Explorer Life Cover
Starting your journey in life comes with excitement, ambition, and uncertainties. Our Explorer Plan provides affordable, flexible life cover for individuals aged 18 to 29, ensuring you and your loved ones are protected as you build your future.
20+
Years of Financial Excellence
2M+
LIVES COVERED
What Is the Explorer Plan?
The Explorer Plan is an entry-level life cover solution designed for young adults embarking on their personal and professional journeys. It offers essential financial protection and peace of mind with added benefits that extend beyond standard life cover.
Who Does This Plan Cover?
This plan is tailored for individuals aged 18 to 29, whether you’re a student, young professional, entrepreneur, or adventurer.
It is available to locals, expatriates, and members of the global diaspora living across Europe, Asia, the Middle East, and North America.
What Is Covered
Life Cover
- Lump sum payout of $250,000, $500,000, $750,000, or $1 Million upon death (natural or accidental).
Repatriation Cover
- Full costs for the return of mortal remains to your country of origin.
Dread Disease Cover
- Lump sum payout upon diagnosis of a critical and last stage illness or major organ failure.
Permanent Disability Cover
- Lump sum payout if permanently disabled.
Early Access
- Access up to 30% of your cover amount upon turning 65 (Terms & Conditions apply).
Free Travel Insurance
- Complimentary 30-day travel insurance with coverage up to $50,000 per year.
Get A Cover That Works For You.
- Affordable, age-appropriate premiums.
- Global cover — valid wherever life takes you.
- Repatriation ensures your final wishes are honoured.
- Critical illness protection for peace of mind.
- Unsecured loans, for those difficult days.
- Early retirement access to support your future plans
- Travel insurance for spontaneous adventures.
- Trusted international provider with efficient claims processing.
Mutual Life 360 — Your World. One Powerful App.
From filing claims and managing your policies, to applying for credit, increasing, freezing or decreasing your debit and credit card limits, to instantly sending money abroad.
Mutual Life 360, simplifies and streamlines your entire finances with Ai powered financial intelligence.
