{"id":12923,"date":"2025-12-30T15:17:50","date_gmt":"2025-12-30T13:17:50","guid":{"rendered":"https:\/\/demosites.royal-elementor-addons.com\/logistic-v1\/?page_id=1069"},"modified":"2026-05-09T08:37:34","modified_gmt":"2026-05-09T08:37:34","slug":"home","status":"publish","type":"page","link":"https:\/\/mutuallife.africa\/za\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12923\" class=\"elementor elementor-12923\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60f8c0b7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"60f8c0b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3306b3eb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3306b3eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-24bc3976 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"24bc3976\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66e023e5 wpr-fancy-text-slide wpr-advanced-text-style-animated wpr-animated-text-infinite-yes elementor-widget elementor-widget-wpr-advanced-text\" data-id=\"66e023e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;anim_loop&quot;:&quot;yes&quot;}\" data-widget_type=\"wpr-advanced-text.default\">\n\t\t\t\t\t\n\t\t<h3 class=\"wpr-advanced-text\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t<span class=\"wpr-advanced-text-preffix\">Protecting African Nationals<\/span>\n\t\t\t\n\t\t<span class=\"wpr-anim-text wpr-anim-text-type-slide\" data-anim-duration=\"2000,3000\" data-anim-loop=\"yes\">\n\t\t\t<span class=\"wpr-anim-text-inner\">\n\t\t\t\t\t\t\t\t\t<b>Living And Working In South Africa<\/b>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58132d06 elementor-widget elementor-widget-text-editor\" data-id=\"58132d06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa offers life and funeral cover to both locals and foreign nationals living and working in South Africa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7212df63 wpr-button-icon-position-left wpr-button-icon-style-inline elementor-widget elementor-widget-wpr-button\" data-id=\"7212df63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/mutuallife.africa\/quote\/\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Instant Quote<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-icon\"><svg class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7027bc e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b7027bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-609f621 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"609f621\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efabe87 elementor-widget elementor-widget-heading\" data-id=\"efabe87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About Rand Covers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-765fa82 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"765fa82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>About Mutual Life Africa South Africa<\/strong><\/p><p>Mutual Life Africa provides life insurance and funeral cover in South African Rand for South African citizens, foreign nationals living in South Africa, and families across Southern Africa who need straightforward, dependable financial protection<a href=\"https:\/\/mutuallife.africa\/za\/\">.<\/a><\/p><p>Our cover is built for how people in this region actually live \u2014 individuals, families, professionals, entrepreneurs, migrant workers, and cross-border households who need cover that works in ZAR and pays out when it matters, without complicated conditions.<\/p><p>Whether you are based in Johannesburg, Cape Town, Durban, Pretoria, Port Elizabeth, Bloemfontein, Polokwane, or anywhere in the surrounding regions, our life and funeral cover gives you real long-term protection tied to the South African financial market.<\/p><p>We understand that many of our clients live and work in South Africa while supporting families in neighbouring countries \u2014 Zimbabwe, Botswana, Zambia, Mozambique, Namibia, Malawi, Lesotho, and Eswatini. Our cross-border beneficiary support means your family receives their payout regardless of which side of the border they are on.<\/p><p>Affordable premiums. Straightforward claims. Cover built around the realities of Southern African family life.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cd08fb7 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"cd08fb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e064a3 elementor-widget elementor-widget-counter\" data-id=\"4e064a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Cross-border<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ba7641 elementor-widget elementor-widget-counter\" data-id=\"5ba7641\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Covered Countries<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"94\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cfa86c elementor-widget elementor-widget-counter\" data-id=\"4cfa86c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">African Nationalities<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"54\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1ece60 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"f1ece60\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bce7b5 elementor-widget elementor-widget-image\" data-id=\"4bce7b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"738\" src=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/aar-new-website-1024x738-1.webp\" class=\"attachment-full size-full wp-image-13083\" alt=\"South Africa | Mutual Life Africa\" srcset=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/aar-new-website-1024x738-1.webp 1024w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/aar-new-website-1024x738-1-300x216.webp 300w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/aar-new-website-1024x738-1-768x554.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a493d18 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"a493d18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17f4f1e elementor-widget elementor-widget-html\" data-id=\"17f4f1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@400;600&family=Philosopher:ital,wght@0,400;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n*{box-sizing:border-box;margin:0;padding:0}\r\n.cv-page{background:#fff;font-family:'Philosopher',serif;max-width:960px;margin:0 auto;padding:64px 40px}\r\n.cv-eyebrow{font-family:'Syne',sans-serif;font-size:11px;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:#C9A84C;margin-bottom:14px}\r\n.cv-headline{font-family:'Syne',sans-serif;font-size:32px;font-weight:600;color:#000;line-height:1.15;margin-bottom:16px}\r\n.cv-headline em{color:#1A237E;font-style:normal}\r\n.cv-lead{font-family:'Philosopher',serif;font-size:16px;color:#444;line-height:1.8;max-width:600px;margin-bottom:36px}\r\n\r\n.cv-selectors{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:32px}\r\n.cv-sel-wrap{display:flex;flex-direction:column;gap:6px}\r\n.cv-sel-label{font-family:'Syne',sans-serif;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;color:#888}\r\n.cv-sel-wrap select{font-family:'Philosopher',serif;font-size:15px;color:#000;padding:10px 16px;border:1.5px solid #e0e0e0;border-radius:2px;background:#fff;cursor:pointer;outline:none;min-width:160px;-webkit-appearance:none;appearance:none;background-image:url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23888' d='M6 8L1 3h10z'\/%3E%3C\/svg%3E\");background-repeat:no-repeat;background-position:right 12px center}\r\n.cv-sel-wrap select:focus{border-color:#1A237E}\r\n\r\n.cv-result{display:none;grid-template-columns:1fr 1fr 1fr;gap:1px;background:#e8e8e8;border:1px solid #e8e8e8;border-radius:4px;overflow:hidden;margin-bottom:32px}\r\n.cv-result.show{display:grid}\r\n.cv-rc{background:#fff;padding:24px 22px}\r\n.cv-rc.dark{background:#000}\r\n.cv-rc-label{font-family:'Philosopher',serif;font-size:12px;color:#888;font-style:italic;margin-bottom:8px}\r\n.cv-rc.dark .cv-rc-label{color:#C9A84C;font-style:normal}\r\n.cv-rc-value{font-family:'Syne',sans-serif;font-size:24px;font-weight:600;color:#000;line-height:1.1;margin-bottom:4px}\r\n.cv-rc.dark .cv-rc-value{color:#fff}\r\n.cv-rc-note{font-family:'Philosopher',serif;font-size:12px;color:#888}\r\n.cv-rc.dark .cv-rc-note{color:#aaa}\r\n\r\n.cv-milestone-note{display:none;font-family:'Philosopher',serif;font-size:14px;color:#555;line-height:1.7;margin-bottom:28px;padding:16px 20px;background:#f7f7f7;border-left:3px solid #C9A84C;border-radius:2px}\r\n.cv-milestone-note.show{display:block}\r\n\r\n.cv-cta-btn{display:inline-flex;align-items:center;gap:8px;font-family:'Syne',sans-serif;font-size:12px;font-weight:600;letter-spacing:0.06em;padding:13px 24px;border-radius:2px;background:#000;color:#fff !important;text-decoration:none;transition:opacity 0.2s}\r\n.cv-cta-btn:hover{opacity:0.82}\r\n\r\n@media(max-width:700px){\r\n  .cv-page{padding:48px 20px}\r\n  .cv-headline{font-size:24px}\r\n  .cv-result{grid-template-columns:1fr}\r\n  .cv-selectors{flex-direction:column}\r\n  .cv-sel-wrap select{min-width:100%}\r\n}\r\n<\/style>\r\n\r\n<div class=\"cv-page\">\r\n\r\n  <div class=\"cv-eyebrow\">Your policy. Your asset.<\/div>\r\n  <h2 class=\"cv-headline\">What would your policy<br>be worth <em>in cash today?<\/em><\/h2>\r\n  <p class=\"cv-lead\">Rand Life Cover builds cash value while your family stays protected. Select the year you started and your cover amount to see what you could access right now.<\/p>\r\n\r\n  <div class=\"cv-selectors\">\r\n    <div class=\"cv-sel-wrap\">\r\n      <span class=\"cv-sel-label\">Year You Started<\/span>\r\n      <select id=\"cv-year\" onchange=\"cvCalc()\">\r\n        <option value=\"\">\u2014 Select year \u2014<\/option>\r\n        <option value=\"2010\">2010<\/option>\r\n        <option value=\"2011\">2011<\/option>\r\n        <option value=\"2012\">2012<\/option>\r\n        <option value=\"2013\">2013<\/option>\r\n        <option value=\"2014\">2014<\/option>\r\n        <option value=\"2015\">2015<\/option>\r\n        <option value=\"2016\">2016<\/option>\r\n        <option value=\"2017\">2017<\/option>\r\n        <option value=\"2018\">2018<\/option>\r\n        <option value=\"2019\">2019<\/option>\r\n        <option value=\"2020\">2020<\/option>\r\n        <option value=\"2021\">2021<\/option>\r\n        <option value=\"2022\">2022<\/option>\r\n        <option value=\"2023\">2023<\/option>\r\n        <option value=\"2024\">2024<\/option>\r\n      <\/select>\r\n    <\/div>\r\n    <div class=\"cv-sel-wrap\">\r\n      <span class=\"cv-sel-label\">Cover Amount<\/span>\r\n      <select id=\"cv-cover\" onchange=\"cvCalc()\">\r\n        <option value=\"\">\u2014 Select cover \u2014<\/option>\r\n        <option value=\"250000\">R250,000<\/option>\r\n        <option value=\"500000\">R500,000<\/option>\r\n        <option value=\"750000\">R750,000<\/option>\r\n        <option value=\"1000000\">R1,000,000<\/option>\r\n        <option value=\"2000000\">R2,000,000<\/option>\r\n      <\/select>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"cv-result\" id=\"cv-result\">\r\n    <div class=\"cv-rc\">\r\n      <div class=\"cv-rc-label\">Years your policy has been active<\/div>\r\n      <div class=\"cv-rc-value\" id=\"cv-years\">\u2014<\/div>\r\n      <div class=\"cv-rc-note\">Since you started<\/div>\r\n    <\/div>\r\n    <div class=\"cv-rc\">\r\n      <div class=\"cv-rc-label\">Your cover amount<\/div>\r\n      <div class=\"cv-rc-value\" id=\"cv-cover-display\">\u2014<\/div>\r\n      <div class=\"cv-rc-note\">Rand Life Cover \u2014 paid to your beneficiary<\/div>\r\n    <\/div>\r\n    <div class=\"cv-rc dark\">\r\n      <div class=\"cv-rc-label\">Cash value available today<\/div>\r\n      <div class=\"cv-rc-value\" id=\"cv-cashval\">\u2014<\/div>\r\n      <div class=\"cv-rc-note\" id=\"cv-cashval-note\">\u2014<\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"cv-milestone-note\" id=\"cv-milestone-note\"><\/div>\r\n\r\n  <a href=\"https:\/\/mutuallife.africa\/za\/rand-life-cover\/\" class=\"cv-cta-btn\">\r\n    <svg width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"2\" y1=\"12\" x2=\"22\" y2=\"12\"\/><path d=\"M12 2a15.3 15.3 0 010 20M12 2a15.3 15.3 0 000 20\"\/><\/svg>\r\n    View Rand Life Cover\r\n  <\/a>\r\n\r\n<\/div>\r\n\r\n<script>\r\n(function(){\r\n  function fmt(n){return 'R'+Math.round(n).toLocaleString('en-ZA');}\r\n\r\n  window.cvCalc=function(){\r\n    var yr=parseInt(document.getElementById('cv-year').value);\r\n    var cover=parseInt(document.getElementById('cv-cover').value);\r\n    var result=document.getElementById('cv-result');\r\n    var note=document.getElementById('cv-milestone-note');\r\n\r\n    if(!yr||!cover){\r\n      result.classList.remove('show');\r\n      note.classList.remove('show');\r\n      return;\r\n    }\r\n\r\n    var currentYear=2026;\r\n    var years=currentYear-yr;\r\n    var cashVal=0;\r\n    var pct='';\r\n    var milestone='';\r\n    var noteText='';\r\n\r\n    if(years>=10){\r\n      cashVal=cover*0.20;\r\n      pct='20% of your cover amount';\r\n      milestone='Year 10 milestone reached';\r\n      noteText='Your policy has been active for '+years+' years. You have passed the Year 10 milestone and can access '+fmt(cashVal)+' in cash value \u2014 20% of your R'+cover.toLocaleString('en-ZA')+' cover. Your family remains fully protected while you access this reserve.';\r\n    } else if(years>=5){\r\n      cashVal=cover*0.10;\r\n      pct='10% of your cover amount';\r\n      milestone='Year 5 milestone reached';\r\n      noteText='Your policy has been active for '+years+' years. You have passed the Year 5 milestone and can access '+fmt(cashVal)+' in cash value \u2014 10% of your R'+cover.toLocaleString('en-ZA')+' cover. Your family remains fully protected while you access this reserve.';\r\n    } else if(years>=3){\r\n      cashVal=cover*0.03;\r\n      pct='3% of your cover amount';\r\n      milestone='Year 3 milestone reached';\r\n      noteText='Your policy has been active for '+years+' years. You have reached the Year 3 milestone and can access '+fmt(cashVal)+' in cash value \u2014 3% of your R'+cover.toLocaleString('en-ZA')+' cover. Your family remains fully protected while you access this reserve.';\r\n    } else {\r\n      cashVal=0;\r\n      pct='No milestone reached yet';\r\n      milestone='Building toward Year 3';\r\n      noteText='Your policy has been active for '+years+' year'+(years===1?'':'s')+'. You are building toward the Year 3 milestone. Keep your premiums consistent and your first cash value unlock of '+fmt(cover*0.03)+' will be available at Year 3.';\r\n    }\r\n\r\n    document.getElementById('cv-years').textContent=years+' year'+(years===1?'':'s');\r\n    document.getElementById('cv-cover-display').textContent=fmt(cover);\r\n    document.getElementById('cv-cashval').textContent=cashVal>0?fmt(cashVal):'Not yet unlocked';\r\n    document.getElementById('cv-cashval-note').textContent=pct+' \u2014 '+milestone;\r\n\r\n    result.classList.add('show');\r\n    note.textContent=noteText;\r\n    note.classList.add('show');\r\n  };\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca45f3f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-parent\" data-id=\"ca45f3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-037f7bb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"037f7bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-393e85f elementor-widget elementor-widget-heading\" data-id=\"393e85f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cover For All Nationalities In South Africa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63c7856 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"63c7856\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8dc9eea e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8dc9eea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b216fce elementor-widget elementor-widget-image\" data-id=\"b216fce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"2400\" src=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-2.jpg\" class=\"attachment-full size-full wp-image-13022\" alt=\"\" srcset=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-2.jpg 1600w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-2-200x300.jpg 200w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-2-683x1024.jpg 683w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-2-768x1152.jpg 768w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-2-1024x1536.jpg 1024w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Mutual-Life-Africa-Family-Cover-scaled-2-1365x2048.jpg 1365w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19eee7e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"19eee7e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea2298e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ea2298e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75379c2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"75379c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-800b47f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"800b47f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c594508 elementor-widget elementor-widget-heading\" data-id=\"c594508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What We DO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44cb700 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"44cb700\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb0ea7 elementor-widget elementor-widget-text-editor\" data-id=\"bdb0ea7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We provide life and funeral cover in South African Rand for individuals and families who need reliable financial protection with real regional reach.<\/p><p>We cover South Africans, foreign nationals in South Africa, and cross-border families who need a policy that works in ZAR and supports beneficiaries wherever they are in Southern Africa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8921dbe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8921dbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47a7a90 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"47a7a90\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-67f447c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"67f447c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b97b536 elementor-widget elementor-widget-heading\" data-id=\"b97b536\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What We Offer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ea7504 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"2ea7504\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5566da4 elementor-widget elementor-widget-text-editor\" data-id=\"5566da4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We offer Life and Funeral Cover built for locals and foreign nationals living and working in South Africa.<\/p><p>Our Life Cover plans provide up to R2,000,000 paid directly to your beneficiaries, while our Funeral Cover protects your entire family, including eligible cross-border family members, with benefits of up to R75,000 as well as repatriation support included.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f50ee3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1f50ee3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e66f5c4 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e66f5c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1dd31ea e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"1dd31ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f913a0 elementor-widget elementor-widget-heading\" data-id=\"2f913a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why African Chooses Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b27125c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b27125c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e99b4c elementor-widget elementor-widget-text-editor\" data-id=\"9e99b4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-69fc5c60-97d8-83ea-8c73-10dee37b1db2-7\" data-testid=\"conversation-turn-34\" data-scroll-anchor=\"false\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\"><div class=\"flex max-w-full flex-col gap-4 grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"5ca49f62-236b-4abf-8105-767373b27105\" data-message-model-slug=\"gpt-5-5\" data-turn-start-message=\"true\"><div class=\"flex w-full flex-col gap-1 empty:hidden\"><div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\"><p data-start=\"2481\" data-end=\"2914\" data-is-last-node=\"\" data-is-only-node=\"\">Families choose Mutual Life Africa because our policies reflects the realities of modern Southern African living. Many households remain financially connected across borders, with family members living, working, and depending on support from different countries.<\/p><p data-start=\"2481\" data-end=\"2914\" data-is-last-node=\"\" data-is-only-node=\"\">Our Rand Cover provides practical long-term financial protection designed for regional African families who require reliable, accessible life insurance in rands.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c0aeb4 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1c0aeb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6715ff2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6715ff2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b574aa0 elementor-widget elementor-widget-html\" data-id=\"b574aa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@400;600&family=Philosopher:ital,wght@0,400;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n*{box-sizing:border-box;margin:0;padding:0}\r\n.cv-page{background:#fff;font-family:'Philosopher',serif;max-width:960px;margin:0 auto;padding:64px 40px}\r\n.cv-eyebrow{font-family:'Syne',sans-serif;font-size:11px;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:#C9A84C;margin-bottom:14px}\r\n.cv-headline{font-family:'Syne',sans-serif;font-size:32px;font-weight:600;color:#000;line-height:1.15;margin-bottom:16px}\r\n.cv-headline em{color:#1A237E;font-style:normal}\r\n.cv-lead{font-family:'Philosopher',serif;font-size:16px;color:#444;line-height:1.8;max-width:600px;margin-bottom:36px}\r\n\r\n.cv-selectors{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:32px}\r\n.cv-sel-wrap{display:flex;flex-direction:column;gap:6px}\r\n.cv-sel-label{font-family:'Syne',sans-serif;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;color:#888}\r\n.cv-sel-wrap select{font-family:'Philosopher',serif;font-size:15px;color:#000;padding:10px 16px;border:1.5px solid #e0e0e0;border-radius:2px;background:#fff;cursor:pointer;outline:none;min-width:160px;-webkit-appearance:none;appearance:none;background-image:url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23888' d='M6 8L1 3h10z'\/%3E%3C\/svg%3E\");background-repeat:no-repeat;background-position:right 12px center}\r\n.cv-sel-wrap select:focus{border-color:#1A237E}\r\n\r\n.cv-result{display:none;grid-template-columns:1fr 1fr 1fr;gap:1px;background:#e8e8e8;border:1px solid #e8e8e8;border-radius:4px;overflow:hidden;margin-bottom:32px}\r\n.cv-result.show{display:grid}\r\n.cv-rc{background:#fff;padding:24px 22px}\r\n.cv-rc.dark{background:#000}\r\n.cv-rc-label{font-family:'Philosopher',serif;font-size:12px;color:#888;font-style:italic;margin-bottom:8px}\r\n.cv-rc.dark .cv-rc-label{color:#C9A84C;font-style:normal}\r\n.cv-rc-value{font-family:'Syne',sans-serif;font-size:24px;font-weight:600;color:#000;line-height:1.1;margin-bottom:4px}\r\n.cv-rc.dark .cv-rc-value{color:#fff}\r\n.cv-rc-note{font-family:'Philosopher',serif;font-size:12px;color:#888}\r\n.cv-rc.dark .cv-rc-note{color:#aaa}\r\n\r\n.cv-milestone-note{display:none;font-family:'Philosopher',serif;font-size:14px;color:#555;line-height:1.7;margin-bottom:28px;padding:16px 20px;background:#f7f7f7;border-left:3px solid #C9A84C;border-radius:2px}\r\n.cv-milestone-note.show{display:block}\r\n\r\n.cv-cta-btn{display:inline-flex;align-items:center;gap:8px;font-family:'Syne',sans-serif;font-size:12px;font-weight:600;letter-spacing:0.06em;padding:13px 24px;border-radius:2px;background:#000;color:#fff !important;text-decoration:none;transition:opacity 0.2s}\r\n.cv-cta-btn:hover{opacity:0.82}\r\n\r\n@media(max-width:700px){\r\n  .cv-page{padding:48px 20px}\r\n  .cv-headline{font-size:24px}\r\n  .cv-result{grid-template-columns:1fr}\r\n  .cv-selectors{flex-direction:column}\r\n  .cv-sel-wrap select{min-width:100%}\r\n}\r\n<\/style>\r\n\r\n<div class=\"cv-page\">\r\n\r\n  <div class=\"cv-eyebrow\">Your policy. Your asset.<\/div>\r\n  <h2 class=\"cv-headline\">What would your policy<br>be worth <em>in cash today?<\/em><\/h2>\r\n  <p class=\"cv-lead\">Rand Life Cover builds cash value while your family stays protected. Select the year you started and your cover amount to see what you could access right now.<\/p>\r\n\r\n  <div class=\"cv-selectors\">\r\n    <div class=\"cv-sel-wrap\">\r\n      <span class=\"cv-sel-label\">Year You Started<\/span>\r\n      <select id=\"cv-year\" onchange=\"cvCalc()\">\r\n        <option value=\"\">\u2014 Select year \u2014<\/option>\r\n        <option value=\"2010\">2010<\/option>\r\n        <option value=\"2011\">2011<\/option>\r\n        <option value=\"2012\">2012<\/option>\r\n        <option value=\"2013\">2013<\/option>\r\n        <option value=\"2014\">2014<\/option>\r\n        <option value=\"2015\">2015<\/option>\r\n        <option value=\"2016\">2016<\/option>\r\n        <option value=\"2017\">2017<\/option>\r\n        <option value=\"2018\">2018<\/option>\r\n        <option value=\"2019\">2019<\/option>\r\n        <option value=\"2020\">2020<\/option>\r\n        <option value=\"2021\">2021<\/option>\r\n        <option value=\"2022\">2022<\/option>\r\n        <option value=\"2023\">2023<\/option>\r\n        <option value=\"2024\">2024<\/option>\r\n      <\/select>\r\n    <\/div>\r\n    <div class=\"cv-sel-wrap\">\r\n      <span class=\"cv-sel-label\">Cover Amount<\/span>\r\n      <select id=\"cv-cover\" onchange=\"cvCalc()\">\r\n        <option value=\"\">\u2014 Select cover \u2014<\/option>\r\n        <option value=\"250000\">R250,000<\/option>\r\n        <option value=\"500000\">R500,000<\/option>\r\n        <option value=\"750000\">R750,000<\/option>\r\n        <option value=\"1000000\">R1,000,000<\/option>\r\n        <option value=\"2000000\">R2,000,000<\/option>\r\n      <\/select>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"cv-result\" id=\"cv-result\">\r\n    <div class=\"cv-rc\">\r\n      <div class=\"cv-rc-label\">Years your policy has been active<\/div>\r\n      <div class=\"cv-rc-value\" id=\"cv-years\">\u2014<\/div>\r\n      <div class=\"cv-rc-note\">Since you started<\/div>\r\n    <\/div>\r\n    <div class=\"cv-rc\">\r\n      <div class=\"cv-rc-label\">Your cover amount<\/div>\r\n      <div class=\"cv-rc-value\" id=\"cv-cover-display\">\u2014<\/div>\r\n      <div class=\"cv-rc-note\">Rand Life Cover \u2014 paid to your beneficiary<\/div>\r\n    <\/div>\r\n    <div class=\"cv-rc dark\">\r\n      <div class=\"cv-rc-label\">Cash value available today<\/div>\r\n      <div class=\"cv-rc-value\" id=\"cv-cashval\">\u2014<\/div>\r\n      <div class=\"cv-rc-note\" id=\"cv-cashval-note\">\u2014<\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"cv-milestone-note\" id=\"cv-milestone-note\"><\/div>\r\n\r\n  <a href=\"https:\/\/mutuallife.africa\/za\/rand-life-cover\/\" class=\"cv-cta-btn\">\r\n    <svg width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"2\" y1=\"12\" x2=\"22\" y2=\"12\"\/><path d=\"M12 2a15.3 15.3 0 010 20M12 2a15.3 15.3 0 000 20\"\/><\/svg>\r\n    View Rand Life Cover\r\n  <\/a>\r\n\r\n<\/div>\r\n\r\n<script>\r\n(function(){\r\n  function fmt(n){return 'R'+Math.round(n).toLocaleString('en-ZA');}\r\n\r\n  window.cvCalc=function(){\r\n    var yr=parseInt(document.getElementById('cv-year').value);\r\n    var cover=parseInt(document.getElementById('cv-cover').value);\r\n    var result=document.getElementById('cv-result');\r\n    var note=document.getElementById('cv-milestone-note');\r\n\r\n    if(!yr||!cover){\r\n      result.classList.remove('show');\r\n      note.classList.remove('show');\r\n      return;\r\n    }\r\n\r\n    var currentYear=2026;\r\n    var years=currentYear-yr;\r\n    var cashVal=0;\r\n    var pct='';\r\n    var milestone='';\r\n    var noteText='';\r\n\r\n    if(years>=10){\r\n      cashVal=cover*0.20;\r\n      pct='20% of your cover amount';\r\n      milestone='Year 10 milestone reached';\r\n      noteText='Your policy has been active for '+years+' years. You have passed the Year 10 milestone and can access '+fmt(cashVal)+' in cash value \u2014 20% of your R'+cover.toLocaleString('en-ZA')+' cover. Your family remains fully protected while you access this reserve.';\r\n    } else if(years>=5){\r\n      cashVal=cover*0.10;\r\n      pct='10% of your cover amount';\r\n      milestone='Year 5 milestone reached';\r\n      noteText='Your policy has been active for '+years+' years. You have passed the Year 5 milestone and can access '+fmt(cashVal)+' in cash value \u2014 10% of your R'+cover.toLocaleString('en-ZA')+' cover. Your family remains fully protected while you access this reserve.';\r\n    } else if(years>=3){\r\n      cashVal=cover*0.03;\r\n      pct='3% of your cover amount';\r\n      milestone='Year 3 milestone reached';\r\n      noteText='Your policy has been active for '+years+' years. You have reached the Year 3 milestone and can access '+fmt(cashVal)+' in cash value \u2014 3% of your R'+cover.toLocaleString('en-ZA')+' cover. Your family remains fully protected while you access this reserve.';\r\n    } else {\r\n      cashVal=0;\r\n      pct='No milestone reached yet';\r\n      milestone='Building toward Year 3';\r\n      noteText='Your policy has been active for '+years+' year'+(years===1?'':'s')+'. You are building toward the Year 3 milestone. Keep your premiums consistent and your first cash value unlock of '+fmt(cover*0.03)+' will be available at Year 3.';\r\n    }\r\n\r\n    document.getElementById('cv-years').textContent=years+' year'+(years===1?'':'s');\r\n    document.getElementById('cv-cover-display').textContent=fmt(cover);\r\n    document.getElementById('cv-cashval').textContent=cashVal>0?fmt(cashVal):'Not yet unlocked';\r\n    document.getElementById('cv-cashval-note').textContent=pct+' \u2014 '+milestone;\r\n\r\n    result.classList.add('show');\r\n    note.textContent=noteText;\r\n    note.classList.add('show');\r\n  };\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6b45c3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"d6b45c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10f652b elementor-widget elementor-widget-image\" data-id=\"10f652b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"979\" src=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/smiling-business-woman-checking-on-tablet-with-shipping-company.avif\" class=\"attachment-large size-large wp-image-13105\" alt=\"Mutual Life Africa\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57085de e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"57085de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-10f3543 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"10f3543\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed4ac75 elementor-widget elementor-widget-heading\" data-id=\"ed4ac75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protect What Matters \u2014 Get Covered Today\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d303ac elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9d303ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa provides life insurance and funeral cover for African nationals and foreign nationals living in South Africa.<\/p><p>Whether you are based in Johannesburg, Cape Town, Durban, Pretoria, or anywhere across the country, our ZAR-based cover is designed to protect you and your family \u2014 wherever they are.<\/p><p>We support cross-border families with beneficiaries across Zimbabwe, Botswana, Zambia, Mozambique, Namibia, Malawi, Lesotho, and Eswatini. Affordable premiums, no medical exam, and full repatriation cover included \u2014 so your family is protected on both sides of the border.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42f3d12 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"42f3d12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24de0b0 elementor-widget elementor-widget-counter\" data-id=\"24de0b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Cross-border <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a4bf60 elementor-widget elementor-widget-counter\" data-id=\"4a4bf60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Covered Countries <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"94\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-223a076 elementor-widget elementor-widget-counter\" data-id=\"223a076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">African Nationalities <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"54\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8334b89 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"8334b89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a277ca elementor-widget elementor-widget-image\" data-id=\"1a277ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Personal-Finance-Mutual-Life-Africa.webp\" class=\"attachment-full size-full wp-image-12494\" alt=\"Mutual Life Africa\" srcset=\"https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Personal-Finance-Mutual-Life-Africa.webp 600w, https:\/\/mutuallife.africa\/za\/wp-content\/uploads\/sites\/22\/2026\/05\/Personal-Finance-Mutual-Life-Africa-300x200.webp 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a79c6ad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"a79c6ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b451919 elementor-widget elementor-widget-html\" data-id=\"b451919\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Syne:wght@600;700&family=Philosopher:ital,wght@0,400;0,700;1,400&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n*{box-sizing:border-box;margin:0;padding:0}\r\n.au-vision{background:#000000;padding:96px 40px;position:relative;overflow:hidden}\r\n.au-vision::before{content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:600px;height:600px;border-radius:50%;border:1px solid rgba(201,168,76,0.06);pointer-events:none}\r\n.au-vision-inner{max-width:760px;margin:0 auto;text-align:center;position:relative;z-index:1}\r\n.au-vision-label{font-family:'Syne',sans-serif;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;color:#C9A84C !important;margin-bottom:28px;display:block}\r\n.au-vision-quote{font-family:'Philosopher',serif;font-size:28px;font-style:italic;color:#ffffff !important;line-height:1.7;margin-bottom:36px}\r\n.au-vision-quote em{color:#C9A84C !important;font-style:italic}\r\n.au-vision-rule{width:40px;height:1px;background:rgba(201,168,76,0.4);margin:0 auto 20px}\r\n.au-vision-attr{font-family:'Syne',sans-serif;font-size:12px;font-weight:700;color:rgba(255,255,255,0.35) !important;letter-spacing:0.1em;text-transform:uppercase}\r\n@media(max-width:600px){.au-vision{padding:64px 20px}.au-vision-quote{font-size:20px}}\r\n<\/style>\r\n\r\n<div class=\"au-vision\">\r\n  <div class=\"au-vision-inner\">\r\n    <span class=\"au-vision-label\">Our vision<\/span>\r\n    <p class=\"au-vision-quote\">\"Every African family and every African business \u2014 regardless of where they operate, what passport they carry, or what currency they earn \u2014 deserves <em>financial institutions that work for them.<\/em>\"<\/p>\r\n    <div class=\"au-vision-rule\"><\/div>\r\n    <span class=\"au-vision-attr\">Mutual Life Africa<\/span>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4bc3ce7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-parent\" data-id=\"4bc3ce7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9e6632b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9e6632b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-baaeb0b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"baaeb0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a95a671 elementor-widget elementor-widget-heading\" data-id=\"a95a671\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Built for a Borderless Africa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da73c9c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"da73c9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa provides funeral cover solutions designed for modern African families living, working, and building futures across borders<a href=\"http:\/\/africanmutuallifecapital.com\" target=\"_blank\" rel=\"noopener\">. <\/a><\/p><p>From diaspora communities and expatriates to internationally mobile professionals and families supporting loved ones back home, our multicurrency funeral cover delivers reliable financial protection across Africa and around the world<a href=\"https:\/\/mutuallife.africa\/\">.<\/a><\/p><p>With flexible international coverage and cross-border family protection, we help Africans stay connected, protected, and prepared wherever life takes them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-deb4b9c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"deb4b9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c873db8 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c873db8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4eb0583 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4eb0583\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ba2293 elementor-widget elementor-widget-counter\" data-id=\"2ba2293\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">African Nationalities <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"54\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> <\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28d7761 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"28d7761\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5ef7d3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d5ef7d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa proudly serves clients from 54 African nationalities, providing funeral cover solutions designed for the diverse needs of African individuals, families, expatriates, and diaspora communities worldwide.<\/p><p>Our services are built to support Africans living locally and internationally with accessible, reliable protection that reflects the realities of modern cross-border family life.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0546c8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f0546c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Protection Designed for All Africans<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">One Africa, 54 Nationalities<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Funeral Cover Built for Africa and Its Global Communities<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bff5777 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"bff5777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3571b03 elementor-widget elementor-widget-counter\" data-id=\"3571b03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Covered Countries <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"95\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3b2143 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d3b2143\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7e3ba4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a7e3ba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our funeral cover solutions extend across more than 95 countries, giving clients the flexibility to maintain reliable protection wherever life takes them.<\/p><p>Whether you relocate for work, business, education, or family, your cover remains portable and internationally accessible, helping you stay protected across Africa, Europe, North America, Asia, and beyond.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6aee39 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a6aee39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cover That Travels With You<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">International Protection Without Borders<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reliable Funeral Cover Across 95+ Countries<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-125c2c4 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"125c2c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a56bb6 elementor-widget elementor-widget-counter\" data-id=\"9a56bb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Cross-border Protection <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6408026 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6408026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9014376 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9014376\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa is structured around the realities of cross-border African families, allowing eligible family members in different countries to be covered under a single policy structure.<\/p><p>Our solutions are designed to simplify international family protection while ensuring dependable financial support for loved ones across borders when it matters most.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcc9f05 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dcc9f05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">One Policy, Multiple Countries<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Protect Your Family Across Borders<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">International Family Cover Made Simple<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f470a0c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f470a0c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-94e06a5 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"94e06a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c0189c4 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"c0189c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb10196 elementor-widget elementor-widget-heading\" data-id=\"eb10196\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Life Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-326c585 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"326c585\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f2879d elementor-widget elementor-widget-heading\" data-id=\"9f2879d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cover For Locals, Foreigners And Expats<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cee427b elementor-widget elementor-widget-text-editor\" data-id=\"cee427b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa Life Cover is designed for individuals and families living and working across countries. Whether you are building your life in Europe, the USA, or within Africa, Mutual Life Africa ensures your loved ones are financially protected with a guaranteed payout when it matters most.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd03112 wpr-button-icon-position-left wpr-button-icon-style-inline elementor-widget elementor-widget-wpr-button\" data-id=\"bd03112\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/mutuallife.africa\/za\/rand-life-cover\/\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Buy Cover<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-icon\"><svg class=\"e-font-icon-svg e-fas-hand-point-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M512 199.652c0 23.625-20.65 43.826-44.8 43.826h-99.851c16.34 17.048 18.346 49.766-6.299 70.944 14.288 22.829 2.147 53.017-16.45 62.315C353.574 425.878 322.654 448 272 448c-2.746 0-13.276-.203-16-.195-61.971.168-76.894-31.065-123.731-38.315C120.596 407.683 112 397.599 112 385.786V214.261l.002-.001c.011-18.366 10.607-35.889 28.464-43.845 28.886-12.994 95.413-49.038 107.534-77.323 7.797-18.194 21.384-29.084 40-29.092 34.222-.014 57.752 35.098 44.119 66.908-3.583 8.359-8.312 16.67-14.153 24.918H467.2c23.45 0 44.8 20.543 44.8 43.826zM96 200v192c0 13.255-10.745 24-24 24H24c-13.255 0-24-10.745-24-24V200c0-13.255 10.745-24 24-24h48c13.255 0 24 10.745 24 24zM68 368c0-11.046-8.954-20-20-20s-20 8.954-20 20 8.954 20 20 20 20-8.954 20-20z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-acb6737 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"acb6737\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c817c39 elementor-widget elementor-widget-heading\" data-id=\"c817c39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f30e33 elementor-widget elementor-widget-heading\" data-id=\"6f30e33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Funeral Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6edcbf elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a6edcbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c2b1c2 elementor-widget elementor-widget-heading\" data-id=\"8c2b1c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Funeral Cover For Locals, Foreigners And Expats<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57cebed elementor-widget elementor-widget-text-editor\" data-id=\"57cebed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual Life Africa provides multicurrency funeral cover for African nationals, foreign nationals, African expats, and diaspora communities worldwide. Secure fast, reliable payouts and protect loved ones across Africa and abroad with affordable international funeral insurance solutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db4e6e2 wpr-button-icon-position-left wpr-button-icon-style-inline elementor-widget elementor-widget-wpr-button\" data-id=\"db4e6e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/mutuallife.africa\/za\/rand-funeral-cover\/\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Buy Cover<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-icon\"><svg class=\"e-font-icon-svg e-fas-hand-point-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M512 199.652c0 23.625-20.65 43.826-44.8 43.826h-99.851c16.34 17.048 18.346 49.766-6.299 70.944 14.288 22.829 2.147 53.017-16.45 62.315C353.574 425.878 322.654 448 272 448c-2.746 0-13.276-.203-16-.195-61.971.168-76.894-31.065-123.731-38.315C120.596 407.683 112 397.599 112 385.786V214.261l.002-.001c.011-18.366 10.607-35.889 28.464-43.845 28.886-12.994 95.413-49.038 107.534-77.323 7.797-18.194 21.384-29.084 40-29.092 34.222-.014 57.752 35.098 44.119 66.908-3.583 8.359-8.312 16.67-14.153 24.918H467.2c23.45 0 44.8 20.543 44.8 43.826zM96 200v192c0 13.255-10.745 24-24 24H24c-13.255 0-24-10.745-24-24V200c0-13.255 10.745-24 24-24h48c13.255 0 24 10.745 24 24zM68 368c0-11.046-8.954-20-20-20s-20 8.954-20 20 8.954 20 20 20 20-8.954 20-20z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-89b673b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"89b673b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41c68f8 elementor-widget elementor-widget-heading\" data-id=\"41c68f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-523df1b elementor-widget elementor-widget-heading\" data-id=\"523df1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Multicurrency Group And Employee Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b61c751 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b61c751\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56d7d1f elementor-widget elementor-widget-heading\" data-id=\"56d7d1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Group Funeral Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-683c2dd elementor-widget elementor-widget-text-editor\" data-id=\"683c2dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Group Funeral Cover by Mutual Life Africa provides scalable multicurrency funeral insurance solutions for companies, organisations, churches, associations, and community groups across Africa and abroad. Protect employees, members, and families with affordable group funeral cover, flexible contributions, and reliable cross-border claims support.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5f4673 wpr-button-icon-position-left wpr-button-icon-style-inline elementor-widget elementor-widget-wpr-button\" data-id=\"b5f4673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Buy Cover<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-icon\"><svg class=\"e-font-icon-svg e-fas-hand-point-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M512 199.652c0 23.625-20.65 43.826-44.8 43.826h-99.851c16.34 17.048 18.346 49.766-6.299 70.944 14.288 22.829 2.147 53.017-16.45 62.315C353.574 425.878 322.654 448 272 448c-2.746 0-13.276-.203-16-.195-61.971.168-76.894-31.065-123.731-38.315C120.596 407.683 112 397.599 112 385.786V214.261l.002-.001c.011-18.366 10.607-35.889 28.464-43.845 28.886-12.994 95.413-49.038 107.534-77.323 7.797-18.194 21.384-29.084 40-29.092 34.222-.014 57.752 35.098 44.119 66.908-3.583 8.359-8.312 16.67-14.153 24.918H467.2c23.45 0 44.8 20.543 44.8 43.826zM96 200v192c0 13.255-10.745 24-24 24H24c-13.255 0-24-10.745-24-24V200c0-13.255 10.745-24 24-24h48c13.255 0 24 10.745 24 24zM68 368c0-11.046-8.954-20-20-20s-20 8.954-20 20 8.954 20 20 20 20-8.954 20-20z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Protecting African Nationals Living And Working In South Africa Mutual Life Africa offers life and funeral cover to both locals and foreign nationals living and working in South Africa. Instant Quote About Rand Covers About Mutual Life Africa South Africa Mutual Life Africa provides life insurance and funeral cover in South African Rand for South African citizens, foreign nationals living in South Africa, and families across Southern Africa who need straightforward, dependable financial protection. Our cover is built for how people in this region actually live \u2014 individuals, families, professionals, entrepreneurs, migrant workers, and cross-border households who need cover that works in ZAR and pays out when it matters, without complicated conditions. Whether you are based in Johannesburg, Cape Town, Durban, Pretoria, Port Elizabeth, Bloemfontein, Polokwane, or anywhere in the surrounding regions, our life and funeral cover gives you real long-term protection tied to the South African financial market. We understand that many of our clients live and work in South Africa while supporting families in neighbouring countries \u2014 Zimbabwe, Botswana, Zambia, Mozambique, Namibia, Malawi, Lesotho, and Eswatini. Our cross-border beneficiary support means your family receives their payout regardless of which side of the border they are on. Affordable premiums. Straightforward claims. Cover built around the realities of Southern African family life. Cross-border 0 % Covered Countries 0 + African Nationalities 0 Your policy. Your asset. What would your policybe worth in cash today? Rand Life Cover builds cash value while your family stays protected. Select the year you started and your cover amount to see what you could access right now. Year You Started \u2014 Select year \u2014201020112012201320142015201620172018201920202021202220232024 Cover Amount \u2014 Select cover \u2014R250,000R500,000R750,000R1,000,000R2,000,000 Years your policy has been active \u2014 Since you started Your cover amount \u2014 Rand Life Cover \u2014 paid to your beneficiary Cash value available today \u2014 \u2014 View Rand Life Cover Cover For All Nationalities In South Africa What We DO We provide life and funeral cover in South African Rand for individuals and families who need reliable financial protection with real regional reach. We cover South Africans, foreign nationals in South Africa, and cross-border families who need a policy that works in ZAR and supports beneficiaries wherever they are in Southern Africa. What We Offer We offer Life and Funeral Cover built for locals and foreign nationals living and working in South Africa. Our Life Cover plans provide up to R2,000,000 paid directly to your beneficiaries, while our Funeral Cover protects your entire family, including eligible cross-border family members, with benefits of up to R75,000 as well as repatriation support included. Why African Chooses Us Families choose Mutual Life Africa because our policies reflects the realities of modern Southern African living. Many households remain financially connected across borders, with family members living, working, and depending on support from different countries. Our Rand Cover provides practical long-term financial protection designed for regional African families who require reliable, accessible life insurance in rands. Your policy. Your asset. What would your policybe worth in cash today? Rand Life Cover builds cash value while your family stays protected. Select the year you started and your cover amount to see what you could access right now. Year You Started \u2014 Select year \u2014201020112012201320142015201620172018201920202021202220232024 Cover Amount \u2014 Select cover \u2014R250,000R500,000R750,000R1,000,000R2,000,000 Years your policy has been active \u2014 Since you started Your cover amount \u2014 Rand Life Cover \u2014 paid to your beneficiary Cash value available today \u2014 \u2014 View Rand Life Cover Protect What Matters \u2014 Get Covered Today Mutual Life Africa provides life insurance and funeral cover for African nationals and foreign nationals living in South Africa. Whether you are based in Johannesburg, Cape Town, Durban, Pretoria, or anywhere across the country, our ZAR-based cover is designed to protect you and your family \u2014 wherever they are. We support cross-border families with beneficiaries across Zimbabwe, Botswana, Zambia, Mozambique, Namibia, Malawi, Lesotho, and Eswatini. Affordable premiums, no medical exam, and full repatriation cover included \u2014 so your family is protected on both sides of the border. Cross-border 0 % Covered Countries 0 + African Nationalities 0 + Our vision &#8220;Every African family and every African business \u2014 regardless of where they operate, what passport they carry, or what currency they earn \u2014 deserves financial institutions that work for them.&#8220; Mutual Life Africa Built for a Borderless Africa Mutual Life Africa provides funeral cover solutions designed for modern African families living, working, and building futures across borders. From diaspora communities and expatriates to internationally mobile professionals and families supporting loved ones back home, our multicurrency funeral cover delivers reliable financial protection across Africa and around the world. With flexible international coverage and cross-border family protection, we help Africans stay connected, protected, and prepared wherever life takes them. African Nationalities 0 Mutual Life Africa proudly serves clients from 54 African nationalities, providing funeral cover solutions designed for the diverse needs of African individuals, families, expatriates, and diaspora communities worldwide. Our services are built to support Africans living locally and internationally with accessible, reliable protection that reflects the realities of modern cross-border family life. Protection Designed for All Africans One Africa, 54 Nationalities Funeral Cover Built for Africa and Its Global Communities Covered Countries 0 + Our funeral cover solutions extend across more than 95 countries, giving clients the flexibility to maintain reliable protection wherever life takes them. Whether you relocate for work, business, education, or family, your cover remains portable and internationally accessible, helping you stay protected across Africa, Europe, North America, Asia, and beyond. Cover That Travels With You International Protection Without Borders Reliable Funeral Cover Across 95+ Countries Cross-border Protection 0 % Mutual Life Africa is structured around the realities of cross-border African families, allowing eligible family members in different countries to be covered under a single policy structure. Our solutions are designed to simplify international family protection while ensuring dependable financial support for loved ones across borders when it matters most. One Policy, Multiple Countries Protect Your Family Across Borders International Family Cover Made Simple Life Cover<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-12923","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/pages\/12923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/comments?post=12923"}],"version-history":[{"count":54,"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/pages\/12923\/revisions"}],"predecessor-version":[{"id":13125,"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/pages\/12923\/revisions\/13125"}],"wp:attachment":[{"href":"https:\/\/mutuallife.africa\/za\/wp-json\/wp\/v2\/media?parent=12923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}