{"id":12896,"date":"2026-05-08T11:08:40","date_gmt":"2026-05-08T09:08:40","guid":{"rendered":"https:\/\/mutuallife.africa\/?page_id=12896"},"modified":"2026-05-08T11:08:40","modified_gmt":"2026-05-08T09:08:40","slug":"rand-life-cover","status":"publish","type":"page","link":"https:\/\/mutuallife.africa\/za\/rand-life-cover\/","title":{"rendered":"Rand Life Cover"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12896\" class=\"elementor elementor-12896\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60f8c0b7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"60f8c0b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3306b3eb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3306b3eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-24bc3976 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"24bc3976\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66e023e5 wpr-fancy-text-slide wpr-advanced-text-style-animated wpr-animated-text-infinite-yes elementor-widget elementor-widget-wpr-advanced-text\" data-id=\"66e023e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;anim_loop&quot;:&quot;yes&quot;}\" data-widget_type=\"wpr-advanced-text.default\">\n\t\t\t\t\t\n\t\t<h3 class=\"wpr-advanced-text\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t<span class=\"wpr-advanced-text-preffix\">Rand Life Cover<\/span>\n\t\t\t\n\t\t<span class=\"wpr-anim-text wpr-anim-text-type-slide\" data-anim-duration=\"2000,3000\" data-anim-loop=\"yes\">\n\t\t\t<span class=\"wpr-anim-text-inner\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58132d06 elementor-widget elementor-widget-text-editor\" data-id=\"58132d06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Rand Life Cover by Mutual Life Africa provides life cover for South Africans, foreign nationals living in South Africa, migrant workers, and African families across Southern Africa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7212df63 wpr-button-icon-position-left wpr-button-icon-style-inline elementor-widget elementor-widget-wpr-button\" data-id=\"7212df63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/mutuallife.africa\/quote\/\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Instant Quote<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-icon\"><svg class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57085de e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"57085de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-10f3543 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"10f3543\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed4ac75 elementor-widget elementor-widget-heading\" data-id=\"ed4ac75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About Rand Life Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d303ac elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9d303ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa Rand Life Cover is designed for South Africans, foreign nationals residing in South Africa, and African families across neighbouring countries seeking reliable life insurance in South African Rand.<\/p><p>Our ZAR-based life cover provides dependable long-term financial protection for individuals and families living, working, and supporting loved ones across Southern Africa.<\/p><p>Whether you are based in Johannesburg, Cape Town, Durban, Pretoria, Gaborone, Harare, Lusaka, Windhoek, Maputo, or other regional centres, our life insurance solutions are structured around the realities of cross-border African family life.<\/p><p>We provide practical financial protection for breadwinners, parents, professionals, entrepreneurs, and migrant workers who require stable, accessible cover linked to the South African financial market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42f3d12 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"42f3d12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24de0b0 elementor-widget elementor-widget-counter\" data-id=\"24de0b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Cross-border<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a4bf60 elementor-widget elementor-widget-counter\" data-id=\"4a4bf60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Covered Countries<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"94\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-223a076 elementor-widget elementor-widget-counter\" data-id=\"223a076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">African Nationalities<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"54\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8334b89 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"8334b89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a277ca elementor-widget elementor-widget-image\" data-id=\"1a277ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Personal-Finance-Mutual-Life-Africa.webp\" class=\"attachment-full size-full wp-image-12494\" alt=\"Mutual Life Africa\" srcset=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Personal-Finance-Mutual-Life-Africa.webp 600w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Personal-Finance-Mutual-Life-Africa-300x200.webp 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f5bf85b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-parent\" data-id=\"f5bf85b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ef72a64 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ef72a64\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e4fe6b elementor-widget elementor-widget-heading\" data-id=\"9e4fe6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Affordable Funeral Cover For All African Nationals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1c3753 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"d1c3753\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b095faf e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b095faf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0ed65b elementor-widget elementor-widget-image\" data-id=\"c0ed65b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"2400\" src=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-1.jpg\" class=\"attachment-full size-full wp-image-12866\" alt=\"Mutual Life Africa - Funeral Cover.\" srcset=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-1.jpg 1600w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-1-200x300.jpg 200w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-1-683x1024.jpg 683w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-1-768x1152.jpg 768w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-1-1024x1536.jpg 1024w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-1-1365x2048.jpg 1365w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a14398e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a14398e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cbdbb6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2cbdbb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df790da e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"df790da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-49db095 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"49db095\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7e9e8d elementor-widget elementor-widget-heading\" data-id=\"d7e9e8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What We DO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2bcddf2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"2bcddf2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14fe5e7 elementor-widget elementor-widget-text-editor\" data-id=\"14fe5e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We provide Rand-denominated life insurance solutions for individuals and families seeking reliable financial protection with regional accessibility. Our cover is designed for South Africans, expatriate communities, foreign residents, and cross-border households that require life cover capable of supporting beneficiaries across multiple countries within Southern Africa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-291bd38 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"291bd38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1240e7d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"1240e7d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a2df0a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"1a2df0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87d562f elementor-widget elementor-widget-heading\" data-id=\"87d562f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What We Offer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a880676 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a880676\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f87e73b elementor-widget elementor-widget-text-editor\" data-id=\"f87e73b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our Rand Life Cover provides life insurance protection of up to R2 Million with flexible individual and family cover options.<\/p><p>Clients benefit from affordable premiums, dependable beneficiary support, accessible policy management, and financial protection designed to support loved ones across South Africa and neighbouring countries.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9209d15 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9209d15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df4aa78 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"df4aa78\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-97896ce e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"97896ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6706615 elementor-widget elementor-widget-heading\" data-id=\"6706615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why African Chooses Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22615ed e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"22615ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c2db73e elementor-widget elementor-widget-text-editor\" data-id=\"c2db73e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-69fc5c60-97d8-83ea-8c73-10dee37b1db2-7\" data-testid=\"conversation-turn-34\" data-scroll-anchor=\"false\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\"><div class=\"flex max-w-full flex-col gap-4 grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"5ca49f62-236b-4abf-8105-767373b27105\" data-message-model-slug=\"gpt-5-5\" data-turn-start-message=\"true\"><div class=\"flex w-full flex-col gap-1 empty:hidden\"><div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\"><p data-start=\"2481\" data-end=\"2914\" data-is-last-node=\"\" data-is-only-node=\"\">Families choose Mutual Life Africa because our life cover reflects the realities of modern Southern African living. Many households remain financially connected across borders, with family members living, working, and depending on support from different countries.<\/p><p data-start=\"2481\" data-end=\"2914\" data-is-last-node=\"\" data-is-only-node=\"\">Our Rand Life Cover provides practical long-term financial protection designed for regional African families who require reliable, accessible life insurance in rands.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a79c6ad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"a79c6ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b451919 elementor-widget elementor-widget-html\" data-id=\"b451919\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@600;700&family=Philosopher:ital,wght@0,400;0,700;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n*{box-sizing:border-box;margin:0;padding:0}\r\n.au-vision{background:#000000;padding:96px 40px;position:relative;overflow:hidden}\r\n.au-vision::before{content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:600px;height:600px;border-radius:50%;border:1px solid rgba(201,168,76,0.06);pointer-events:none}\r\n.au-vision-inner{max-width:760px;margin:0 auto;text-align:center;position:relative;z-index:1}\r\n.au-vision-label{font-family:'Syne',sans-serif;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;color:#C9A84C !important;margin-bottom:28px;display:block}\r\n.au-vision-quote{font-family:'Philosopher',serif;font-size:28px;font-style:italic;color:#ffffff !important;line-height:1.7;margin-bottom:36px}\r\n.au-vision-quote em{color:#C9A84C !important;font-style:italic}\r\n.au-vision-rule{width:40px;height:1px;background:rgba(201,168,76,0.4);margin:0 auto 20px}\r\n.au-vision-attr{font-family:'Syne',sans-serif;font-size:12px;font-weight:700;color:rgba(255,255,255,0.35) !important;letter-spacing:0.1em;text-transform:uppercase}\r\n@media(max-width:600px){.au-vision{padding:64px 20px}.au-vision-quote{font-size:20px}}\r\n<\/style>\r\n\r\n<div class=\"au-vision\">\r\n  <div class=\"au-vision-inner\">\r\n    <span class=\"au-vision-label\">Our vision<\/span>\r\n    <p class=\"au-vision-quote\">\"Every African family and every African business \u2014 regardless of where they operate, what passport they carry, or what currency they earn \u2014 deserves <em>financial institutions that work for them.<\/em>\"<\/p>\r\n    <div class=\"au-vision-rule\"><\/div>\r\n    <span class=\"au-vision-attr\">Mutual Life Africa<\/span>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8dfac96 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-parent\" data-id=\"8dfac96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bb9b5e7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"bb9b5e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5f8e8e6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"5f8e8e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-145e292 elementor-widget elementor-widget-heading\" data-id=\"145e292\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Built for a Borderless Africa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9728a8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f9728a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa provides funeral cover solutions designed for modern African families living, working, and building futures across borders<a href=\"http:\/\/africanmutuallifecapital.com\" target=\"_blank\" rel=\"noopener\">. <\/a><\/p><p>From diaspora communities and expatriates to internationally mobile professionals and families supporting loved ones back home, our multicurrency funeral cover delivers reliable financial protection across Africa and around the world<a href=\"https:\/\/mutuallife.africa\/\">.<\/a><\/p><p>With flexible international coverage and cross-border family protection, we help Africans stay connected, protected, and prepared wherever life takes them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-804e88c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"804e88c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b81065a e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b81065a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c071090 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c071090\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4a2d3c elementor-widget elementor-widget-counter\" data-id=\"a4a2d3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">African Nationalities <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"54\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> <\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e7b62b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3e7b62b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21d9dae elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"21d9dae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa proudly serves clients from 54 African nationalities, providing funeral cover solutions designed for the diverse needs of African individuals, families, expatriates, and diaspora communities worldwide.<\/p><p>Our services are built to support Africans living locally and internationally with accessible, reliable protection that reflects the realities of modern cross-border family life.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c1a617 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2c1a617\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Protection Designed for All Africans<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">One Africa, 54 Nationalities<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Funeral Cover Built for Africa and Its Global Communities<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e1612e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7e1612e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b7883d elementor-widget elementor-widget-counter\" data-id=\"5b7883d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Covered Countries <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"95\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e94799 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4e94799\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b108f98 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"b108f98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our funeral cover solutions extend across more than 95 countries, giving clients the flexibility to maintain reliable protection wherever life takes them.<\/p><p>Whether you relocate for work, business, education, or family, your cover remains portable and internationally accessible, helping you stay protected across Africa, Europe, North America, Asia, and beyond.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-125eec6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"125eec6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cover That Travels With You<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">International Protection Without Borders<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reliable Funeral Cover Across 95+ Countries<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01c1d6b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"01c1d6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b06d4a elementor-widget elementor-widget-counter\" data-id=\"9b06d4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Cross-border Protection <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd05974 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bd05974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9a4015 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e9a4015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa is structured around the realities of cross-border African families, allowing eligible family members in different countries to be covered under a single policy structure.<\/p><p>Our solutions are designed to simplify international family protection while ensuring dependable financial support for loved ones across borders when it matters most.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e1c97b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4e1c97b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">One Policy, Multiple Countries<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Protect Your Family Across Borders<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">International Family Cover Made Simple<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e9fdbe e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2e9fdbe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e9fbb6 elementor-widget elementor-widget-html\" data-id=\"5e9fbb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@600;700&family=Philosopher:ital,wght@0,400;0,700;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n.rla *{box-sizing:border-box;margin:0;padding:0}\r\n.rla{background:#ffffff !important;padding:96px 40px}\r\n.rla-inner{max-width:960px;margin:0 auto}\r\n.rla .rla-label{font-family:'Syne',sans-serif !important;font-size:11px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.1em !important;color:#C9A84C !important;margin-bottom:14px !important;display:block !important}\r\n.rla h2{font-family:'Syne',sans-serif !important;font-size:34px !important;font-weight:700 !important;color:#000000 !important;line-height:1.2 !important;margin-bottom:20px !important}\r\n.rla h2 em{color:#1A237E !important;font-style:normal !important}\r\n.rla .rla-body{font-family:'Philosopher',serif !important;font-size:16px !important;color:#000000 !important;line-height:1.85 !important;margin-bottom:16px !important}\r\n.rla .rla-body:last-child{margin-bottom:0 !important}\r\n\r\n\/* CASH VALUE HERO *\/\r\n.rla .rla-cv{margin-bottom:72px}\r\n.rla .rla-cv-cols{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}\r\n.rla .rla-cv-amounts{display:flex;flex-direction:column;gap:16px;margin-top:8px}\r\n.rla .rla-cv-card{background:#1A237E;border-radius:16px;padding:24px 28px;display:flex;align-items:center;justify-content:space-between;gap:16px}\r\n.rla .rla-cv-card-label{font-family:'Philosopher',serif !important;font-size:14px !important;color:rgba(255,255,255,0.6) !important;margin-bottom:6px !important;line-height:1.4 !important}\r\n.rla .rla-cv-card-amount{font-family:'Syne',sans-serif !important;font-size:28px !important;font-weight:700 !important;color:#ffffff !important;line-height:1 !important}\r\n.rla .rla-cv-card-premium{font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#C9A84C !important;white-space:nowrap !important;text-align:right !important}\r\n.rla .rla-cv-card-premium span{font-family:'Philosopher',serif !important;font-size:11px !important;font-weight:400 !important;color:rgba(255,255,255,0.45) !important;display:block !important;margin-top:3px !important}\r\n.rla .rla-cv-note{font-family:'Philosopher',serif !important;font-size:13px !important;color:#888 !important;margin-top:14px !important;line-height:1.6 !important}\r\n\r\n\/* PILLARS *\/\r\n.rla .rla-pillars{display:flex;flex-direction:column;gap:24px}\r\n.rla .rla-pillar{border-left:2px solid #C9A84C;padding:4px 0 4px 20px}\r\n.rla .rla-pillar h3{font-family:'Syne',sans-serif !important;font-size:14px !important;font-weight:700 !important;color:#000000 !important;margin-bottom:6px !important}\r\n.rla .rla-pillar p{font-family:'Philosopher',serif !important;font-size:14px !important;color:#444 !important;line-height:1.75 !important;margin:0 !important}\r\n\r\n\/* WHO IT'S FOR *\/\r\n.rla .rla-who{background:#f7f7f2 !important;border-radius:20px;padding:48px 40px}\r\n.rla .rla-who-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}\r\n.rla .rla-who-card{background:#ffffff !important;border-radius:14px;padding:22px 20px;border:1px solid rgba(0,0,0,0.07);transition:all 0.2s}\r\n.rla .rla-who-card:hover{border-color:rgba(26,35,126,0.2);transform:translateY(-2px);box-shadow:0 8px 24px rgba(26,35,126,0.07)}\r\n.rla .rla-who-num{font-family:'Syne',sans-serif !important;font-size:10px !important;font-weight:700 !important;letter-spacing:0.1em !important;color:#C9A84C !important;display:block !important;margin-bottom:10px !important}\r\n.rla .rla-who-card h3{font-family:'Syne',sans-serif !important;font-size:14px !important;font-weight:700 !important;color:#000000 !important;margin-bottom:6px !important;line-height:1.3 !important}\r\n.rla .rla-who-card p{font-family:'Philosopher',serif !important;font-size:13px !important;color:#444 !important;line-height:1.7 !important;margin:0 !important}\r\n\r\n@media(max-width:900px){\r\n  .rla .rla-cv-cols{grid-template-columns:1fr !important;gap:48px}\r\n  .rla .rla-who-grid{grid-template-columns:1fr 1fr}\r\n  .rla .rla-who{padding:32px 24px}\r\n}\r\n@media(max-width:600px){\r\n  .rla{padding:64px 20px !important}\r\n  .rla h2{font-size:26px !important}\r\n  .rla .rla-who-grid{grid-template-columns:1fr}\r\n  .rla .rla-cv-card{flex-direction:column;align-items:flex-start;gap:10px}\r\n  .rla .rla-cv-card-premium{text-align:left !important}\r\n}\r\n<\/style>\r\n\r\n<div class=\"rla\">\r\n  <div class=\"rla-inner\">\r\n\r\n    <!-- CASH VALUE SECTION -->\r\n    <div class=\"rla-cv\">\r\n      <div class=\"rla-cv-cols\">\r\n        <div>\r\n          <span class=\"rla-label\">Your money working for you<\/span>\r\n          <h2>Real cash in your family's hands \u2014 paid in <em>South African Rand<\/em><\/h2>\r\n          <p class=\"rla-body\">Rand Life Cover pays a large lump sum directly to your nominated beneficiary when you die. Not a service. Not a reimbursement. Cash \u2014 deposited into their bank account in ZAR, ready to use immediately.<\/p>\r\n          <p class=\"rla-body\">Cover from R250,000 up to R2,000,000. Your family can use it to replace your income, clear a bond, cover school fees, or simply survive the years ahead without financial strain.<\/p>\r\n          <p class=\"rla-body\">No medical exam. No smoker surcharge. One flat rate locked at your age band when you sign up \u2014 it never increases.<\/p>\r\n        <\/div>\r\n        <div>\r\n          <div class=\"rla-cv-amounts\">\r\n            <div class=\"rla-cv-card\">\r\n              <div>\r\n                <div class=\"rla-cv-card-label\">Cash benefit to your family<\/div>\r\n                <div class=\"rla-cv-card-amount\">R250,000<\/div>\r\n              <\/div>\r\n              <div class=\"rla-cv-card-premium\">from R300\/mo<span>ages 20\u201329<\/span><\/div>\r\n            <\/div>\r\n            <div class=\"rla-cv-card\">\r\n              <div>\r\n                <div class=\"rla-cv-card-label\">Cash benefit to your family<\/div>\r\n                <div class=\"rla-cv-card-amount\">R500,000<\/div>\r\n              <\/div>\r\n              <div class=\"rla-cv-card-premium\">from R400\/mo<span>ages 20\u201329<\/span><\/div>\r\n            <\/div>\r\n            <div class=\"rla-cv-card\">\r\n              <div>\r\n                <div class=\"rla-cv-card-label\">Cash benefit to your family<\/div>\r\n                <div class=\"rla-cv-card-amount\">R1,000,000<\/div>\r\n              <\/div>\r\n              <div class=\"rla-cv-card-premium\">from R750\/mo<span>ages 20\u201329<\/span><\/div>\r\n            <\/div>\r\n            <div class=\"rla-cv-card\">\r\n              <div>\r\n                <div class=\"rla-cv-card-label\">Cash benefit to your family<\/div>\r\n                <div class=\"rla-cv-card-amount\">R2,000,000<\/div>\r\n              <\/div>\r\n              <div class=\"rla-cv-card-premium\">from R1,499\/mo<span>ages 30\u201339<\/span><\/div>\r\n            <\/div>\r\n          <\/div>\r\n          <p class=\"rla-cv-note\">Premiums shown are starting rates for the youngest age band. Premium is fixed at signup and never increases. 6-month waiting period applies from policy inception \u2014 accidental death covered from day one.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- PILLARS -->\r\n    <div style=\"margin-bottom:72px\">\r\n      <div class=\"rla-pillars\">\r\n        <div class=\"rla-pillar\">\r\n          <h3>Income replacement for your household<\/h3>\r\n          <p>If you are the breadwinner, Rand Life Cover ensures your family does not lose their home, their school fees, or their standard of living when you are gone. Cover up to R2,000,000 paid directly to your beneficiary.<\/p>\r\n        <\/div>\r\n        <div class=\"rla-pillar\">\r\n          <h3>Premiums fixed at signup forever<\/h3>\r\n          <p>Your premium is set at the rate for your age band on the day you sign up. It never increases as you get older \u2014 no annual reviews, no lifestyle adjustments, no surprises.<\/p>\r\n        <\/div>\r\n        <div class=\"rla-pillar\">\r\n          <h3>Paid in Rand, claimed in Rand<\/h3>\r\n          <p>Your family receives the full cash payout in ZAR via bank transfer. No currency conversion, no exchange rate risk, no delays waiting for international transfers to clear.<\/p>\r\n        <\/div>\r\n        <div class=\"rla-pillar\">\r\n          <h3>6-month waiting period<\/h3>\r\n          <p>A 6-month waiting period applies from policy inception. Accidental death unrelated to any pre-existing condition is covered from day one.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- WHO IT'S FOR -->\r\n    <div class=\"rla-who\">\r\n      <span class=\"rla-label\">Who it's for<\/span>\r\n      <h2 style=\"font-size:26px !important;margin-bottom:6px !important\">Built for Africans<br>living in South Africa<\/h2>\r\n      <div class=\"rla-who-grid\">\r\n        <div class=\"rla-who-card\"><span class=\"rla-who-num\">01<\/span><h3>Foreign nationals in South Africa<\/h3><p>Zimbabweans, Mozambicans, Malawians, Congolese, Nigerians and others with work permits, asylum permits, or permanent residency building a life in South Africa.<\/p><\/div>\r\n        <div class=\"rla-who-card\"><span class=\"rla-who-num\">02<\/span><h3>Africans working across borders<\/h3><p>Professionals, traders, and workers who move between South Africa and neighbouring countries and need cover that recognises their South African income and obligations.<\/p><\/div>\r\n        <div class=\"rla-who-card\"><span class=\"rla-who-num\">03<\/span><h3>Primary earners supporting families<\/h3><p>Anyone whose family \u2014 in South Africa or back home \u2014 depends on their monthly income and would face serious financial hardship if that income suddenly stopped.<\/p><\/div>\r\n        <div class=\"rla-who-card\"><span class=\"rla-who-num\">04<\/span><h3>First-time life cover buyers<\/h3><p>People who have never had life cover before and want a straightforward, affordable product with no medical exam and no complicated application process.<\/p><\/div>\r\n        <div class=\"rla-who-card\"><span class=\"rla-who-num\">05<\/span><h3>South African citizens<\/h3><p>South African nationals who want locally denominated life cover with premiums locked at their current age \u2014 keeping costs predictable for the long term.<\/p><\/div>\r\n        <div class=\"rla-who-card\"><span class=\"rla-who-num\">06<\/span><h3>Africans living elsewhere in Africa<\/h3><p>African nationals in Nigeria, Kenya, Ghana, Zambia, and across the continent who want ZAR-denominated cover and a direct relationship with Mutual Life Africa.<\/p><\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a883e46 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"a883e46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-226bb0f elementor-widget elementor-widget-html\" data-id=\"226bb0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@600;700&family=Philosopher:ital,wght@0,400;0,700;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n.rlc *{box-sizing:border-box;margin:0;padding:0}\r\n.rlc{background:#1A237E !important;padding:96px 40px}\r\n.rlc-inner{max-width:960px;margin:0 auto}\r\n\r\n\/* HEADER *\/\r\n.rlc .rlc-label{font-family:'Syne',sans-serif !important;font-size:11px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.1em !important;color:#C9A84C !important;margin-bottom:14px !important;display:block !important}\r\n.rlc h2{font-family:'Syne',sans-serif !important;font-size:28px !important;font-weight:700 !important;color:#ffffff !important;line-height:1.2 !important;margin-bottom:48px !important}\r\n.rlc h2 em{color:#C9A84C !important;font-style:normal !important}\r\n\r\n\/* MAIN LAYOUT: steps left, benefits right *\/\r\n.rlc .rlc-cols{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start;margin-bottom:48px}\r\n\r\n\/* STEPS *\/\r\n.rlc .rlc-steps{display:flex;flex-direction:column;gap:0}\r\n.rlc .rlc-step{display:flex;gap:16px;padding-bottom:22px}\r\n.rlc .rlc-step:last-child{padding-bottom:0}\r\n.rlc .rlc-step-left{display:flex;flex-direction:column;align-items:center}\r\n.rlc .rlc-step-num{width:30px;height:30px;min-width:30px;border-radius:50%;background:rgba(255,255,255,0.08) !important;border:1px solid rgba(201,168,76,0.3);display:flex;align-items:center;justify-content:center;font-family:'Syne',sans-serif !important;font-size:11px !important;font-weight:700 !important;color:#C9A84C !important}\r\n.rlc .rlc-step-num.rlc-highlight{background:#C9A84C !important;border-color:#C9A84C !important;color:#1A237E !important}\r\n.rlc .rlc-step-line{width:1px;flex:1;background:rgba(255,255,255,0.08);margin-top:4px}\r\n.rlc .rlc-step-body{padding-top:3px}\r\n.rlc .rlc-step-body h3{font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#ffffff !important;margin-bottom:3px !important;line-height:1.3 !important}\r\n.rlc .rlc-step-body p{font-family:'Philosopher',serif !important;font-size:13px !important;color:rgba(255,255,255,0.55) !important;line-height:1.6 !important;margin:0 !important}\r\n.rlc .rlc-instant{display:inline-block;background:#C9A84C;color:#1A237E !important;font-family:'Syne',sans-serif !important;font-size:9px !important;font-weight:700 !important;letter-spacing:0.5px;text-transform:uppercase;padding:2px 7px;border-radius:100px;margin-bottom:4px}\r\n\r\n\/* BENEFITS *\/\r\n.rlc .rlc-benefits{display:flex;flex-direction:column;gap:16px}\r\n.rlc .rlc-benefit{display:flex;gap:14px;align-items:flex-start}\r\n.rlc .rlc-b-icon{width:38px;height:38px;min-width:38px;background:rgba(201,168,76,0.12) !important;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}\r\n.rlc .rlc-b-icon svg{width:18px;height:18px}\r\n.rlc .rlc-b-body h3{font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#ffffff !important;margin-bottom:3px !important;line-height:1.3 !important}\r\n.rlc .rlc-b-body p{font-family:'Philosopher',serif !important;font-size:13px !important;color:rgba(255,255,255,0.55) !important;line-height:1.6 !important;margin:0 !important}\r\n\r\n\/* BOTTOM: key facts + right-for-you *\/\r\n.rlc .rlc-bottom{display:grid;grid-template-columns:1fr 1fr;gap:20px}\r\n.rlc .rlc-facts{background:rgba(255,255,255,0.05) !important;border:1px solid rgba(201,168,76,0.2);border-radius:14px;padding:24px 28px}\r\n.rlc .rlc-facts-label{font-family:'Syne',sans-serif !important;font-size:10px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.1em !important;color:#C9A84C !important;margin-bottom:16px !important;display:block !important}\r\n.rlc .rlc-fact{display:flex;justify-content:space-between;align-items:flex-start;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.06);gap:12px}\r\n.rlc .rlc-fact:last-child{border-bottom:none}\r\n.rlc .rlc-fact-key{font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(255,255,255,0.5) !important;flex-shrink:0}\r\n.rlc .rlc-fact-val{font-family:'Syne',sans-serif !important;font-size:12px !important;font-weight:700 !important;color:#ffffff !important;text-align:right !important}\r\n.rlc .rlc-fact-val.gold{color:#C9A84C !important}\r\n\r\n.rlc .rlc-compare{background:rgba(201,168,76,0.08) !important;border:1px solid rgba(201,168,76,0.2);border-radius:14px;padding:24px 28px}\r\n.rlc .rlc-compare h3{font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#C9A84C !important;margin-bottom:14px !important}\r\n.rlc .rlc-compare-list{display:flex;flex-direction:column;gap:9px}\r\n.rlc .rlc-compare-item{display:flex;align-items:flex-start;gap:8px;font-family:'Philosopher',serif !important;font-size:13px !important;color:rgba(255,255,255,0.7) !important;line-height:1.55 !important}\r\n.rlc .rlc-dot{width:4px;height:4px;min-width:4px;border-radius:50%;background:#C9A84C;margin-top:7px;flex-shrink:0}\r\n\r\n@media(max-width:860px){\r\n  .rlc .rlc-cols{grid-template-columns:1fr !important;gap:48px}\r\n  .rlc .rlc-bottom{grid-template-columns:1fr !important}\r\n}\r\n@media(max-width:600px){\r\n  .rlc{padding:64px 20px !important}\r\n  .rlc h2{font-size:22px !important}\r\n}\r\n<\/style>\r\n\r\n<div class=\"rlc\">\r\n  <div class=\"rlc-inner\">\r\n\r\n    <span class=\"rlc-label\">How it works & what you get<\/span>\r\n    <h2>Five minutes to apply.<br><em>Real cash for your family<\/em> when it matters.<\/h2>\r\n\r\n    <div class=\"rlc-cols\">\r\n\r\n      <!-- LEFT: STEPS -->\r\n      <div class=\"rlc-steps\">\r\n\r\n        <div class=\"rlc-step\">\r\n          <div class=\"rlc-step-left\"><div class=\"rlc-step-num\">1<\/div><div class=\"rlc-step-line\"><\/div><\/div>\r\n          <div class=\"rlc-step-body\"><h3>Create your account<\/h3><p>Sign up at app.mutuallifeafrica.com with your email and basic personal details.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-step\">\r\n          <div class=\"rlc-step-left\"><div class=\"rlc-step-num\">2<\/div><div class=\"rlc-step-line\"><\/div><\/div>\r\n          <div class=\"rlc-step-body\"><h3>Complete your profile<\/h3><p>Date of birth, nationality, valid ID or passport. Refugee documents accepted subject to KYC verification.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-step\">\r\n          <div class=\"rlc-step-left\"><div class=\"rlc-step-num\">3<\/div><div class=\"rlc-step-line\"><\/div><\/div>\r\n          <div class=\"rlc-step-body\"><h3>Choose your cover amount<\/h3><p>R250,000 to R2,000,000. Your premium is shown instantly based on your age band.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-step\">\r\n          <div class=\"rlc-step-left\"><div class=\"rlc-step-num\">4<\/div><div class=\"rlc-step-line\"><\/div><\/div>\r\n          <div class=\"rlc-step-body\"><h3>Nominate your beneficiary<\/h3><p>Spouse, child, parent, or any trusted person. Update anytime through the app.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-step\">\r\n          <div class=\"rlc-step-left\"><div class=\"rlc-step-num\">5<\/div><div class=\"rlc-step-line\"><\/div><\/div>\r\n          <div class=\"rlc-step-body\"><h3>Pay monthly by card or direct debit<\/h3><p>Policy document arrives by email. Cover begins immediately upon acceptance.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-step\">\r\n          <div class=\"rlc-step-left\"><div class=\"rlc-step-num rlc-highlight\">6<\/div><div class=\"rlc-step-line\"><\/div><\/div>\r\n          <div class=\"rlc-step-body\">\r\n            <div class=\"rlc-instant\">Immediate<\/div>\r\n            <h3>Cash advance paid on claim filing<\/h3>\r\n            <p>Your beneficiary files a claim. A cash advance is released immediately \u2014 before the full review concludes. Urgent costs are covered from day one.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-step\">\r\n          <div class=\"rlc-step-left\"><div class=\"rlc-step-num\">7<\/div><\/div>\r\n          <div class=\"rlc-step-body\"><h3>Full payout after review<\/h3><p>The remaining balance is paid in full via bank transfer in ZAR directly to your beneficiary.<\/p><\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n      <!-- RIGHT: BENEFITS -->\r\n      <div class=\"rlc-benefits\">\r\n\r\n        <div class=\"rlc-benefit\">\r\n          <div class=\"rlc-b-icon\"><svg viewBox=\"0 0 22 22\" fill=\"none\"><path d=\"M11 2L4 5.5v5.5c0 4.6 3 8.8 7 10 4-1.2 7-5.4 7-10V5.5L11 2z\" stroke=\"#C9A84C\" stroke-width=\"1.5\"\/><path d=\"M8 11l2 2 4-4\" stroke=\"#C9A84C\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/div>\r\n          <div class=\"rlc-b-body\"><h3>Lump sum up to R2,000,000<\/h3><p>A single tax-free cash payment to your beneficiary \u2014 not a monthly income. Enough to replace earnings, clear a bond, or cover years of school fees.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-benefit\">\r\n          <div class=\"rlc-b-icon\"><svg viewBox=\"0 0 22 22\" fill=\"none\"><path d=\"M5 11l4 4 8-8\" stroke=\"#C9A84C\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><circle cx=\"11\" cy=\"11\" r=\"8\" stroke=\"#C9A84C\" stroke-width=\"1.5\"\/><\/svg><\/div>\r\n          <div class=\"rlc-b-body\"><h3>No medical exam. No surcharges.<\/h3><p>No doctor visits, no blood tests, no smoking penalty. Everyone in the same age band pays the same rate \u2014 simple and transparent.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-benefit\">\r\n          <div class=\"rlc-b-icon\"><svg viewBox=\"0 0 22 22\" fill=\"none\"><circle cx=\"11\" cy=\"8\" r=\"4\" stroke=\"#C9A84C\" stroke-width=\"1.5\"\/><path d=\"M4 19c0-3.9 3.1-7 7-7s7 3.1 7 7\" stroke=\"#C9A84C\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/div>\r\n          <div class=\"rlc-b-body\"><h3>Beneficiary of your choice<\/h3><p>Nominate any person \u2014 spouse, child, parent, sibling. Change your beneficiary anytime in the app.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-benefit\">\r\n          <div class=\"rlc-b-icon\"><svg viewBox=\"0 0 22 22\" fill=\"none\"><path d=\"M4 11h14M11 4l7 7-7 7\" stroke=\"#C9A84C\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/div>\r\n          <div class=\"rlc-b-body\"><h3>Upgrade your cover anytime<\/h3><p>As your responsibilities grow, increase your cover through the app \u2014 rated at your original age band, never re-rated.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"rlc-benefit\">\r\n          <div class=\"rlc-b-icon\"><svg viewBox=\"0 0 22 22\" fill=\"none\"><rect x=\"3\" y=\"6\" width=\"16\" height=\"12\" rx=\"2\" stroke=\"#C9A84C\" stroke-width=\"1.5\"\/><path d=\"M3 10h16\" stroke=\"#C9A84C\" stroke-width=\"1.5\"\/><circle cx=\"7\" cy=\"14\" r=\"1\" fill=\"#C9A84C\"\/><\/svg><\/div>\r\n          <div class=\"rlc-b-body\"><h3>Paid in Rand \u2014 no conversion<\/h3><p>Payout and premiums are both in ZAR. No exchange rate risk, no international transfer delays.<\/p><\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- BOTTOM ROW -->\r\n    <div class=\"rlc-bottom\">\r\n\r\n      <div class=\"rlc-facts\">\r\n        <span class=\"rlc-facts-label\">Key policy facts<\/span>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Cover<\/span><span class=\"rlc-fact-val gold\">R250,000 \u2013 R2,000,000<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Currency<\/span><span class=\"rlc-fact-val\">ZAR<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Age range<\/span><span class=\"rlc-fact-val\">20 \u2013 59 years<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Waiting period<\/span><span class=\"rlc-fact-val\">6 months<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Accidental death<\/span><span class=\"rlc-fact-val\">Day one<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Cash advance<\/span><span class=\"rlc-fact-val gold\">On claim filing<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Full payout<\/span><span class=\"rlc-fact-val\">After claim review<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Payment<\/span><span class=\"rlc-fact-val\">Card \u00b7 Direct debit<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Cooling-off<\/span><span class=\"rlc-fact-val\">30 days \u00b7 Full refund<\/span><\/div>\r\n        <div class=\"rlc-fact\"><span class=\"rlc-fact-key\">Medical exam<\/span><span class=\"rlc-fact-val\">Not required<\/span><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"rlc-compare\">\r\n        <div style=\"margin-bottom:28px\">\r\n          <h3>Rand Life Cover is right for you if:<\/h3>\r\n          <div class=\"rlc-compare-list\">\r\n            <div class=\"rlc-compare-item\"><span class=\"rlc-dot\"><\/span><span>You earn in ZAR and want cover in the same currency<\/span><\/div>\r\n            <div class=\"rlc-compare-item\"><span class=\"rlc-dot\"><\/span><span>Your family depends on your monthly income<\/span><\/div>\r\n            <div class=\"rlc-compare-item\"><span class=\"rlc-dot\"><\/span><span>You have a bond, car loan, or significant debts<\/span><\/div>\r\n            <div class=\"rlc-compare-item\"><span class=\"rlc-dot\"><\/span><span>You want to leave a financial legacy for your children<\/span><\/div>\r\n          <\/div>\r\n        <\/div>\r\n        <div>\r\n          <h3>Consider adding Rand Funeral Cover if:<\/h3>\r\n          <div class=\"rlc-compare-list\">\r\n            <div class=\"rlc-compare-item\"><span class=\"rlc-dot\"><\/span><span>You want to cover parents, siblings, or extended family<\/span><\/div>\r\n            <div class=\"rlc-compare-item\"><span class=\"rlc-dot\"><\/span><span>You need repatriation cover for family back home in Africa<\/span><\/div>\r\n            <div class=\"rlc-compare-item\"><span class=\"rlc-dot\"><\/span><span>Many families hold both \u2014 Funeral Cover for immediate costs, Life Cover for the long term<\/span><\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c7f7b2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"4c7f7b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9be3a75 elementor-widget elementor-widget-html\" data-id=\"9be3a75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@600;700&family=Oswald:wght@400;500;600&family=Philosopher:ital,wght@0,400;0,700;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n.rlp *{box-sizing:border-box;margin:0;padding:0;word-break:break-word;overflow-wrap:break-word}\r\n.rlp{background:#1A237E !important;padding:64px 40px;overflow:hidden}\r\n.rlp-inner{max-width:640px;margin:0 auto}\r\n.rlp .rlp-label{font-family:'Syne',sans-serif !important;font-size:11px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.1em !important;color:#C9A84C !important;margin-bottom:10px !important;display:block !important}\r\n.rlp h2{font-family:'Syne',sans-serif !important;font-size:28px !important;font-weight:700 !important;color:#ffffff !important;line-height:1.25 !important;margin-bottom:36px !important}\r\n\r\n\/* CARD *\/\r\n.rlp .rlp-card{background:#ffffff !important;border:1.5px solid #C9A84C;border-radius:20px;padding:2rem;overflow:hidden;width:100%}\r\n.rlp .rlp-prog-bar{height:3px;background:rgba(201,168,76,0.15);border-radius:2px;margin-bottom:8px;overflow:hidden}\r\n.rlp .rlp-prog-fill{height:100%;background:#C9A84C;border-radius:2px;transition:width 0.4s ease}\r\n.rlp .rlp-prog-label{font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(0,0,0,0.4) !important;margin-bottom:1.75rem !important;display:block !important}\r\n\r\n\/* STEPS *\/\r\n.rlp .rlp-step{display:none}\r\n.rlp .rlp-step.active{display:block;animation:rlpFade 0.3s ease}\r\n@keyframes rlpFade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}\r\n.rlp .rlp-q-label{font-family:'Philosopher',serif !important;font-size:11px !important;text-transform:uppercase !important;letter-spacing:2px !important;color:#C9A84C !important;font-weight:700 !important;margin-bottom:0.5rem !important;display:block !important}\r\n.rlp .rlp-q-title{font-family:'Syne',sans-serif !important;font-size:20px !important;font-weight:700 !important;color:#000000 !important;line-height:1.25 !important;margin-bottom:0.4rem !important;display:block !important}\r\n.rlp .rlp-q-sub{font-family:'Philosopher',serif !important;font-size:13px !important;color:rgba(0,0,0,0.5) !important;line-height:1.6 !important;margin-bottom:1.5rem !important;display:block !important}\r\n\r\n\/* OPTIONS *\/\r\n.rlp .rlp-options{display:flex;flex-direction:column;gap:10px}\r\n.rlp .rlp-options.grid2{display:grid;grid-template-columns:1fr 1fr;gap:10px}\r\n.rlp .rlp-opt{width:100%;padding:14px 16px;border:1.5px solid rgba(201,168,76,0.25);border-radius:14px;background:#ffffff !important;cursor:pointer;text-align:left;display:flex;align-items:center;justify-content:space-between;transition:all 0.18s;min-height:52px;-webkit-tap-highlight-color:transparent;gap:8px}\r\n.rlp .rlp-opt:hover{border-color:#C9A84C;background:rgba(201,168,76,0.04) !important}\r\n.rlp .rlp-opt.selected{border-color:#C9A84C;background:rgba(201,168,76,0.07) !important}\r\n.rlp .rlp-opt-main{font-family:'Syne',sans-serif !important;font-size:14px !important;font-weight:700 !important;color:#000000 !important;display:block !important}\r\n.rlp .rlp-check{width:20px;height:20px;min-width:20px;border-radius:50%;border:1.5px solid rgba(201,168,76,0.4);display:flex;align-items:center;justify-content:center;transition:all 0.18s;flex-shrink:0}\r\n.rlp .rlp-opt.selected .rlp-check{background:#C9A84C !important;border-color:#C9A84C}\r\n.rlp .rlp-opt.selected .rlp-check::after{content:'';width:5px;height:5px;border-radius:50%;background:#ffffff}\r\n\r\n\/* COVER CARDS *\/\r\n.rlp .rlp-cover-grid{display:flex;flex-direction:column;gap:10px}\r\n.rlp .rlp-cover-card{border:1.5px solid rgba(201,168,76,0.25);border-radius:14px;padding:14px 18px;cursor:pointer;background:#ffffff !important;transition:all 0.18s;-webkit-tap-highlight-color:transparent}\r\n.rlp .rlp-cover-card:hover{border-color:#C9A84C;background:rgba(201,168,76,0.04) !important}\r\n.rlp .rlp-cover-card.selected{border-color:#C9A84C;background:rgba(201,168,76,0.07) !important}\r\n.rlp .rlp-cover-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:6px}\r\n.rlp .rlp-cover-left{}\r\n.rlp .rlp-cover-tag{font-family:'Syne',sans-serif !important;font-size:9px !important;font-weight:700 !important;letter-spacing:0.12em !important;text-transform:uppercase !important;color:rgba(201,168,76,0.7) !important;display:block !important}\r\n.rlp .rlp-cover-amt{font-family:'Oswald',sans-serif !important;font-size:22px !important;font-weight:600 !important;color:#000000 !important;line-height:1 !important;display:block !important}\r\n.rlp .rlp-cover-right{text-align:right;flex-shrink:0}\r\n.rlp .rlp-cover-ptag{font-family:'Syne',sans-serif !important;font-size:9px !important;font-weight:700 !important;letter-spacing:0.12em !important;text-transform:uppercase !important;color:rgba(201,168,76,0.7) !important;display:block !important}\r\n.rlp .rlp-cover-price{font-family:'Oswald',sans-serif !important;font-size:26px !important;font-weight:600 !important;color:#C9A84C !important;line-height:1 !important;display:block !important}\r\n.rlp .rlp-cover-period{font-family:'Philosopher',serif !important;font-size:11px !important;color:rgba(0,0,0,0.4) !important;display:block !important}\r\n.rlp .rlp-cover-hook{font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(0,0,0,0.5) !important;font-style:italic !important;line-height:1.5 !important;padding-top:6px !important;border-top:1px solid rgba(201,168,76,0.15) !important}\r\n\r\n\/* CASH VALUE SLIDER *\/\r\n.rlp .rlp-cv-wrap{background:rgba(201,168,76,0.06) !important;border:1px solid rgba(201,168,76,0.2);border-radius:14px;padding:18px 20px;margin-top:14px;animation:rlpFade 0.35s ease}\r\n.rlp .rlp-cv-title{font-family:'Syne',sans-serif !important;font-size:11px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.1em !important;color:#1A237E !important;margin-bottom:14px !important;display:block !important}\r\n.rlp .rlp-cv-display{text-align:center;margin-bottom:16px}\r\n.rlp .rlp-cv-year-label{font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(0,0,0,0.5) !important;margin-bottom:4px !important;display:block !important}\r\n.rlp .rlp-cv-amount{font-family:'Oswald',sans-serif !important;font-size:36px !important;font-weight:600 !important;color:#1A237E !important;line-height:1 !important;display:block !important}\r\n.rlp .rlp-cv-sublabel{font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(0,0,0,0.45) !important;margin-top:4px !important;display:block !important}\r\n\r\n\/* SLIDER INPUT *\/\r\n.rlp .rlp-slider-wrap{position:relative;padding:0 4px}\r\n.rlp input[type=range].rlp-slider{-webkit-appearance:none;appearance:none;width:100%;height:4px;border-radius:2px;background:rgba(201,168,76,0.2);outline:none;cursor:pointer;margin-bottom:10px}\r\n.rlp input[type=range].rlp-slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:#1A237E !important;border:2.5px solid #C9A84C;cursor:pointer;transition:transform 0.15s}\r\n.rlp input[type=range].rlp-slider::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#1A237E !important;border:2.5px solid #C9A84C;cursor:pointer}\r\n.rlp input[type=range].rlp-slider::-webkit-slider-thumb:active{transform:scale(1.2)}\r\n\r\n\/* SLIDER TICK LABELS *\/\r\n.rlp .rlp-ticks{display:flex;justify-content:space-between;padding:0 2px}\r\n.rlp .rlp-tick{font-family:'Syne',sans-serif !important;font-size:10px !important;font-weight:700 !important;color:rgba(0,0,0,0.35) !important;text-align:center !important;cursor:pointer;transition:color 0.15s;flex:1}\r\n.rlp .rlp-tick.active{color:#1A237E !important}\r\n\r\n\/* DAILY COST *\/\r\n.rlp .rlp-daily{background:#1A237E !important;border-radius:10px;padding:10px 14px;margin-top:12px;display:flex;align-items:center;justify-content:space-between;gap:8px}\r\n.rlp .rlp-daily-text{font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(255,255,255,0.65) !important}\r\n.rlp .rlp-daily-val{font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#C9A84C !important;white-space:nowrap !important}\r\n\r\n\/* NEXT BUTTON *\/\r\n.rlp .rlp-next{margin-top:1.5rem;width:100%;padding:14px;background:#ffffff !important;color:#000000 !important;border:1.5px solid #C9A84C;border-radius:14px;font-family:'Syne',sans-serif !important;font-size:14px !important;font-weight:700 !important;cursor:pointer;transition:all 0.2s;min-height:52px;-webkit-tap-highlight-color:transparent}\r\n.rlp .rlp-next:hover{background:rgba(201,168,76,0.08) !important}\r\n.rlp .rlp-next:disabled{opacity:0.3;cursor:not-allowed}\r\n.rlp .rlp-next:disabled:hover{background:#ffffff !important}\r\n\r\n\/* BACK *\/\r\n.rlp .rlp-back{background:none !important;border:none !important;font-family:'Philosopher',serif !important;font-size:13px !important;color:rgba(0,0,0,0.4) !important;cursor:pointer;padding:4px 0;margin-bottom:1rem;display:none;align-items:center;gap:6px}\r\n.rlp .rlp-back.show{display:flex}\r\n\r\n\/* SUMMARY *\/\r\n.rlp .rlp-summary-box{background:#1A237E !important;border:1.5px solid #C9A84C;border-radius:14px;padding:1.5rem;margin-bottom:1.25rem}\r\n.rlp .rlp-sum-row{display:flex;justify-content:space-between;align-items:flex-start;padding:8px 0;border-bottom:1px solid rgba(201,168,76,0.2);gap:12px}\r\n.rlp .rlp-sum-row:last-child{border-bottom:none;padding-top:14px}\r\n.rlp .rlp-sum-key{font-family:'Philosopher',serif !important;font-size:13px !important;color:rgba(255,255,255,0.6) !important;flex-shrink:0}\r\n.rlp .rlp-sum-val{font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#ffffff !important;text-align:right !important}\r\n.rlp .rlp-sum-highlight{background:rgba(201,168,76,0.12) !important;border-radius:10px;padding:14px 16px;margin:12px 0;display:flex;justify-content:space-between;align-items:center;gap:12px;border:1px solid rgba(201,168,76,0.3)}\r\n.rlp .rlp-sum-hkey{font-family:'Philosopher',serif !important;font-size:13px !important;color:rgba(255,255,255,0.7) !important}\r\n.rlp .rlp-sum-hval{font-family:'Oswald',sans-serif !important;font-size:32px !important;font-weight:600 !important;color:#C9A84C !important;line-height:1 !important}\r\n.rlp .rlp-sum-tkey{font-family:'Syne',sans-serif !important;font-size:14px !important;font-weight:700 !important;color:#ffffff !important}\r\n.rlp .rlp-sum-tval{font-family:'Oswald',sans-serif !important;font-size:28px !important;font-weight:600 !important;color:#C9A84C !important;line-height:1 !important}\r\n\r\n\/* DUAL CTA *\/\r\n.rlp .rlp-cta-row{display:flex;gap:10px;margin-bottom:8px}\r\n.rlp .rlp-cta{display:flex;align-items:center;justify-content:center;gap:8px;flex:1;padding:14px 10px;border-radius:14px;font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;cursor:pointer;text-align:center;text-decoration:none;min-height:52px;line-height:1.4;transition:opacity 0.15s;letter-spacing:0.2px}\r\n.rlp .rlp-cta-android{background:#C9A84C !important;color:#1A237E !important;border:none}\r\n.rlp .rlp-cta-android:hover{opacity:0.88}\r\n.rlp .rlp-cta-web{background:#1A237E !important;color:#ffffff !important;border:1.5px solid rgba(255,255,255,0.3)}\r\n.rlp .rlp-cta-web:hover{opacity:0.88}\r\n.rlp .rlp-cta svg{width:14px;height:14px;flex-shrink:0}\r\n\r\n.rlp .rlp-restart{text-align:center;margin-top:10px}\r\n.rlp .rlp-restart button{background:none !important;border:none !important;font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(0,0,0,0.4) !important;cursor:pointer;text-decoration:underline;padding:6px}\r\n.rlp .rlp-note{background:rgba(201,168,76,0.08) !important;border:1px solid rgba(201,168,76,0.2);border-radius:10px;padding:12px 14px;margin-top:1.25rem}\r\n.rlp .rlp-note p{font-family:'Philosopher',serif !important;font-size:12px !important;color:rgba(0,0,0,0.65) !important;line-height:1.65 !important;margin:0 !important}\r\n\r\n@media(max-width:600px){\r\n  .rlp{padding:48px 20px !important}\r\n  .rlp h2{font-size:22px !important}\r\n  .rlp .rlp-card{padding:1.5rem 1.25rem !important}\r\n  .rlp .rlp-q-title{font-size:17px !important}\r\n  .rlp .rlp-options.grid2{grid-template-columns:1fr 1fr !important}\r\n  .rlp .rlp-cover-amt{font-size:18px !important}\r\n  .rlp .rlp-cover-price{font-size:22px !important}\r\n  .rlp .rlp-cv-amount{font-size:28px !important}\r\n  .rlp .rlp-cta-row{flex-direction:column}\r\n}\r\n<\/style>\r\n\r\n<div class=\"rlp\">\r\n  <div class=\"rlp-inner\">\r\n    <span class=\"rlp-label\">Get a quote<\/span>\r\n    <h2>Find your monthly premium<br>in under two minutes.<\/h2>\r\n\r\n    <div class=\"rlp-card\">\r\n      <div class=\"rlp-prog-bar\"><div class=\"rlp-prog-fill\" id=\"rlpFill\" style=\"width:0%\"><\/div><\/div>\r\n      <span class=\"rlp-prog-label\" id=\"rlpPLabel\">Step 1 of 4<\/span>\r\n      <button class=\"rlp-back\" id=\"rlpBack\" onclick=\"rlpGoBack()\">&#8592; Back<\/button>\r\n\r\n      <!-- STEP 1: LOCATION -->\r\n      <div class=\"rlp-step active\" id=\"rlps1\">\r\n        <span class=\"rlp-q-label\">About you<\/span>\r\n        <span class=\"rlp-q-title\">Where do you<br>currently live?<\/span>\r\n        <span class=\"rlp-q-sub\">Rand Life Cover is available to foreign nationals in South Africa and Africans anywhere on the continent.<\/span>\r\n        <div class=\"rlp-options\">\r\n          <button class=\"rlp-opt\" onclick=\"rlpPick('location','foreign',this)\">\r\n            <div><span class=\"rlp-opt-main\">Foreign national in South Africa<\/span><\/div>\r\n            <div class=\"rlp-check\"><\/div>\r\n          <\/button>\r\n          <button class=\"rlp-opt\" onclick=\"rlpPick('location','sa',this)\">\r\n            <div><span class=\"rlp-opt-main\">South African citizen<\/span><\/div>\r\n            <div class=\"rlp-check\"><\/div>\r\n          <\/button>\r\n          <button class=\"rlp-opt\" onclick=\"rlpPick('location','africa',this)\">\r\n            <div><span class=\"rlp-opt-main\">African living elsewhere in Africa<\/span><\/div>\r\n            <div class=\"rlp-check\"><\/div>\r\n          <\/button>\r\n        <\/div>\r\n        <button class=\"rlp-next\" id=\"rlpN1\" disabled onclick=\"rlpNext('rlps2')\">Continue<\/button>\r\n      <\/div>\r\n\r\n      <!-- STEP 2: AGE -->\r\n      <div class=\"rlp-step\" id=\"rlps2\">\r\n        <span class=\"rlp-q-label\">Your age<\/span>\r\n        <span class=\"rlp-q-title\">Which age group<br>are you in?<\/span>\r\n        <span class=\"rlp-q-sub\">Your premium is calculated at your age band rate on the day you sign up.<\/span>\r\n        <div class=\"rlp-options grid2\">\r\n          <button class=\"rlp-opt\" onclick=\"rlpPick('age','2029',this)\"><div><span class=\"rlp-opt-main\">20 \u2013 29<\/span><\/div><div class=\"rlp-check\"><\/div><\/button>\r\n          <button class=\"rlp-opt\" onclick=\"rlpPick('age','3039',this)\"><div><span class=\"rlp-opt-main\">30 \u2013 39<\/span><\/div><div class=\"rlp-check\"><\/div><\/button>\r\n          <button class=\"rlp-opt\" onclick=\"rlpPick('age','4049',this)\"><div><span class=\"rlp-opt-main\">40 \u2013 49<\/span><\/div><div class=\"rlp-check\"><\/div><\/button>\r\n          <button class=\"rlp-opt\" onclick=\"rlpPick('age','5059',this)\"><div><span class=\"rlp-opt-main\">50 \u2013 59<\/span><\/div><div class=\"rlp-check\"><\/div><\/button>\r\n        <\/div>\r\n        <button class=\"rlp-next\" id=\"rlpN2\" disabled onclick=\"rlpShowRates()\">See my rates<\/button>\r\n      <\/div>\r\n\r\n      <!-- STEP 3: COVER + SLIDER -->\r\n      <div class=\"rlp-step\" id=\"rlps3\">\r\n        <span class=\"rlp-q-label\">Choose your cover<\/span>\r\n        <span class=\"rlp-q-title\" id=\"rlpRatesTitle\">Select a cover amount<\/span>\r\n        <span class=\"rlp-q-sub\">All rates in ZAR \u00b7 No smoker surcharge \u00b7 No medical exam<\/span>\r\n        <div class=\"rlp-cover-grid\" id=\"rlpRatesGrid\"><\/div>\r\n\r\n        <!-- Cash value slider \u2014 shown after cover selection -->\r\n        <div class=\"rlp-cv-wrap\" id=\"rlpCvWrap\" style=\"display:none\">\r\n          <span class=\"rlp-cv-title\">Projected cash value milestone<\/span>\r\n          <div class=\"rlp-cv-display\">\r\n            <span class=\"rlp-cv-year-label\" id=\"rlpCvYearLabel\">After 3 years<\/span>\r\n            <span class=\"rlp-cv-amount\" id=\"rlpCvAmount\">\u2014<\/span>\r\n            <span class=\"rlp-cv-sublabel\" id=\"rlpCvPct\">3% of your cover amount<\/span>\r\n          <\/div>\r\n          <div class=\"rlp-slider-wrap\">\r\n            <input type=\"range\" class=\"rlp-slider\" id=\"rlpSlider\" min=\"0\" max=\"2\" step=\"1\" value=\"0\" oninput=\"rlpUpdateSlider(this.value)\">\r\n            <div class=\"rlp-ticks\" id=\"rlpTicks\">\r\n              <span class=\"rlp-tick active\" onclick=\"rlpSetSlider(0)\">3yr<\/span>\r\n              <span class=\"rlp-tick\" onclick=\"rlpSetSlider(1)\">5yr<\/span>\r\n              <span class=\"rlp-tick\" onclick=\"rlpSetSlider(2)\">10yr<\/span>\r\n            <\/div>\r\n          <\/div>\r\n          <div class=\"rlp-daily\" id=\"rlpDaily\">\r\n            <span class=\"rlp-daily-text\" id=\"rlpDailyText\">Full cover payout<\/span>\r\n            <span class=\"rlp-daily-val\" id=\"rlpDailyVal\">\u2014<\/span>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <button class=\"rlp-next\" id=\"rlpN3\" disabled onclick=\"rlpShowSummary()\">View my quote<\/button>\r\n        <div class=\"rlp-note\"><p>No medical exam required \u00b7 Cancel anytime \u00b7 6-month waiting period \u00b7 30-day cooling-off period<\/p><\/div>\r\n      <\/div>\r\n\r\n      <!-- SUMMARY -->\r\n      <div class=\"rlp-step\" id=\"rlpSum\">\r\n        <span class=\"rlp-q-label\">Your quote<\/span>\r\n        <span class=\"rlp-q-title\">Rand Life Cover summary<\/span>\r\n        <span class=\"rlp-q-sub\">Review your quote and get covered today.<\/span>\r\n        <div class=\"rlp-summary-box\" id=\"rlpSumBox\"><\/div>\r\n        <div class=\"rlp-cta-row\">\r\n          <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.mutuallifeafrica.app\" target=\"_blank\" class=\"rlp-cta rlp-cta-android\" rel=\"noopener\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M3.18 1L13.64 12 3.18 23A2 2 0 013 22V2c0-.36.1-.7.18-1zm17.47 10.07l-2.93-1.66L14.6 12l3.12 2.59 2.93-1.66a1 1 0 000-1.86zM4.34 1.7L13.02 11l-2.43 2.43L4.34 1.7zm8.68 10.87L4.34 22.3l6.25-11.73 2.43 2z\"\/><\/svg>\r\n            Get on Android\r\n          <\/a>\r\n          <a href=\"https:\/\/app.mutuallifeafrica.com\" target=\"_blank\" class=\"rlp-cta rlp-cta-web\" rel=\"noopener\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"2\" y1=\"12\" x2=\"22\" y2=\"12\"\/><path d=\"M12 2a15.3 15.3 0 010 20M12 2a15.3 15.3 0 000 20\"\/><\/svg>\r\n            Buy Online\r\n          <\/a>\r\n        <\/div>\r\n        <div class=\"rlp-restart\"><button onclick=\"rlpRestart()\">Start over<\/button><\/div>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\n(function(){\r\nvar state={location:null,age:null,cover:null,price:null,priceRaw:0};\r\nvar hist=[];\r\nvar current='rlps1';\r\nvar MILESTONES=[\r\n  {yr:3,  pct:0.03, label:'After 3 years',  pctLabel:'3% of your cover amount'},\r\n  {yr:5,  pct:0.10, label:'After 5 years',  pctLabel:'10% of your cover amount'},\r\n  {yr:10, pct:0.20, label:'After 10 years', pctLabel:'20% of your cover amount'}\r\n];\r\n\r\nvar RATES={\r\n  '2029':[\r\n    {cover:'R250,000',amt:250000,price:'R350',raw:350,hook:'Replaces over a year of an average South African salary.'},\r\n    {cover:'R500,000',amt:500000,price:'R400',raw:400,hook:'Clears a bond. Covers three years of school fees.'},\r\n    {cover:'R750,000',amt:750000,price:'R500',raw:500,hook:'Five years of household income \u2014 protected.'},\r\n    {cover:'R1,000,000',amt:1000000,price:'R750',raw:750,hook:'A million rand in your family\\'s hands. Under R25 a day.'}\r\n  ],\r\n  '3039':[\r\n    {cover:'R250,000',amt:250000,price:'R400',raw:400,hook:'Immediate cash \u2014 no delays, no questions.'},\r\n    {cover:'R500,000',amt:500000,price:'R600',raw:600,hook:'Covers the bond. Keeps the kids in school.'},\r\n    {cover:'R750,000',amt:750000,price:'R750',raw:750,hook:'R25 a day to protect everything you\\'ve built.'},\r\n    {cover:'R1,000,000',amt:1000000,price:'R999',raw:999,hook:'Full income replacement for years ahead.'},\r\n    {cover:'R2,000,000',amt:2000000,price:'R1,499',raw:1499,hook:'The highest cover. For those who carry the most.'}\r\n  ],\r\n  '4049':[\r\n    {cover:'R250,000',amt:250000,price:'R500',raw:500,hook:'Fast cash \u2014 when your family needs it most.'},\r\n    {cover:'R500,000',amt:500000,price:'R650',raw:650,hook:'Half a million. Paid directly. No conversion.'},\r\n    {cover:'R750,000',amt:750000,price:'R800',raw:800,hook:'Covers debts, school fees, and then some.'},\r\n    {cover:'R1,000,000',amt:1000000,price:'R1,200',raw:1200,hook:'A million rand. The security your family deserves.'},\r\n    {cover:'R2,000,000',amt:2000000,price:'R2,499',raw:2499,hook:'Maximum cover. For families who depend on you most.'}\r\n  ],\r\n  '5059':[\r\n    {cover:'R250,000',amt:250000,price:'R500',raw:500,hook:'Immediate payout. No medical exam required.'},\r\n    {cover:'R500,000',amt:500000,price:'R650',raw:650,hook:'Protects your family\\'s home and stability.'},\r\n    {cover:'R750,000',amt:750000,price:'R850',raw:850,hook:'Give your family real financial room to move.'},\r\n    {cover:'R1,000,000',amt:1000000,price:'R1,499',raw:1499,hook:'A million in their hands \u2014 paid in ZAR.'},\r\n    {cover:'R2,000,000',amt:2000000,price:'R2,499',raw:2499,hook:'Maximum cover \u2014 for the people you love most.'}\r\n  ]\r\n};\r\n\r\nvar AGE_LABELS={'2029':'20 \u2013 29','3039':'30 \u2013 39','4049':'40 \u2013 49','5059':'50 \u2013 59'};\r\nvar LOC_LABELS={'foreign':'Foreign national in South Africa','sa':'South African citizen','africa':'African living in Africa'};\r\n\r\nfunction fmtRand(n){return 'R'+n.toLocaleString('en-ZA');}\r\n\r\nfunction show(id){\r\n  document.querySelectorAll('.rlp-step').forEach(function(s){s.classList.remove('active')});\r\n  document.getElementById(id).classList.add('active');\r\n  current=id;\r\n  updateProgress();\r\n  updateBack();\r\n  var card=document.querySelector('.rlp-card');\r\n  if(card) setTimeout(function(){card.scrollIntoView({behavior:'smooth',block:'start'});},80);\r\n}\r\nfunction updateProgress(){\r\n  var map={'rlps1':1,'rlps2':2,'rlps3':3,'rlpSum':4};\r\n  var step=map[current]||1;\r\n  document.getElementById('rlpFill').style.width=Math.round((step\/4)*100)+'%';\r\n  document.getElementById('rlpPLabel').textContent='Step '+step+' of 4';\r\n}\r\nfunction updateBack(){\r\n  var btn=document.getElementById('rlpBack');\r\n  btn.className=hist.length>0?'rlp-back show':'rlp-back';\r\n}\r\nfunction push(id){hist.push(current);show(id);}\r\nwindow.rlpNext=function(id){push(id);};\r\nwindow.rlpGoBack=function(){if(!hist.length)return;var prev=hist.pop();show(prev);};\r\n\r\nwindow.rlpPick=function(field,val,btn){\r\n  state[field]=val;\r\n  var parent=btn.closest('.rlp-options');\r\n  parent.querySelectorAll('.rlp-opt').forEach(function(b){b.classList.remove('selected')});\r\n  btn.classList.add('selected');\r\n  if(field==='location') document.getElementById('rlpN1').disabled=false;\r\n  if(field==='age') document.getElementById('rlpN2').disabled=false;\r\n};\r\n\r\nwindow.rlpShowRates=function(){\r\n  var rates=RATES[state.age];\r\n  document.getElementById('rlpRatesTitle').textContent='Choose your cover \u2014 age '+AGE_LABELS[state.age];\r\n  var grid=document.getElementById('rlpRatesGrid');\r\n  grid.innerHTML='';\r\n  state.cover=null;state.price=null;state.priceRaw=0;\r\n  document.getElementById('rlpN3').disabled=true;\r\n  document.getElementById('rlpCvWrap').style.display='none';\r\n  rates.forEach(function(r){\r\n    var card=document.createElement('div');\r\n    card.className='rlp-cover-card';\r\n    card.innerHTML=\r\n      '<div class=\"rlp-cover-top\">'+\r\n        '<div class=\"rlp-cover-left\">'+\r\n          '<span class=\"rlp-cover-tag\">Cash benefit<\/span>'+\r\n          '<span class=\"rlp-cover-amt\">'+r.cover+'<\/span>'+\r\n        '<\/div>'+\r\n        '<div class=\"rlp-cover-right\">'+\r\n          '<span class=\"rlp-cover-ptag\">Monthly<\/span>'+\r\n          '<span class=\"rlp-cover-price\">'+r.price+'<\/span>'+\r\n          '<span class=\"rlp-cover-period\">\/ month<\/span>'+\r\n        '<\/div>'+\r\n      '<\/div>'+\r\n      '<div class=\"rlp-cover-hook\">'+r.hook+'<\/div>';\r\n    card.onclick=function(){\r\n      state.cover=r.cover;\r\n      state.price=r.price;\r\n      state.priceRaw=r.raw;\r\n      state.coverAmt=r.amt;\r\n      document.querySelectorAll('.rlp-cover-card').forEach(function(c){c.classList.remove('selected')});\r\n      card.classList.add('selected');\r\n      document.getElementById('rlpN3').disabled=false;\r\n      showCvSlider();\r\n    };\r\n    grid.appendChild(card);\r\n  });\r\n  push('rlps3');\r\n};\r\n\r\nfunction showCvSlider(){\r\n  var wrap=document.getElementById('rlpCvWrap');\r\n  wrap.style.display='block';\r\n  document.getElementById('rlpSlider').value=0;\r\n  rlpUpdateSlider(0);\r\n}\r\n\r\nwindow.rlpUpdateSlider=function(idx){\r\n  idx=parseInt(idx);\r\n  var m=MILESTONES[idx];\r\n  var cashValue=Math.round(state.coverAmt * m.pct);\r\n  document.getElementById('rlpCvYearLabel').textContent=m.label;\r\n  document.getElementById('rlpCvAmount').textContent=fmtRand(cashValue);\r\n  document.getElementById('rlpCvPct').textContent=m.pctLabel+' \u2014 '+fmtRand(cashValue)+' paid to your beneficiary';\r\n  document.getElementById('rlpDailyText').textContent='Full cover if claim filed: ';\r\n  document.getElementById('rlpDailyVal').textContent=fmtRand(state.coverAmt);\r\n  \/\/ tick styles\r\n  document.querySelectorAll('.rlp-tick').forEach(function(t,i){\r\n    t.className=i===idx?'rlp-tick active':'rlp-tick';\r\n  });\r\n  \/\/ slider fill\r\n  var fillPct=(idx\/2)*100;\r\n  document.getElementById('rlpSlider').style.background=\r\n    'linear-gradient(to right,rgba(201,168,76,0.7) '+fillPct+'%,rgba(201,168,76,0.2) '+fillPct+'%)';\r\n};\r\n\r\nwindow.rlpSetSlider=function(idx){\r\n  document.getElementById('rlpSlider').value=idx;\r\n  rlpUpdateSlider(idx);\r\n};\r\n\r\nwindow.rlpShowSummary=function(){\r\n  var locLabel=LOC_LABELS[state.location]||state.location;\r\n  var ageLabel=AGE_LABELS[state.age];\r\n  var daily=(state.priceRaw\/30).toFixed(2);\r\n  document.getElementById('rlpSumBox').innerHTML=\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Product<\/span><span class=\"rlp-sum-val\">Rand Life Cover<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Currency<\/span><span class=\"rlp-sum-val\">ZAR \u2014 South African Rand<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Residency<\/span><span class=\"rlp-sum-val\">'+locLabel+'<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Age group<\/span><span class=\"rlp-sum-val\">'+ageLabel+'<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-highlight\">'+\r\n      '<span class=\"rlp-sum-hkey\">Cash your family receives<\/span>'+\r\n      '<span class=\"rlp-sum-hval\">'+state.cover+'<\/span>'+\r\n    '<\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Waiting period<\/span><span class=\"rlp-sum-val\">6 months<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Accidental death<\/span><span class=\"rlp-sum-val\">Day one<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Cash advance on claim<\/span><span class=\"rlp-sum-val\">Immediate<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-tkey\">Monthly premium<\/span><span class=\"rlp-sum-tval\">'+state.price+'<span style=\"font-family:\\'Philosopher\\',serif;font-size:13px;color:rgba(255,255,255,0.55);font-weight:400\">\/mo<\/span><\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Cost per day<\/span><span class=\"rlp-sum-val\">R'+daily+'<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Cash value at 3 yrs<\/span><span class=\"rlp-sum-val\">'+fmtRand(Math.round(state.coverAmt*0.03))+'<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Cash value at 5 yrs<\/span><span class=\"rlp-sum-val\">'+fmtRand(Math.round(state.coverAmt*0.10))+'<\/span><\/div>'+\r\n    '<div class=\"rlp-sum-row\"><span class=\"rlp-sum-key\">Cash value at 10 yrs<\/span><span class=\"rlp-sum-val\">'+fmtRand(Math.round(state.coverAmt*0.20))+'<\/span><\/div>';\r\n  push('rlpSum');\r\n};\r\n\r\nwindow.rlpRestart=function(){\r\n  state={location:null,age:null,cover:null,price:null,priceRaw:0};\r\n  hist=[];\r\n  document.getElementById('rlpN1').disabled=true;\r\n  document.getElementById('rlpN2').disabled=true;\r\n  document.getElementById('rlpCvWrap').style.display='none';\r\n  document.querySelectorAll('.rlp-opt').forEach(function(b){b.classList.remove('selected')});\r\n  show('rlps1');\r\n};\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc4ed38 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"dc4ed38\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8075dd7 elementor-widget elementor-widget-html\" data-id=\"8075dd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@600;700&family=Philosopher:ital,wght@0,400;0,700;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n.rlf *{box-sizing:border-box;margin:0;padding:0;word-break:break-word;overflow-wrap:break-word}\r\n.rlf{background:#ffffff !important;padding:96px 40px;width:100%;overflow:hidden}\r\n.rlf-inner{max-width:960px;margin:0 auto;width:100%}\r\n.rlf .rlf-label{font-family:'Syne',sans-serif !important;font-size:11px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.1em !important;color:#C9A84C !important;margin-bottom:14px !important;display:block !important}\r\n.rlf h2{font-family:'Syne',sans-serif !important;font-size:34px !important;font-weight:700 !important;color:#000000 !important;line-height:1.2 !important;margin-bottom:10px !important}\r\n.rlf .rlf-sub{font-family:'Philosopher',serif !important;font-size:15px !important;color:#555 !important;line-height:1.75 !important;margin-bottom:48px !important;max-width:560px}\r\n.rlf .rlf-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;width:100%}\r\n.rlf .rlf-cat-label{font-family:'Syne',sans-serif !important;font-size:11px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.08em !important;color:#1A237E !important;margin-bottom:18px !important;display:block !important;padding-bottom:10px !important;border-bottom:2px solid rgba(26,35,126,0.12) !important}\r\n.rlf .rlf-item{border-bottom:1px solid rgba(0,0,0,0.08);width:100%;overflow:hidden}\r\n.rlf .rlf-item:last-child{border-bottom:none}\r\n.rlf .rlf-q{width:100%;max-width:100%;background:none !important;border:none !important;padding:15px 0 !important;text-align:left !important;display:flex !important;align-items:flex-start !important;justify-content:space-between !important;gap:10px !important;cursor:pointer !important;-webkit-tap-highlight-color:transparent;overflow:hidden}\r\n.rlf .rlf-q-text{font-family:'Syne',sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#000000 !important;line-height:1.5 !important;flex:1 !important;min-width:0 !important}\r\n.rlf .rlf-icon{width:20px;height:20px;min-width:20px;max-width:20px;border-radius:50%;border:1.5px solid rgba(201,168,76,0.4);display:flex;align-items:center;justify-content:center;transition:all 0.2s;flex-shrink:0;margin-top:2px}\r\n.rlf .rlf-item.open .rlf-icon{background:#C9A84C !important;border-color:#C9A84C;transform:rotate(45deg)}\r\n.rlf .rlf-icon svg{width:10px;height:10px}\r\n.rlf .rlf-a{display:none;padding:0 0 14px;font-family:'Philosopher',serif !important;font-size:13px !important;color:#333 !important;line-height:1.75 !important}\r\n.rlf .rlf-item.open .rlf-a{display:block}\r\n.rlf .rlf-a strong{font-family:'Syne',sans-serif !important;font-weight:700 !important;color:#000000 !important}\r\n.rlf .rlf-gap{margin-top:32px}\r\n@media(max-width:900px){.rlf .rlf-grid{grid-template-columns:1fr !important;gap:0 !important}.rlf .rlf-grid>div+div{margin-top:12px}}\r\n@media(max-width:600px){.rlf{padding:48px 16px !important}.rlf h2{font-size:22px !important}.rlf .rlf-sub{font-size:14px !important;margin-bottom:28px !important}.rlf .rlf-cat-label{font-size:10px !important}.rlf .rlf-q-text{font-size:12px !important}.rlf .rlf-a{font-size:12px !important}}\r\n<\/style>\r\n<div class=\"rlf\">\r\n  <div class=\"rlf-inner\">\r\n    <span class=\"rlf-label\">FAQs<\/span>\r\n    <h2>Frequently asked questions<\/h2>\r\n    <p class=\"rlf-sub\">Everything you need to know about Rand Life Cover \u2014 split by topic for easy reading.<\/p>\r\n    <div class=\"rlf-grid\">\r\n\r\n      <!-- LEFT -->\r\n      <div>\r\n        <div class=\"rlf-cat-label\">Cover &amp; Eligibility<\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Who can apply for<br>Rand Life Cover?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Rand Life Cover is available to African nationals living in South Africa or elsewhere in Africa, foreign nationals living and working in South Africa, and South African citizens. Eligible applicants must be between <strong>20 and 59 years old<\/strong> and provide a valid government-issued ID or passport. Refugee travel documents are accepted subject to KYC\/AML verification.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">What cover amounts<br>are available?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Cover ranges from <strong>R250,000 to R2,000,000<\/strong> depending on your age band. The R2,000,000 option is available to applicants aged 30\u201359 only. All cover is paid as a lump sum in ZAR to your nominated beneficiary.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Is there a medical exam<br>required?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">No. <strong>No medical examination is required.<\/strong> There is also no smoker surcharge and no occupation loading. Everyone in the same age band pays the same flat premium rate.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">How does the waiting<br>period work?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">A <strong>12-month waiting period<\/strong> applies from the date of inception. No death benefit claims will be paid for deaths within this period unless caused by an unforeseeable accident entirely unrelated to any pre-existing condition. The waiting period reapplies from the date of reinstatement if your policy lapses.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Can I hold Rand Life Cover<br>and Rand Funeral Cover?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Yes. You can hold both policies simultaneously and each is managed independently. Many policyholders combine both \u2014 Funeral Cover for immediate costs and family protection, Life Cover for long-term income replacement. Each policy has its own premium, beneficiary, and claim process.<\/div><\/div>\r\n\r\n        <div class=\"rlf-cat-label rlf-gap\">Premiums &amp; Payments<\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Will my premium ever<br>increase?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Never. Your premium is <strong>fixed at your age band rate on the day you sign up<\/strong> and remains at that rate for the life of your policy, provided it remains active and in good standing. There are no annual reviews, no age increases, and no lifestyle adjustments.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">How and when do I pay<br>my premium?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Premiums are paid monthly via <strong>PayFast<\/strong>. Annual payment is not currently available. Payment is set up during the sign-up process in the app and deducted monthly on your policy anniversary date.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Are my premiums refundable<br>if I cancel?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Premiums are refundable only within the <strong>30-day cooling-off period<\/strong> from the date of policy issue, provided no claim has been submitted or is pending. After 30 days, premiums are non-refundable. They are not savings \u2014 they are payment for cover already provided during that period.<\/div><\/div>\r\n\r\n      <\/div>\r\n\r\n      <!-- RIGHT -->\r\n      <div>\r\n        <div class=\"rlf-cat-label\">Policy Management<\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">What happens if I miss<br>a premium payment?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">A <strong>7-day grace period<\/strong> applies after a missed payment \u2014 cover remains active. After day 14 your policy is suspended. After day 30 it lapses. After day 60 it is permanently cancelled. Failure to receive notifications does not alter these timelines \u2014 keep your contact details updated in the app.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Can I reinstate my policy<br>after it lapses?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Yes \u2014 but <strong>only if the policy has lapsed, not cancelled<\/strong>. Reinstatement requires full payment of all outstanding premiums through the app. Cover recommences from the reinstatement date and the 12-month waiting period reapplies. Cancelled policies cannot be reinstated under any circumstances.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Can I upgrade my cover<br>amount later?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Yes. You can request a cover upgrade through the app or by contacting support. <strong>Changes take effect from the next billing cycle.<\/strong> Your original age-band rate applies to the upgraded amount \u2014 you are not re-rated to a higher age bracket.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">What happens to my policy<br>if I leave South Africa?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Your cover remains active. Rand Life Cover does not lapse or cancel because you relocate. Update your contact details and country of residence in the app. If you want to change your policy currency after relocation, contact support@mutuallifeafrica.com.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">Can I change my beneficiary<br>after signing up?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Yes. Beneficiaries can be updated at any time through the app under your policy settings. If your beneficiary passes away before you, update your details immediately to avoid complications at claim stage. You can nominate multiple beneficiaries with specified percentage splits.<\/div><\/div>\r\n\r\n        <div class=\"rlf-cat-label rlf-gap\">Claims<\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">How does my family<br>submit a claim?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Claims are submitted through the app or via support@mutuallifeafrica.com. Required documents include the <strong>original certified death certificate<\/strong>, post-mortem or coroner's report, and government-issued ID for both the deceased and the claimant. The payout is made by bank transfer in ZAR to the nominated beneficiary.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">What if the death occurred<br>outside South Africa?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">The same documentation standards apply regardless of where the death occurred. Contact support@mutuallifeafrica.com immediately \u2014 our team provides country-specific guidance on obtaining required documentation when a death occurs abroad.<\/div><\/div>\r\n\r\n        <div class=\"rlf-item\"><button class=\"rlf-q\" onclick=\"rlfToggle(this)\"><span class=\"rlf-q-text\">What claims will be declined?<\/span><span class=\"rlf-icon\"><svg viewBox=\"0 0 10 10\" fill=\"none\"><path d=\"M5 2v6M2 5h6\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/><\/svg><\/span><\/button>\r\n        <div class=\"rlf-a\">Claims are declined for: death within the 12-month waiting period (unless accidental), non-disclosed pre-existing conditions, terminal illness at application, death in sanctioned or conflict zones, suicide within 12 months, criminal or unlawful activity, and fraudulent or forged documentation. Full exclusions are listed in your policy document.<\/div><\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<script>\r\nfunction rlfToggle(btn){\r\n  var item=btn.closest('.rlf-item');\r\n  var wasOpen=item.classList.contains('open');\r\n  document.querySelectorAll('.rlf-item.open').forEach(function(i){i.classList.remove('open')});\r\n  if(!wasOpen) item.classList.add('open');\r\n}\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Rand Life Cover Rand Life Cover by Mutual Life Africa provides life cover for South Africans, foreign nationals living in South Africa, migrant workers, and African families across Southern Africa. Instant Quote About Rand Life Cover Mutual Life Africa Rand Life Cover is designed for South Africans, foreign nationals residing in South Africa, and African families across neighbouring countries seeking reliable life insurance in South African Rand. Our ZAR-based life cover provides dependable long-term financial protection for individuals and families living, working, and supporting loved ones across Southern Africa. Whether you are based in Johannesburg, Cape Town, Durban, Pretoria, Gaborone, Harare, Lusaka, Windhoek, Maputo, or other regional centres, our life insurance solutions are structured around the realities of cross-border African family life. We provide practical financial protection for breadwinners, parents, professionals, entrepreneurs, and migrant workers who require stable, accessible cover linked to the South African financial market. Cross-border 0 % Covered Countries 0 + African Nationalities 0 Affordable Funeral Cover For All African Nationals What We DO We provide Rand-denominated life insurance solutions for individuals and families seeking reliable financial protection with regional accessibility. Our cover is designed for South Africans, expatriate communities, foreign residents, and cross-border households that require life cover capable of supporting beneficiaries across multiple countries within Southern Africa. What We Offer Our Rand Life Cover provides life insurance protection of up to R2 Million with flexible individual and family cover options. Clients benefit from affordable premiums, dependable beneficiary support, accessible policy management, and financial protection designed to support loved ones across South Africa and neighbouring countries. Why African Chooses Us Families choose Mutual Life Africa because our life cover reflects the realities of modern Southern African living. Many households remain financially connected across borders, with family members living, working, and depending on support from different countries. Our Rand Life Cover provides practical long-term financial protection designed for regional African families who require reliable, accessible life insurance in rands. *{box-sizing:border-box;margin:0;padding:0} .au-vision{background:#000000;padding:96px 40px;position:relative;overflow:hidden} .au-vision::before{content:&#8221;;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:600px;height:600px;border-radius:50%;border:1px solid rgba(201,168,76,0.06);pointer-events:none} .au-vision-inner{max-width:760px;margin:0 auto;text-align:center;position:relative;z-index:1} .au-vision-label{font-family:&#8217;Syne&#8217;,sans-serif;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;color:#C9A84C !important;margin-bottom:28px;display:block} .au-vision-quote{font-family:&#8217;Philosopher&#8217;,serif;font-size:28px;font-style:italic;color:#ffffff !important;line-height:1.7;margin-bottom:36px} .au-vision-quote em{color:#C9A84C !important;font-style:italic} .au-vision-rule{width:40px;height:1px;background:rgba(201,168,76,0.4);margin:0 auto 20px} .au-vision-attr{font-family:&#8217;Syne&#8217;,sans-serif;font-size:12px;font-weight:700;color:rgba(255,255,255,0.35) !important;letter-spacing:0.1em;text-transform:uppercase} @media(max-width:600px){.au-vision{padding:64px 20px}.au-vision-quote{font-size:20px}} Our vision &#8220;Every African family and every African business \u2014 regardless of where they operate, what passport they carry, or what currency they earn \u2014 deserves financial institutions that work for them.&#8220; Mutual Life Africa Built for a Borderless Africa Mutual Life Africa provides funeral cover solutions designed for modern African families living, working, and building futures across borders. From diaspora communities and expatriates to internationally mobile professionals and families supporting loved ones back home, our multicurrency funeral cover delivers reliable financial protection across Africa and around the world. With flexible international coverage and cross-border family protection, we help Africans stay connected, protected, and prepared wherever life takes them. African Nationalities 0 Mutual Life Africa proudly serves clients from 54 African nationalities, providing funeral cover solutions designed for the diverse needs of African individuals, families, expatriates, and diaspora communities worldwide. Our services are built to support Africans living locally and internationally with accessible, reliable protection that reflects the realities of modern cross-border family life. Protection Designed for All Africans One Africa, 54 Nationalities Funeral Cover Built for Africa and Its Global Communities Covered Countries 0 + Our funeral cover solutions extend across more than 95 countries, giving clients the flexibility to maintain reliable protection wherever life takes them. Whether you relocate for work, business, education, or family, your cover remains portable and internationally accessible, helping you stay protected across Africa, Europe, North America, Asia, and beyond. Cover That Travels With You International Protection Without Borders Reliable Funeral Cover Across 95+ Countries Cross-border Protection 0 % Mutual Life Africa is structured around the realities of cross-border African families, allowing eligible family members in different countries to be covered under a single policy structure. Our solutions are designed to simplify international family protection while ensuring dependable financial support for loved ones across borders when it matters most. One Policy, Multiple Countries Protect Your Family Across Borders International Family Cover Made Simple .rla *{box-sizing:border-box;margin:0;padding:0} .rla{background:#ffffff !important;padding:96px 40px} .rla-inner{max-width:960px;margin:0 auto} .rla .rla-label{font-family:&#8217;Syne&#8217;,sans-serif !important;font-size:11px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing:0.1em !important;color:#C9A84C !important;margin-bottom:14px !important;display:block !important} .rla h2{font-family:&#8217;Syne&#8217;,sans-serif !important;font-size:34px !important;font-weight:700 !important;color:#000000 !important;line-height:1.2 !important;margin-bottom:20px !important} .rla h2 em{color:#1A237E !important;font-style:normal !important} .rla .rla-body{font-family:&#8217;Philosopher&#8217;,serif !important;font-size:16px !important;color:#000000 !important;line-height:1.85 !important;margin-bottom:16px !important} .rla .rla-body:last-child{margin-bottom:0 !important} \/* CASH VALUE HERO *\/ .rla .rla-cv{margin-bottom:72px} .rla .rla-cv-cols{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start} .rla .rla-cv-amounts{display:flex;flex-direction:column;gap:16px;margin-top:8px} .rla .rla-cv-card{background:#1A237E;border-radius:16px;padding:24px 28px;display:flex;align-items:center;justify-content:space-between;gap:16px} .rla .rla-cv-card-label{font-family:&#8217;Philosopher&#8217;,serif !important;font-size:14px !important;color:rgba(255,255,255,0.6) !important;margin-bottom:6px !important;line-height:1.4 !important} .rla .rla-cv-card-amount{font-family:&#8217;Syne&#8217;,sans-serif !important;font-size:28px !important;font-weight:700 !important;color:#ffffff !important;line-height:1 !important} .rla .rla-cv-card-premium{font-family:&#8217;Syne&#8217;,sans-serif !important;font-size:13px !important;font-weight:700 !important;color:#C9A84C !important;white-space:nowrap !important;text-align:right !important} .rla .rla-cv-card-premium span{font-family:&#8217;Philosopher&#8217;,serif !important;font-size:11px !important;font-weight:400 !important;color:rgba(255,255,255,0.45) !important;display:block !important;margin-top:3px !important} .rla .rla-cv-note{font-family:&#8217;Philosopher&#8217;,serif !important;font-size:13px !important;color:#888 !important;margin-top:14px !important;line-height:1.6 !important} \/* PILLARS *\/ .rla .rla-pillars{display:flex;flex-direction:column;gap:24px} .rla .rla-pillar{border-left:2px solid #C9A84C;padding:4px 0 4px 20px} .rla .rla-pillar h3{font-family:&#8217;Syne&#8217;,sans-serif !important;font-size:14px !important;font-weight:700 !important;color:#000000 !important;margin-bottom:6px !important} .rla .rla-pillar p{font-family:&#8217;Philosopher&#8217;,serif !important;font-size:14px !important;color:#444 !important;line-height:1.75 !important;margin:0 !important} \/* WHO IT&#8217;S FOR *\/ .rla .rla-who{background:#f7f7f2 !important;border-radius:20px;padding:48px 40px} .rla .rla-who-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px} .rla .rla-who-card{background:#ffffff !important;border-radius:14px;padding:22px 20px;border:1px solid rgba(0,0,0,0.07);transition:all 0.2s} .rla .rla-who-card:hover{border-color:rgba(26,35,126,0.2);transform:translateY(-2px);box-shadow:0 8px 24px rgba(26,35,126,0.07)} .rla .rla-who-num{font-family:&#8217;Syne&#8217;,sans-serif !important;font-size:10px !important;font-weight:700 !important;letter-spacing:0.1em !important;color:#C9A84C !important;display:block !important;margin-bottom:10px !important} .rla .rla-who-card h3{font-family:&#8217;Syne&#8217;,sans-serif !important;font-size:14px !important;font-weight:700 !important;color:#000000 !important;margin-bottom:6px !important;line-height:1.3 !important} .rla .rla-who-card p{font-family:&#8217;Philosopher&#8217;,serif !important;font-size:13px !important;color:#444 !important;line-height:1.7 !important;margin:0 !important} @media(max-width:900px){ .rla .rla-cv-cols{grid-template-columns:1fr !important;gap:48px} .rla .rla-who-grid{grid-template-columns:1fr 1fr} .rla .rla-who{padding:32px 24px} } @media(max-width:600px){ .rla{padding:64px 20px !important} .rla h2{font-size:26px !important} .rla .rla-who-grid{grid-template-columns:1fr} .rla .rla-cv-card{flex-direction:column;align-items:flex-start;gap:10px} .rla .rla-cv-card-premium{text-align:left !important} } Your money working for you Real cash in your family&#8217;s hands \u2014 paid in South African Rand Rand Life Cover pays a large lump sum directly to your nominated beneficiary when you die. Not a service. Not a reimbursement. Cash \u2014 deposited into their bank account in ZAR, ready to use immediately. Cover from R250,000 up to R2,000,000. Your family can use it to replace your income, clear a bond, cover school fees, or simply survive the years ahead without financial strain. No medical exam. No smoker surcharge. One flat rate locked at your age band when you sign up \u2014 it never increases. Cash benefit to your family R250,000 from R300\/moages 20\u201329 Cash benefit to your family R500,000 from R400\/moages 20\u201329 Cash benefit to your family R1,000,000 from R750\/moages 20\u201329 Cash benefit to your family R2,000,000 from R1,499\/moages 30\u201339<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-12896","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/pages\/12896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/comments?post=12896"}],"version-history":[{"count":0,"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/pages\/12896\/revisions"}],"wp:attachment":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/media?parent=12896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}