International Life Cover
Serving Africa. Supporting Africans Across Africa And Abroad
Mutual Life Africa’s International Life Cover offers up to $1,000,000 in life insurance for Zimbabweans, South Africans, Nigerians, Ghanaians, and Africans living in the USA and Canada.
“As an expat living far from home, Mutual Life Africa’s Diaspora Funeral Cover has provided me with incredible peace of mind. The USD‑based policy and fast repatriation benefits made everything simple and dignified for my family.”
We had to file a claim recently, and I was truly impressed by how quickly Mutual Life Africa handled it. Their professionalism and empathy made a difficult time easier — my family felt supported and honored.”
appreciate how this policy blends affordability with respect for our cultural traditions. The coverage options are clear, the process was easy, and I felt cared for every step of the way — even from thousands of miles away.”
Dignified Life and Repatriation Cover for Africans Abroad
Serving Africa. Supporting Africans Across The United States, Canada And Africa
Mutual Life Africa’s International Life Cover is a USD-denominated life insurance policy designed specifically for the African diaspora living in the United States and Canada.
Offering up to $1,000,000 in life cover, this policy ensures that your family is financially protected and secure — no matter where life takes you.
Whether you are supporting family back home in Africa or building a future abroad, Mutual Life Africa provides reliable, affordable life cover tailored to the needs of Zimbabweans, South Africans, Nigerians, Ghanaians, and other Africans living in North America.
Mutual Life Africa’s International Life Cover
Why Life Cover Matters for the Africans Living Abroad
Living abroad comes with opportunities but also responsibilities.
Many Africans in the USA and Canada face the challenge of ensuring long-term financial security for loved ones, particularly for families who rely on remittances or cross-border support.
With Mutual Life Africa’s International Life Cover, your family can receive a lump-sum payout in USD, usable anywhere globally — for education, mortgages, healthcare, or everyday living expenses.
This ensures that financial stability and peace of mind are maintained, even in your absence.
Key Benefits of Mutual Life Africa’s International Life Cover:
- Up to $1,000,000 cover – comprehensive life protection.
- Premiums and payouts in USD – stable, globally accepted, and easy to manage.
- Eligibility for ages 18 to 60 – individuals, couples, and families.
- No medical exams for standard cover – simple, quick application.
- Fast claims turnaround – support when your family needs it most.
- Dependent coverage – include spouse and children for added security.
- Flexible premiums – affordable monthly payments tailored for diaspora budgets.
- Global portability – your cover moves with you across countries.
Frequently Asked Questions (FAQs)
Foreign nationals, expatriates, and members of the African diaspora community aged 18 to 60 living across Africa or abroad.
Yes, subject to underwriting, you can increase or decrease your cover based on your changing needs.
The waiting period is 6 months.
Yes. We ensure seamless international payouts to your nominated beneficiaries.
No. You can apply from anywhere as long as you’re living abroad.(Ts and Cs Apply)
Absolutely. You can enhance your policy with dedicated funeral protection.
Your cover remains active as long as you continue paying premiums, regardless of your location.
Yes, including fraud, suicide within the first 24 months, and specific high-risk activities.
Yes. We facilitate global payouts to beneficiaries anywhere in the world.
Depending on your health and cover amount, a medical assessment may be required.
We offer dedicated, multilingual claims support to ensure quick, efficient payouts worldwide.
Your beneficiaries can initiate the claims process via our website, mobile app, or 24/7 claims hotline.
You will need valid identification valid passport/national ID card, and proof of residence abroad, additional documents maybe requested.
Life and Repatriation Cover for Africans Living in the United States, Canada, Abroad And Across Africa
Mutual Life Africa proudly supports African expatriates living in the United States, Canada, Across Africa And Abroad, including:
- Zimbabweans living in the USA and Canada
- South Africans living in the USA and Canada
- Nigerians living in the USA and Canada
- Ghanaians living in the USA and Canada
- African nationals across Africa, migrant workers, students, and families abroad
Our policies are designed to meet the unique needs of Africans living overseas, ensuring financial protection while respecting cultural values and family responsibilities.
Use the quote wizard below, to get a quote and buy Life cover in a currency of your choice.
Mutual Life Insurance Policies
🌍 Available to any nationality • Multi-currency checkout (USD, EUR, GBP, CAD, AUD)