"mqs2\">\r\n          <div class=\"mq-label\">Currency<\/div>\r\n          <div class=\"mq-title\">Which currency do you pay in?<\/div>\r\n          <div class=\"mq-sub\">Your premium and payout will be in this currency.<\/div>\r\n          <div class=\"mq-opts grid\" id=\"mqCurOpts\"><\/div>\r\n          <button class=\"mq-next\" id=\"mqN2\" disabled onclick=\"mqHandleCur()\">Continue<\/button>\r\n        <\/div>\r\n\r\n        <!-- S3A: AGE (life) -->\r\n        <div class=\"mq-step\" id=\"mqs3life\">\r\n          <div class=\"mq-label\">Life Cover<\/div>\r\n          <div class=\"mq-title\">What is your age group?<\/div>\r\n          <div class=\"mq-sub\">Your premium is based on your age at the time of signup.<\/div>\r\n          <div class=\"mq-opts grid\" id=\"mqAgeOpts\"><\/div>\r\n          <button class=\"mq-next\" id=\"mqN3life\" disabled onclick=\"mqShowAmounts()\">See Cover Options<\/button>\r\n        <\/div>\r\n\r\n        <!-- S3B: COVER AMOUNT (life) -->\r\n        <div class=\"mq-step\" id=\"mqs3lifeB\">\r\n          <div class=\"mq-label\">Life Cover<\/div>\r\n          <div class=\"mq-title\">Choose your cover amount<\/div>\r\n          <div class=\"mq-sub\">Monthly premiums shown for your age group and currency.<\/div>\r\n          <div class=\"mq-cover-grid\" id=\"mqCoverGrid\"><\/div>\r\n          <div class=\"mq-lc-bens\">\r\n            <div class=\"mq-lc-b-title\">What's included<\/div>\r\n            <div class=\"mq-lc-b-item\"><div class=\"mq-lc-b-dot\"><\/div>Lump sum benefit paid to your beneficiaries when you pass away<\/div>\r\n            <div class=\"mq-lc-b-item\"><div class=\"mq-lc-b-dot\"><\/div>No medical exam \u2014 accidental cover from day one, natural causes after 6 months<\/div>\r\n            <div class=\"mq-lc-b-item\"><div class=\"mq-lc-b-dot\"><\/div>Fixed premiums \u2014 never increases due to age or circumstance<\/div>\r\n            <div class=\"mq-lc-b-item\"><div class=\"mq-lc-b-dot\"><\/div>Cashout from year 5 if no claim has ever been paid<\/div>\r\n          <\/div>\r\n          <button class=\"mq-next\" id=\"mqN3lifeB\" disabled onclick=\"mqShowSum('life')\">View My Quote<\/button>\r\n        <\/div>\r\n\r\n        <!-- S3C: FUNERAL PLANS -->\r\n        <div class=\"mq-step\" id=\"mqs3funeral\">\r\n          <div class=\"mq-label\">Funeral Cover<\/div>\r\n          <div class=\"mq-title\">Choose your plan<\/div>\r\n          <div class=\"mq-sub\">Expand any plan to see full details and benefits.<\/div>\r\n          <div class=\"mq-plan-list\" id=\"mqPlanList\"><\/div>\r\n          <button class=\"mq-next\" id=\"mqN3funeral\" disabled onclick=\"mqShowSum('funeral')\">View My Quote<\/button>\r\n        <\/div>\r\n\r\n        <!-- SUM: LIFE -->\r\n        <div class=\"mq-step\" id=\"mqSumLife\">\r\n          <div class=\"mq-label\">Your Quote<\/div>\r\n          <div class=\"mq-title\">Life Cover Summary<\/div>\r\n          <div class=\"mq-sub\">Review your quote and get covered today.<\/div>\r\n          <div class=\"mq-summary\" id=\"mqLifeSum\"><\/div>\r\n          <a href=\"https:\/\/mutuallife.africa\/buy-cover\/\" class=\"mq-buy\">Buy Cover Now<\/a>\r\n          <div class=\"mq-restart\"><button onclick=\"mqRestart()\">Start over<\/button><\/div>\r\n        <\/div>\r\n\r\n        <!-- SUM: FUNERAL -->\r\n        <div class=\"mq-step\" id=\"mqSumFuneral\">\r\n          <div class=\"mq-label\">Your Quote<\/div>\r\n          <div class=\"mq-title\">Funeral Cover Summary<\/div>\r\n          <div class=\"mq-sub\">Review your quote and get covered today.<\/div>\r\n          <div class=\"mq-summary\" id=\"mqFuneralSum\"><\/div>\r\n          <a href=\"https:\/\/mutuallife.africa\/buy-cover\/\" class=\"mq-buy\">Buy Cover Now<\/a>\r\n          <div class=\"mq-restart\"><button onclick=\"mqRestart()\">Start over<\/button><\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\n(function(){\r\n'use strict';\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   DATA\r\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\nvar RATE = 0.03;\r\n\r\nvar FP = {\r\n  USD:{sym:'$',plans:[{name:'Single Family',members:'Up to 8',countries:'1 country',premium:24.99,cover:'$7,500'},{name:'Extended Family',members:'Up to 10',countries:'Multi-country',premium:49.99,cover:'$15,000'},{name:'Max Family',members:'Up to 15',countries:'Multi-country',premium:99.00,cover:'$20,000'}]},\r\n  GBP:{sym:'\u00a3',plans:[{name:'Single Family',members:'Up to 8',countries:'1 country',premium:24.99,cover:'\u00a37,500'},{name:'Extended Family',members:'Up to 10',countries:'Multi-country',premium:49.99,cover:'\u00a315,000'},{name:'Max Family',members:'Up to 15',countries:'Multi-country',premium:99.00,cover:'\u00a320,000'}]},\r\n  EUR:{sym:'\u20ac',plans:[{name:'Single Family',members:'Up to 8',countries:'1 country',premium:24.99,cover:'\u20ac7,500'},{name:'Extended Family',members:'Up to 10',countries:'Multi-country',premium:49.99,cover:'\u20ac15,000'},{name:'Max Family',members:'Up to 15',countries:'Multi-country',premium:99.00,cover:'\u20ac20,000'}]},\r\n  ZAR:{sym:'R',plans:[{name:'Single Family',members:'Up to 8',countries:'1 country',premium:350,cover:'R25,000'},{name:'Extended Family',members:'Up to 10',countries:'Multi-country',premium:500,cover:'R50,000'},{name:'Max Family',members:'Up to 15',countries:'Multi-country',premium:750,cover:'R75,000'}]}\r\n};\r\n\r\nvar LC_P = {'18\u201330':{'100k':28,'250k':65,'500k':120,'1M':230,'2M':450},'31\u201340':{'100k':38,'250k':90,'500k':165,'1M':320,'2M':620},'41\u201350':{'100k':65,'250k':150,'500k':280,'1M':560,'2M':1100},'51\u201360':{'100k':110,'250k':260,'500k':480,'1M':960,'2M':1900}};\r\nvar LP = {\r\n  USD:{sym:'$',ages:['18\u201330','31\u201340','41\u201350','51\u201360'],tiers:['100k','250k','500k','1M','2M'],labels:{'100k':'$100k','250k':'$250k','500k':'$500k','1M':'$1M','2M':'$2M'},prem:function(a,t){var p=LC_P[a][t];return p?p:null;}},\r\n  GBP:{sym:'\u00a3',ages:['18\u201330','31\u201340','41\u201350','51\u201360'],tiers:['100k','250k','500k','1M','2M'],labels:{'100k':'\u00a3100k','250k':'\u00a3250k','500k':'\u00a3500k','1M':'\u00a31M','2M':'\u00a32M'},prem:function(a,t){var p=LC_P[a][t];return p?p:null;}},\r\n  EUR:{sym:'\u20ac',ages:['18\u201330','31\u201340','41\u201350','51\u201360'],tiers:['100k','250k','500k','1M','2M'],labels:{'100k':'\u20ac100k','250k':'\u20ac250k','500k':'\u20ac500k','1M':'\u20ac1M','2M':'\u20ac2M'},prem:function(a,t){var p=LC_P[a][t];return p?p:null;}},\r\n  ZAR:{sym:'R',ages:['20\u201329','30\u201339','40\u201349','50\u201360'],tiers:['250k','500k','750k','1M','2M'],labels:{'250k':'R250k','500k':'R500k','750k':'R750k','1M':'R1M','2M':'R2M'},zarP:{'20\u201329':{'250k':300,'500k':400,'750k':500,'1M':750,'2M':null},'30\u201339':{'250k':400,'500k':600,'750k':750,'1M':999,'2M':1499},'40\u201349':{'250k':500,'500k':650,'750k':800,'1M':1200,'2M':2000},'50\u201360':{'250k':500,'500k':650,'750k':850,'1M':1499,'2M':2499}},prem:function(a,t){var p=this.zarP[a][t];return p?p:null;}}\r\n};\r\n\r\nvar FQ_BENS = ['Cash benefit paid to nominated beneficiaries in your policy currency','Coffin and preparation of the deceased for transport','Full repatriation costs and all cross-border documentation','Ground transport to town or village of burial','1 accompanying family member by air or up to 8 by road','Accommodation for accompanying family members where needed','No medical exam \u2014 open to all African nationals and expats'];\r\nvar CUR_LABELS = {USD:'US Dollar',GBP:'British Pound',EUR:'Euro',ZAR:'South African Rand'};\r\nvar CUR_SYM = {USD:'$',GBP:'\u00a3',EUR:'\u20ac',ZAR:'R'};\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   CALCULATOR\r\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\nvar cs = {prod:'funeral',cur:'USD',age:null,tier:null,plan:null};\r\n\r\nfunction sv(m,y){var a=m*12;return a*(1+RATE)*((Math.pow(1+RATE,y)-1)\/RATE);}\r\nfunction fmt(sym,n){return sym+Math.round(n).toLocaleString('en-US');}\r\nfunction fmtP(sym,p){return Number.isInteger(p)?sym+p:sym+p.toFixed(2);}\r\n\r\nwindow.calcSetProd = function(prod, btn){\r\n  cs.prod=prod; cs.age=null; cs.tier=null; cs.plan=null;\r\n  document.querySelectorAll('#calcProdToggle button').forEach(function(b){b.classList.remove('on');});\r\n  btn.classList.add('on');\r\n  rebuildCalcUI();\r\n  calcRecalc();\r\n};\r\n\r\nwindow.calcSetCur = function(cur, btn){\r\n  cs.cur=cur; cs.age=null; cs.tier=null; cs.plan=null;\r\n  document.querySelectorAll('#calcCurTabs button').forEach(function(b){b.classList.remove('on');});\r\n  btn.classList.add('on');\r\n  rebuildCalcUI();\r\n  calcRecalc();\r\n};\r\n\r\nfunction rebuildCalcUI(){\r\n  var isFuneral = cs.prod === 'funeral';\r\n  document.getElementById('calcAgeField').style.display = isFuneral ? 'none' : 'block';\r\n  document.getElementById('calcTierField').style.display = isFuneral ? 'none' : 'none'; \/\/ shown after age\r\n  document.getElementById('calcPlanField').style.display = isFuneral ? 'block' : 'none';\r\n\r\n  if(isFuneral){\r\n    buildCalcPlanBtns();\r\n  } else {\r\n    buildCalcAgeTabs();\r\n    buildCalcTierGrid();\r\n  }\r\n}\r\n\r\nfunction buildCalcPlanBtns(){\r\n  var d=FP[cs.cur], wrap=document.getElementById('calcPlanBtns');\r\n  wrap.innerHTML=''; cs.plan=null;\r\n  d.plans.forEach(function(p){\r\n    var b=document.createElement('button');\r\n    b.className='plan-btn';\r\n    b.innerHTML='<span>'+p.name+' \u00b7 '+p.members+'<\/span><span class=\"pp\">'+fmtP(d.sym,p.premium)+'\/mo<\/span>';\r\n    b.addEventListener('click',function(){\r\n      cs.plan=p;\r\n      wrap.querySelectorAll('.plan-btn').forEach(function(x){x.classList.remove('on');});\r\n      b.classList.add('on');\r\n      calcRecalc();\r\n    });\r\n    wrap.appendChild(b);\r\n  });\r\n}\r\n\r\nfunction buildCalcAgeTabs(){\r\n  var d=LP[cs.cur], wrap=document.getElementById('calcAgeTabs');\r\n  wrap.innerHTML=''; cs.age=null; cs.tier=null;\r\n  d.ages.forEach(function(age){\r\n    var b=document.createElement('button');\r\n    b.textContent=age;\r\n    b.addEventListener('click',function(){\r\n      cs.age=age; cs.tier=null;\r\n      wrap.querySelectorAll('button').forEach(function(x){x.classList.remove('on');});\r\n      b.classList.add('on');\r\n      document.getElementById('calcTierField').style.display='block';\r\n      buildCalcTierGrid();\r\n      calcRecalc();\r\n    });\r\n    wrap.appendChild(b);\r\n  });\r\n}\r\n\r\nfunction buildCalcTierGrid(){\r\n  var d=LP[cs.cur], wrap=document.getElementById('calcTierGrid');\r\n  wrap.innerHTML='';\r\n  if(!cs.age){\r\n    wrap.innerHTML='<div style=\"font-size:12px;color:#6b7280;grid-column:1\/-1;padding:.35rem 0\">Select an age group first.<\/div>';\r\n    return;\r\n  }\r\n  d.tiers.forEach(function(t){\r\n    var p=d.prem(cs.age,t);\r\n    if(p===null||p===undefined)return;\r\n    var b=document.createElement('button');\r\n    b.className='tier-btn';\r\n    b.innerHTML='<span class=\"tc\">'+d.labels[t]+'<\/span><span class=\"tp\">'+d.sym+p+'\/mo<\/span>';\r\n    b.addEventListener('click',function(){\r\n      cs.tier=t;\r\n      wrap.querySelectorAll('.tier-btn').forEach(function(x){x.classList.remove('on');});\r\n      b.classList.add('on');\r\n      calcRecalc();\r\n    });\r\n    wrap.appendChild(b);\r\n  });\r\n}\r\n\r\nfunction calcRecalc(){\r\n  var res=document.getElementById('calcResult'), ns=document.getElementById('calcNoSel');\r\n  var ready = cs.prod==='funeral' ? !!cs.plan : (!!cs.age && !!cs.tier);\r\n  if(!ready){res.style.display='none';ns.style.display='block';return;}\r\n  var sym = cs.prod==='funeral' ? FP[cs.cur].sym : LP[cs.cur].sym;\r\n  var prem = cs.prod==='funeral' ? cs.plan.premium : LP[cs.cur].prem(cs.age,cs.tier);\r\n  var y=parseInt(document.getElementById('calcYears').value,10);\r\n  var paid=prem*12*y, total=sv(prem,y), interest=total-paid;\r\n  res.style.display='block'; ns.style.display='none';\r\n  document.getElementById('crPrem').textContent=fmtP(sym,prem)+'\/month';\r\n  document.getElementById('crPaid').textContent=fmt(sym,paid);\r\n  document.getElementById('crInt').textContent=fmt(sym,interest);\r\n  document.getElementById('crTotal').textContent=fmt(sym,total);\r\n}\r\n\r\ndocument.getElementById('calcYears').addEventListener('input',function(){\r\n  var y=parseInt(this.value,10);\r\n  document.getElementById('calcYrsVal').textContent=y+(y===1?' year':' years');\r\n  calcRecalc();\r\n});\r\n\r\n\/\/ Init calculator\r\nrebuildCalcUI();\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   MODAL\r\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\nvar mqs={product:null,currency:null,age:null,cover:null,prem:null,plan:null,history:[]};\r\nvar mqCur='mqs1';\r\n\r\nwindow.openModal = function(presetProduct){\r\n  document.getElementById('mla-modal').classList.add('open');\r\n  document.body.style.overflow='hidden';\r\n  if(presetProduct){\r\n    \/\/ auto-select product and advance to currency\r\n    mqs.product=presetProduct;\r\n    mqBuildCur();\r\n    mqPush('mqs2');\r\n  }\r\n};\r\nwindow.closeModal = function(){\r\n  document.getElementById('mla-modal').classList.remove('open');\r\n  document.body.style.overflow='';\r\n};\r\ndocument.getElementById('mla-modal').addEventListener('click',function(e){\r\n  if(e.target===this) closeModal();\r\n});\r\ndocument.addEventListener('keydown',function(e){if(e.key==='Escape') closeModal();});\r\n\r\nfunction mqShow(id){\r\n  document.querySelectorAll('#mla-modal .mq-step').forEach(function(s){s.classList.remove('active');});\r\n  document.getElementById(id).classList.add('active');\r\n  mqCur=id; mqUpdateProg(); mqUpdateBack();\r\n  var body=document.querySelector('#mla-modal .modal-body');\r\n  if(body) setTimeout(function(){body.scrollTop=0;},50);\r\n}\r\nfunction mqUpdateProg(){\r\n  var map={mqs1:1,mqs2:2,mqs3life:3,mqs3lifeB:4,mqs3funeral:3,mqSumLife:5,mqSumFuneral:4};\r\n  var total=mqs.product==='life'?5:4;\r\n  var cur=map[mqCur]||1;\r\n  document.getElementById('mqFill').style.width=Math.round((cur\/total)*100)+'%';\r\n  document.getElementById('mqPLabel').textContent='Step '+cur+' of '+total;\r\n}\r\nfunction mqUpdateBack(){\r\n  var b=document.getElementById('mqBack');\r\n  b.style.display=mqs.history.length>0?'flex':'none';\r\n}\r\nwindow.mqGoBack=function(){if(!mqs.history.length)return;var p=mqs.history.pop();mqShow(p);};\r\nfunction mqPush(id){mqs.history.push(mqCur);mqShow(id);}\r\n\r\n\/\/ S1 product select\r\nwindow.mqSelProd=function(p,btn){\r\n  mqs.product=p;\r\n  document.querySelectorAll('#mqs1 .mq-opt').forEach(function(b){b.classList.remove('sel');});\r\n  btn.classList.add('sel');\r\n  document.getElementById('mqN1').disabled=false;\r\n};\r\ndocument.getElementById('mqN1').addEventListener('click',function(){mqBuildCur();mqPush('mqs2');});\r\n\r\n\/\/ S2 currency\r\nfunction mqBuildCur(){\r\n  var curs=['USD','GBP','EUR','ZAR'], wrap=document.getElementById('mqCurOpts');\r\n  wrap.innerHTML='';\r\n  curs.forEach(function(c){\r\n    var b=document.createElement('button');\r\n    b.className='mq-opt';\r\n    b.innerHTML='<div><span class=\"mq-opt-title\">'+CUR_SYM[c]+' '+c+'<\/span><span class=\"mq-opt-sub\">'+CUR_LABELS[c]+'<\/span><\/div><div class=\"mq-check\"><\/div>';\r\n    b.onclick=function(){\r\n      mqs.currency=c;\r\n      wrap.querySelectorAll('.mq-opt').forEach(function(x){x.classList.remove('sel');});\r\n      b.classList.add('sel');\r\n      document.getElementById('mqN2').disabled=false;\r\n    };\r\n    wrap.appendChild(b);\r\n  });\r\n}\r\nwindow.mqHandleCur=function(){\r\n  if(mqs.product==='life'){mqBuildAge();mqPush('mqs3life');}\r\n  else{mqBuildPlans();mqPush('mqs3funeral');}\r\n};\r\n\r\n\/\/ S3A age\r\nfunction mqBuildAge(){\r\n  var d=LP[mqs.currency], wrap=document.getElementById('mqAgeOpts');\r\n  wrap.innerHTML='';\r\n  d.ages.forEach(function(age){\r\n    var b=document.createElement('button');\r\n    b.className='mq-opt';\r\n    b.innerHTML='<div><span class=\"mq-opt-title\">'+age+'<\/span><\/div><div class=\"mq-check\"><\/div>';\r\n    b.onclick=function(){\r\n      mqs.age=age;\r\n      wrap.querySelectorAll('.mq-opt').forEach(function(x){x.classList.remove('sel');});\r\n      b.classList.add('sel');\r\n      document.getElementById('mqN3life').disabled=false;\r\n    };\r\n    wrap.appendChild(b);\r\n  });\r\n}\r\n\r\n\/\/ S3B cover amounts\r\nwindow.mqShowAmounts=function(){\r\n  var d=LP[mqs.currency], wrap=document.getElementById('mqCoverGrid');\r\n  wrap.innerHTML='';\r\n  d.tiers.forEach(function(t){\r\n    var p=d.prem(mqs.age,t);\r\n    if(!p)return;\r\n    var c=document.createElement('div');\r\n    c.className='mq-cover-card';\r\n    c.innerHTML='<span class=\"mq-cover-amount\">'+d.labels[t]+'<\/span><div class=\"mq-cover-prem\">From <span>'+d.sym+p+'\/mo<\/span><\/div>';\r\n    c.onclick=function(){\r\n      mqs.cover=d.labels[t]; mqs.prem=d.sym+p+'\/mo';\r\n      document.querySelectorAll('#mqCoverGrid .mq-cover-card').forEach(function(x){x.classList.remove('sel');});\r\n      c.classList.add('sel');\r\n      document.getElementById('mqN3lifeB').disabled=false;\r\n    };\r\n    wrap.appendChild(c);\r\n  });\r\n  mqPush('mqs3lifeB');\r\n};\r\n\r\n\/\/ S3C funeral plans\r\nfunction mqBuildPlans(){\r\n  var d=FP[mqs.currency], wrap=document.getElementById('mqPlanList');\r\n  wrap.innerHTML='';\r\n  d.plans.forEach(function(plan,i){\r\n    var card=document.createElement('div');\r\n    card.className='mq-plan'; card.id='mqpl-'+i;\r\n    var bHTML=FQ_BENS.map(function(b){return '<div class=\"mq-b-item\"><div class=\"mq-b-dot\"><\/div>'+b+'<\/div>';}).join('');\r\n    card.innerHTML=\r\n      '<div class=\"mq-plan-hd\">'+\r\n        '<div><span class=\"mq-plan-name\">'+plan.name+'<\/span>'+\r\n        '<div class=\"mq-plan-price\"><span>'+fmtP(d.sym,plan.premium)+'<\/span>\/month \u00b7 '+plan.cover+' cover<\/div><\/div>'+\r\n        '<div class=\"mq-plan-right\">'+\r\n          '<button class=\"mq-plan-sel\" onclick=\"mqSelPlan('+i+',\\''+plan.name+'\\',\\''+fmtP(d.sym,plan.premium)+'\\',event)\">Select<\/button>'+\r\n          '<button class=\"mq-plan-tog\" onclick=\"mqTogPlan('+i+',event)\"><svg viewBox=\"0 0 12 12\"><path d=\"M2 4l4 4 4-4\"\/><\/svg><\/button>'+\r\n        '<\/div><\/div>'+\r\n      '<div class=\"mq-plan-faq\">'+\r\n        '<div class=\"mq-faq-grid\">'+\r\n          '<div><div class=\"mq-faq-label\">Cover Amount<\/div><div class=\"mq-faq-value\">'+plan.cover+'<\/div><\/div>'+\r\n          '<div><div class=\"mq-faq-label\">Members<\/div><div class=\"mq-faq-value\">'+plan.members+'<\/div><\/div>'+\r\n          '<div><div class=\"mq-faq-label\">Countries<\/div><div class=\"mq-faq-value\">'+plan.countries+'<\/div><\/div>'+\r\n          '<div><div class=\"mq-faq-label\">Max Age<\/div><div class=\"mq-faq-value\">70 years<\/div><\/div>'+\r\n        '<\/div>'+\r\n        '<div class=\"mq-b-title\">Plan Benefits<\/div>'+bHTML+\r\n      '<\/div>';\r\n    wrap.appendChild(card);\r\n  });\r\n}\r\nwindow.mqTogPlan=function(i,e){e.stopPropagation();document.getElementById('mqpl-'+i).classList.toggle('open');};\r\nwindow.mqSelPlan=function(i,name,prem,e){\r\n  e.stopPropagation();\r\n  mqs.plan={name:name,premium:prem};\r\n  document.querySelectorAll('#mqPlanList .mq-plan').forEach(function(c){c.classList.remove('sel');});\r\n  document.getElementById('mqpl-'+i).classList.add('sel');\r\n  document.getElementById('mqN3funeral').disabled=false;\r\n};\r\n\r\n\/\/ Summary\r\nwindow.mqShowSum=function(type){\r\n  if(type==='life'){\r\n    document.getElementById('mqLifeSum').innerHTML=\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Product<\/span><span class=\"mq-s-val\">Life Cover<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Currency<\/span><span class=\"mq-s-val\">'+mqs.currency+' \u2014 '+CUR_LABELS[mqs.currency]+'<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Age Group<\/span><span class=\"mq-s-val\">'+mqs.age+'<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Cover Amount<\/span><span class=\"mq-s-val\">'+mqs.cover+'<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-tkey\">Monthly Premium<\/span><span class=\"mq-s-tval\">'+mqs.prem+'<\/span><\/div>';\r\n    mqPush('mqSumLife');\r\n  } else {\r\n    var pd=FP[mqs.currency];\r\n    document.getElementById('mqFuneralSum').innerHTML=\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Product<\/span><span class=\"mq-s-val\">Funeral Cover<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Currency<\/span><span class=\"mq-s-val\">'+mqs.currency+' \u2014 '+CUR_LABELS[mqs.currency]+'<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Plan<\/span><span class=\"mq-s-val\">'+pd.name+'<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-key\">Selected Plan<\/span><span class=\"mq-s-val\">'+mqs.plan.name+'<\/span><\/div>'+\r\n      '<div class=\"mq-s-row\"><span class=\"mq-s-tkey\">Monthly Premium<\/span><span class=\"mq-s-tval\">'+mqs.plan.premium+'\/mo<\/span><\/div>';\r\n    mqPush('mqSumFuneral');\r\n  }\r\n};\r\n\r\nwindow.mqRestart=function(){\r\n  mqs={product:null,currency:null,age:null,cover:null,prem:null,plan:null,history:[]};\r\n  document.getElementById('mqN1').disabled=true;\r\n  mqShow('mqs1');\r\n};\r\n\r\n\/\/ If openModal was called with a preset, fix N1\r\nvar _origOpen = window.openModal;\r\nwindow.openModal = function(presetProduct){\r\n  document.getElementById('mla-modal').classList.add('open');\r\n  document.body.style.overflow='hidden';\r\n  if(presetProduct){\r\n    mqs={product:presetProduct,currency:null,age:null,cover:null,prem:null,plan:null,history:['mqs1']};\r\n    document.getElementById('mqN1').disabled=false;\r\n    mqBuildCur();\r\n    mqShow('mqs2');\r\n  } else {\r\n    mqRestart();\r\n  }\r\n};\r\n\r\n})();\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mutual Life Africa Life, Funeral And Group Cover For Locals And African Expats Cross-border Business Mutual Life Africa offers life and funeral cover solutions for African expats and diaspora communities living and working across Europe. Get A Quote Happy Clients 0 k+ Nationalities 0 + Countries 0 + Mary Kami Warsaw, Poland \u201cThe app was quick to use and the<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-13330","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/pages\/13330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/comments?post=13330"}],"version-history":[{"count":45,"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/pages\/13330\/revisions"}],"predecessor-version":[{"id":21041,"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/pages\/13330\/revisions\/21041"}],"wp:attachment":[{"href":"https:\/\/mutuallife.africa\/eu\/wp-json\/wp\/v2\/media?parent=13330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}