Expat Life Cover
Serving Africa. Supporting Africans Across Africa And Abroad
Mutual Life Africa’s Expat Life Cover provides up to €1,000,000 in life insurance for Zimbabweans, South Africans, Nigerians, Ghanaians, and Africans living in Europe.
“As an expat living far from home, Mutual Life Africa’s Diaspora Funeral Cover has provided me with incredible peace of mind. The USD‑based policy and fast repatriation benefits made everything simple and dignified for my family.”
We had to file a claim recently, and I was truly impressed by how quickly Mutual Life Africa handled it. Their professionalism and empathy made a difficult time easier — my family felt supported and honored.”
appreciate how this policy blends affordability with respect for our cultural traditions. The coverage options are clear, the process was easy, and I felt cared for every step of the way — even from thousands of miles away.”
Dignified Life and Repatriation Cover for Africans Abroad
Comprehensive Life Insurance for Africans Living and Working in Europe
Mutual Life Africa’s Expat Life Cover is a Euro-based life insurance plan created for the African diaspora and expat community across Europe.
With cover of up to €1,000,000, this policy provides financial security and long-term protection for your loved ones — wherever you call home.
Whether your family is in Europe or Africa, Mutual Life Africa ensures that your legacy is protected, giving your loved ones the financial strength to cover education, healthcare, mortgages, or day-to-day living expenses in the event of your passing.
Mutual Life Africa’s Expat Life Cover
Why Life Cover Matters for the Africans Living Abroad
For many Zimbabweans, South Africans, Nigerians, Ghanaians, and other Africans working abroad, life in Europe means providing for family both locally and back home in Africa.
Without proper life insurance, an unexpected loss can leave families financially exposed.
With Mutual Life Africa’s Expat Life Cover, you can safeguard your family’s future with a lump-sum payout in Euros, ensuring their financial well-being is protected no matter where they are.
Key Benefits of Mutual Life Africa’s Expat Life Cover
- Up to €1,000,000 cover – providing strong financial security.
- Euro-denominated premiums and payouts – no exchange rate risks, fully transparent.
- Eligibility for ages 18 to 60 – flexible cover for individuals, couples, and families.
- No medical exams for standard cover – simple and quick acceptance.
- Fast claims processing – payouts made within days.
- Family protection – cover can extend to spouse and dependents.
- Affordable premiums – designed to fit your budget.
- Tailored to expats – crafted with African cultural values in mind.
Frequently Asked Questions (FAQs)
Foreign nationals, expatriates, and members of the African diaspora community aged 18 to 60 living across Africa or abroad.
Yes, subject to underwriting, you can increase or decrease your cover based on your changing needs.
The waiting period is 6 months.
Yes. We ensure seamless international payouts to your nominated beneficiaries.
No. You can apply from anywhere as long as you’re living abroad.(Ts and Cs Apply)
Absolutely. You can enhance your policy with dedicated funeral protection.
Your cover remains active as long as you continue paying premiums, regardless of your location.
Yes, including fraud, suicide within the first 24 months, and specific high-risk activities.
Yes. We facilitate global payouts to beneficiaries anywhere in the world.
Depending on your health and cover amount, a medical assessment may be required.
We offer dedicated, multilingual claims support to ensure quick, efficient payouts worldwide.
Your beneficiaries can initiate the claims process via our website, mobile app, or 24/7 claims hotline.
You will need valid identification valid passport/national ID card, and proof of residence abroad, additional documents maybe requested.
Life and Repatriation Cover for Africans Living across Europe.
Mutual Life Africa proudly serves Africans living and working across Europe, including:
- Zimbabweans in Europe
- South Africans in Europe
- Nigerians in Europe
- Ghanaians in Europe
- Other African professionals, workers, and students abroad
Our Expat Life Cover is designed to bridge the financial gap for diaspora families, ensuring your loved ones are supported even when you are far from home.
Use the quote wizard below, to get a quote and buy Life cover in a currency of your choice.
Mutual Life Insurance Policies
🌍 Available to any nationality • Multi-currency checkout (USD, EUR, GBP, CAD, AUD)