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Mutual Life Africa 

Mutual Life Africa is a pan-African financial services company offering life and funeral cover, business insurance, and personal and business loans across Africa.

20+

Years of Financial Excellence

2M+

LIVES COVERED

Mutual Life Africa

Protecting Your Hopes And Dreams, Wherever You Call Home.

Mutual Life Africa is a leading pan-African insurance and financial services company, renowned for delivering trusted protection and inclusive financial solutions to communities across Africa and the global African diaspora.

With multijurisdictional compliance and regulatory frameworks in place across numerous countries, our company proudly serves over 2 million policyholders worldwide.

We provide tailored solutions to meet the diverse needs of foreign nationals, expats, locals, and diasporas living and working in South Africa.

Mutual Life Africa offers a comprehensive portfolio of services, including:

  • Personal Insurance: Life, funeral, and travel insurance.
  • Business Insurance: Commercial Property Insurance, Cyber Liability Insurance, Foreign Voluntary Workers’ Compensation Insurance, General Liability Insurance
  • Property Finance: Home loans and building finance solutions.
  • Flexible Credit Products: Personal loans, car finance, business credit facilities, and revolving finance options.
In Loans A Month
$ 0 M+
Claims Processing
0 7
Covered Countries
0
In Monthly Grants
$ 0 M+

Protecting What Matters The Most To You.

At Mutual Life Africa, we understand that life is unpredictable — but your peace of mind shouldn’t be.

That’s why we offer a wide range of insurance and financial products designed to protect what matters most, support your ambitions, and provide security at every stage of life.

Rand Life Cover

Rand Life Cover is an affordable and flexible life insurance product from Mutual Life Africa, priced and paid in South African Rands (ZAR). It’s designed for foreign nationals, locals, and expatriates living in South Africa or across Africa.

Diaspora Life Cover

Mutual Life Africa’s Diaspora Insurance is a USD  life cover policy that is tailored for expats and foreign nationals living and working away from home.

With Mutual Life Africa’s Diaspora Life Cover, foreign nationals and diasporas can get a life insurance policy of up to $1 Million.

Expat Life Insurance

Mutual Life Africa’s Expat Life Cover is a euro-based life insurance policy tailored for expats and foreign nationals living and working abroad.

Cover is available up to €1 million.

You deserve funeral cover, that covers even your family back home.

A Mutual Life Africa funeral cover, offers you the flexibility to cover your family members, where ever they are in the world, with free body repatriation benefits, you are guaranteed a dignified burial back home.

Mutual Life Africa

Diaspora Funeral Cover

Mutual Life Africa’s Diaspora Funeral Cover is a USD-based policy designed for expats and foreign nationals living and working abroad.

 

It provides funeral cover of up to $25,000.

Rand Life Family Cover

Rand Life Family Cover is a flexible, affordable funeral insurance policy from Mutual Life Africa, designed for foreign nationals in South Africa, expats across Africa, locals, and African nationals living abroad.

Cover is up to R75,000.

Expat Family Cover

Mutual Life Africa’s Expat Funeral Cover is a Euro-based policy designed for expats, and foreign nationals living and working abroad.

It provides funeral cover of up to €25,000.

Buy Expat Funeral Cover In EUROs

"Protect What Matters. Power What’s Next." Personal & Business Credit | Business

Mutual Life Africa provides personal credit, business credit facilities, and business insurance to help you grow, protect, and sustain your personal and business goals with confidence.

Personal Credit Facilities

Mutual Life Africa offers a range of personal credit products across the African continent, including personal term loans, micro loans, home loans, and vehicle finance.

Business Credit Facilities

Mutual Life Africa provides business credit facilities across the African continent, including working capital loans, asset finance, trade finance, startup funding, invoice financing, and purchase order funding.

 

 

Business Insurance

Mutual Life Africa offers comprehensive business insurance solutions across the African continent, including Commercial Property Insurance, Cyber Liability Insurance, Foreign Voluntary Workers’ Compensation Insurance, and General Liability Insurance.

Stay Protected Wherever You Call Home

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