We cater to the unique needs of migrant workers, expats, locals, and foreign nationals living across Africa, ensuring that financial security and access to essential services are within reach.
Whether you’re supporting loved ones back home, managing personal finances, or building a future in a new country, our solutions are tailored to meet your needs.
As a vital business unit of Mutual Life Global Insurance Group, we specialize in providing products and services tailored to Africa’s unique markets. Licensed and regulated in 32 African countries, we proudly serve as the trusted financial partner for over 1 million policyholders.
As a proud member of the esteemed Ranga Financial Group, a global financial leader with over $23 billion in assets, Mutual Life International operates as a truly multinational organization.
Under the Mutual Life International umbrella and Spartan Ives Insurance Group, we serve diverse markets across the globe through our specialized regional entities: Mutual Life Africa, Mutual Life Asia-Pacific, Mutual Life Europe, and Mutual Life North America.
While each regional business unit operates independently, tailoring products and services to the unique needs of its market, we remain unified under a single corporate structure. This alignment allows us to pool resources, share expertise, and deliver interconnected services with seamless efficiency.
Mutual Life International’s global presence ensures operational excellence, strategic acquisitions, and a robust ability to trade and innovate across borders. With the strength and financial backing of the Ranga Financial Group, we are committed to empowering individuals, businesses, and communities worldwide with reliable, world-class financial solutions.
Operating under a unified brand while embracing regional specialties, Mutual Life is a trusted partner for millions of customers.
Through our distinct brands — Mutual Life Africa, Mutual Life International, Mutual Life Pay, Mutual Life Credit, and Mutual Life Wealth — we seamlessly integrate local expertise with global insights to deliver innovative, accessible, and sustainable solutions.
At Mutual Life, our foundation rests on core values: integrity, trust, innovation, and social responsibility. These principles guide every decision we make as we work together to create a more secure, healthier, and prosperous world for all.
Our brands are united by a shared mission: to deliver exceptional value through innovative and customer-centric solutions.
At Mutual Life Africa, we are dedicated to serving the unique needs of migrant workers, expats, locals, and foreign nationals living across Africa.
Our mission is simple and that is to ensure financial security and access to essential services, no matter where life takes you.
Whether you’re living and working in South Africa, Zimbabwe, Botswana, Namibia, or any other African country, Mutual Life Africa provides you with the financial security you need in today’s unpredictable economy.
Mutual Life Africa’s Universal One Plan is a robust insurance solution tailored to meet the diverse needs of foreign nationals, migrant workers, locals, and expats living in South Africa and across Africa.
It combines life and health coverage, income protection, funeral benefits, and financial flexibility through a revolving credit facility and personal loans. empowerment.
Mutual Life Africa’s flagship product, the Global One Africa Cover, is a multinational funeral cover designed to protect up to 25 family members living in South Africa, Zimbabwe, Botswana, Ghana, Lesotho, Namibia, or any other African country.
With Mutual Life Africa’s Global One Africa Funeral Cover, you can insure your family members—such as uncles, parents, brothers, sisters, and cousins—with cover amounts of up to R100,000, depending on your preference and affordability. Our plans are flexible, starting from as little as R350
Mutual Life Africa offers life cover of up to R2 Million to expats, locals, migrant workers and foreign nationals living in South Africa or any where within Africa.
With Mutual Life Africa you can get upto R2 Million Life cover even if you’re staying and working in South Africa, Botswana, Namibia, Zimbabwe, Kenya, Zambia or any where within Africa.
Joint Life Insurance, offered by Mutual Life Africa as part of the Universal One Plan, is a comprehensive life insurance solution designed for couples or business partners. This policy ensures that both lives are covered under a single plan.
Mutual Life Africa’s Legacy Fund is a savings plan designed to secure your child’s financial future. By contributing a fixed amount each month, you can provide them with a guaranteed, tax-free lump sum when they turn 21—setting them up for success in education, business, or life.
Designed for those who want to protect their loved ones no matter where they are, this cover provides affordable life cover and funeral cover in United States Dollars.
With Mutual Life’s Global One cover locals, expats, migrant workers and foreign nationals living anywhere within Africa can get up to $50 000 funeral cover for up to 25 family member.
