Mutual Life Africa

Mutual Life Africa provides comprehensive life and funeral cover for African expats, locals, diasporas, and foreign nationals living and working across Africa and abroad.

We Are Mutual Life Africa

Mutual Life Africa is a multinational, pan-African financial services, insurance, and credit provider committed to protecting and empowering African individuals and their families, across the globe.

We deliver comprehensive life insurance, funeral cover, business insurance solutions, and accessible personal and business financing, designed to provide long-term financial security, dignity, and financial resilience for Africans at home and across the global diaspora.

Who We Serve

Mutual Life Africa serves African nationals living across the African continent, as well as African expats and African nationals living and working abroad.

Our international client base spans major global destinations including the United States, Canada, and key markets across Asia, as well as Europe, where we support African communities residing in countries such as the United Kingdom, France, Germany, Italy, Spain, Portugal, the Netherlands, Belgium, Sweden, Norway, Denmark, Ireland, Switzerland, Austria, Poland, the Czech Republic, Finland, Greece, Luxembourg, and Malta.

Through our cross-border operating model and globally accessible products, Mutual Life Africa ensures that Africans everywhere—whether based in Africa or abroad—have reliable access to insurance protection, funeral cover, repatriation benefits, and financial solutions tailored to their unique needs.

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FINANCIAL EXCELLENCE

Quick , Easy, Claims
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Coverage For Foreigners
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Transparent Fees & Clear Premiums
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Please Select Your Preferred Currency

Get A Cover That Suits Your Budget

Mutual Life Africa offers multi-currency life and funeral cover for foreign nationals, expats, and diasporas living across Africa and abroad.

INTERNATIONAL FUNERAL COVER

Mutual Life Africa’s International Funeral Cover offers up to $15,000 funeral cover for African nationals, African expats and Africans living and working across abroad.

INTERNATIONAL LIFE COVER

Mutual Life Africa’s International Life cover offers up to $500,000 life cover for African nationals, African expats and Africans living and working across abroad.

FROM $99

Repatriation Cover

Mutual Life Africa offers it's clients free international body repatriation,  we pay out your cover amount and we cover the costs assosiated woth body repatriation at no extra cost to you.

Rand Funeral cover

Mutual Life Africa’s rand funeral cover is a South African based funeral cover policy of up to R75,000 designed to meet the unique needs of foreign nationals and locals in South Africa and within the SADC region.

FROM R350

Rand Life Cover

Mutual Life Africa’s Rand Life Cover provides up to R2,000,000 in life insurance for Zimbabweans, Malawians, Mozambicans, Zambians, Congolese, and other foreign nationals living in South Africa.

FROM R350

REPATRIATION COVER

Mutual Life Africa offers it's clients free international body repatriation,  we pay out your cover amount and we cover the costs assosiated woth body repatriation at no extra cost to you.

DIASPORA FUNERAL COVER

Mutual Life Africa’s diaspora funeral cover is funeral cover plan of up to £15,000 that caters to the needs of the African diaspora and expats living and working in the United Kingdom.

DIASPORA LIFE COVER

Mutual Life Africa’s diaspora life cover is life insurance policy of up to £500,000 that caters to the needs of the African diaspora and expats living and working in the United Kingdom.

FROM £99

REPATRIATION COVER

Mutual Life Africa offers it's clients free international body repatriation,  we pay out your cover amount and we cover the costs assosiated woth body repatriation at no extra cost to you.

EXPAT FUNERAL COVER

Mutual Life Africa’s expat funeral cover is funeral cover plan of up to €15,000 that caters to the needs of the African diaspora and expats living and working across Europe.

EXPAT LIFE COVER

Mutual Life Africa’s expat life cover is a whole term life cover policy of up to £500,000 that caters to the needs of the African diaspora and expats living and working across Europe.

FROM €99

REPATRIATION COVER

Mutual Life Africa offers it's clients free international body repatriation,  we pay out your cover amount and we cover the costs assosiated woth body repatriation at no extra cost to you.

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Mutual Life Africa offers life and funeral cover to expats, locals, diasporas, and foreign nationals living and working abroad and countries and across Africa.

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Mutual Life Africa ™ © 2026 | All Rights Reserved  |

Legal Disclosure: The services provided by Mutual Life Africa are delivered through its licensed and regulated entities.

The specific entity providing your services may vary depending on your location, the type of product, and applicable local regulations. To find out more, please visit our corresponding master compliance page.

All services are subject to:

Eligibility: Only available to individuals and organizations from jurisdictions not listed as restricted.

Regulatory Compliance: Operations comply with local and international financial regulations.

Availability: Some services or features may not be available in all regions or for all clients.

By accessing our services, you acknowledge and accept these terms.