Mutual Life Africa is a pan-African financial services, insurance, and credit provider that offers life and funeral cover to foreigners, expats and the African diaspora living and working across Europe.
“As an expat living far from home, Mutual Life Africa’s Diaspora Funeral Cover has provided me with incredible peace of mind. The USD‑based policy and fast repatriation benefits made everything simple and dignified for my family.”
We had to file a claim recently, and I was truly impressed by how quickly Mutual Life Africa handled it. Their professionalism and empathy made a difficult time easier — my family felt supported and honored.”
appreciate how this policy blends affordability with respect for our cultural traditions. The coverage options are clear, the process was easy, and I felt cared for every step of the way — even from thousands of miles away.”
Mutual Life Africa is a multinational, licensed, and trusted financial services, insurance, and credit provider serving African nationals and diasporas across Europe, including Germany, France, Italy, Spain, the Netherlands, Belgium, Portugal, Switzerland, Austria, and Poland.
We specialize in funeral and life cover, business insurance, and personal and business loans, designed specifically for Africans living in Europe, European-based diasporas, and foreign nationals working or studying across the continent.
Our mission is to protect, empower, and uplift African communities abroad, ensuring financial stability, peace of mind, and long-term security for individuals and families living in Europe.
With a strong and growing presence across Western and Central Europe, Mutual Life Africa combines global reach with local expertise, helping African families stay connected, secure, and financially independent — no matter where they live or work.
Mutual Life Africa provides trusted funeral and life cover across Europe for Africans, expats, diasporas, and foreign nationals.
Get financial protection, business insurance, and personal or business loans from a global pan-African insurer dedicated to empowering communities abroad.
Mutual Life Africa’s expat funeral cover is Euro based funeral cover plan of up to €15,000, designed to meet the unique needs of the African diaspora and expats living in Europe.
Mutual Life Africa’s Expat Life Cover policy is a Euro-based life cover plan of up to €1 Million, designed to meet the unique needs of the African diaspora and expats living in Europe.
Mutual Life Africa Lending Solutions empower individuals and businesses with accessible personal and business loans.
Designed for locals, diaspora, expats, and foreign nationals in Africa, our loans support growth, opportunity, and financial stability.
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Mutual Life Africa offers life and funeral cover to expats, locals, diasporas, and foreign nationals living and working in foreign countries and across Africa.
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Legal Disclosure: The services provided by Mutual Life Africa are delivered through its licensed and regulated entities.
The specific entity providing your services may vary depending on your location, the type of product, and applicable local regulations. To find out more, please visit our corresponding master compliance page.
All services are subject to:
Eligibility: Only available to individuals and organizations from jurisdictions not listed as restricted.
Regulatory Compliance: Operations comply with local and international financial regulations.
Risk Disclosure: Investment, trading, and lending products carry risk, including potential loss of capital.
Availability: Some services or features may not be available in all regions or for all clients.
By accessing our services, you acknowledge and accept these terms.