Dignity Without Borders — Funeral Protection Wherever You Call Home
Rand Family Cover is a flexible, affordable family funeral insurance policy offered by Mutual Life Africa, designed for foreign nationals living in South Africa, expats across Africa, locals, and foreigners worldwide.
The policy allows you to cover up to 20 family members, with funeral cover ranging from R15,000 to R75,000 per person, all paid and managed in South African Rands (ZAR).
Whether your family lives in South Africa, elsewhere in Africa, or in another country, this product ensures your loved ones receive fast financial support to manage funeral expenses with dignity and ease.
Who Can Buy Rand Life Family Cover?
Mutual Life Africa proudly serves:
- ✅ Foreign nationals in South Africa
- ✅ Expats living across Africa and overseas
- ✅ South African citizens and permanent residents
- ✅ Any African national or African born Foreigners in foreign countries living in or outside Africa who want to protect their families back home
Anyone, regardless of their immigration status or nationality, can purchase this policy and insure loved ones anywhere in the world.
👨👩👧👦 Who You Can Cover
You can insure up to 20 family members under the age of 75, including:
- Your spouse or partner
- Children (biological, step, adopted)
- Parents and parents-in-law
- Siblings
- Grandparents
- Extended family (nieces, nephews, cousins, etc.)
All family members can be located anywhere in the world — in South Africa, Zimbabwe, Lesotho, across Africa, or overseas
Frequently Asked Questions (FAQs)
Yes, you can cover family members living anywhere in the world.
No. The policy is for foreign nationals, locals, foreigners, and expats.
From R15,000 to R75,000 per family member.
Up to 30 family members on one policy.
Yes, 6 months
Yes, it’s 75 years old
Claims are processed and paid out within 24 hours, once documents are verified.
Yes. Use your international debit/credit card, mobile money, or EFT from a South African or international account.
Yes. You can cancel anytime, and no cancellation fees apply. Just notify us in writing or through your agent.
Affordable Comprehensive Cover For All Nationalities
We offer flexible funeral cover options designed to meet the unique needs of individuals and families across different life stages
- Tax-free lump sum payout.
- International Repatriation
- Covers Family Members In Any Country.
- Single premium for all members
- 6 Months Waiting Period
👨👩👧👦Rand Single Family Plus Cover
- 🧾Cover: R25,000
- 🇿🇦Premium: R350
- Maximum Entry Age: 75
- Covers a total of 10 family members
🏘Rand Extended Family Cover
- 🧾Cover: R50,000
- 🇿🇦Premium: R500
- Maximum Entry Age: 75
- Covers a total of 20 family members
🌏Rand Max Family Cover
- 🧾Cover: R75,000
- 🇿🇦Premium: R750
- Maximum Entry Age: 75
- Covers a total of 30 family members