Funeral Cover In The United States
Be there for your loved ones, even after you're gone.
When a loved one passes away, family members who are left behind have to deal with the pain of losing a loved one and the high costs of covering burial expenses at a time when all they should be doing is grieving the loss of a loved one.
Paying for a dignified funeral, should not leave your loved ones with outstanding debt.
A Mutual Life Africa Family Funeral Cover provides you with an affordable way to cover yourself, spouse and up to 6 children under the age of 21 on a single premium.
Why Choose Mutual Life Africa?
At Mutual Life Africa, we are more than just an insurance company. Our mission is to empower families across Africa, providing them with financial security and peace of mind.
Our commitment to providing financial security and peace of mind for our clients regardless of nationality and background has made us the go-to insurer for individuals, employers, societies and families seeking affordable, comprehensive coverage.
REPATRIATION
Mutual Life Africa's Body Repatriation benefit caters to the repatriation of a deceased member's corpse from the place of their death to the place of their burial or closest mortuary at no additional cost.
Affordable Premiums
We believe that every family deserves access to affordable funeral cover. Our premiums are designed to suit various budgets, making it accessible to a wide range of individuals and families.
Inclusive Approach
We welcome everyone, regardless of nationality or background. Whether you’re a local citizen or a foreign national, you’re part of our Mutual Life Africa family.
SAVING POT
As a Mutual Life Africa policyholder, you automatically get a free savings pot, we call an investment wallet, funded entirely by us, at no cost to you, Mutual Life Africa will fund your wallet each month with an equivalent of 10% of your monthly premium.
Quick and Easy Claims
We understand that time is of the essence when it comes to settling claims. Our claims process is straightforward, ensuring that you receive the financial support you need promptly.
CASHBACK
As A Mutual Life Africa policyholder you recieve 5% of your monthly premiums as cashback each month, Our cashback program is the pillar of our loyalty and rewards program, designed to recognize and reward our policyholders.
How It Works
Our commitment to providing financial security and peace of mind for our clients regardless of nationality and background has made us the go-to insurer.
GET YOUR COVER
Purchase A Mutual Life Africa policy of your choice that suits your needs.
Activate Your Policy
Activate Your Mutual Life Africa policy by paying for your first premium.
Manage Your Policy
Manage Your Mutual Life Africa policy using the Mutual Life 360 App. submit claims, get loans and keep updates on your policy.
SEAMLESS CLAIMS
When A Loved One Passes away, simply submit a claim and make arrangements With Mutual Life Africa for the repatriation of your loved one's copse as well as transportation of the accompanying family member.
PURCHASE A COVER
Purchase A Cover Based On Your Needs. No Medicals Are Required.
PREMIUMS
Pay your first premium to activate your policy and make sure that your premiums are paid on time, every month.
COVERAGE
Once your premium are paid , your policy will be activated and you will be covered by Mutual Life Africa.
CLAIMS
In the unfortunate event of death, you can claim for the benefits of your policy as a policyholders or your beneficiary can claim.
Frequently Asked Questions
Yes you can buy your funeral cover or life cover from Mutual Life Africa. Mutual Life Africa covers both local citizens and foreign nationals, regardless of your nationality.
Our policies have a 6 month waiting period, this waiting period also applies to new members that are added to a policy even if the policy has been active for more than 6 months.
Yes You Can.
Yes you can.
Exclusions include:
- Suicide Death( Suicide death has a waiting period of 2 years.
- Death due to participating in hazardous activities or acts of war.
- Death caused as a result of participation in a crime or anything regarded as an illegal activity by the country’s law, this includes accidental death caused by drunk driving, or a covered member being killed while committing a robbery or theft.
Valid claims are paid out within 24 hours.
BUY YOUR COVER
We have simplified our policies to make it easy and affordable for you to get cover, our policy with be able to cover you and family members who live in the United States as well as as those that you left in your home or other country.