Funeral And Life Cover For Botswana Nationals living in South Africa.
Be there for your loved ones, even after you're gone.
When a loved one passes away, family members who are left behind have to deal with the pain of losing a loved one and the high costs of covering burial expenses at a time when all they should be doing is grieving the loss of a loved one.
Paying for a dignified funeral, should not leave your loved ones with outstanding debt.
A Mutual Life Family Funeral Cover provides you with an affordable way to cover yourself, spouse and up to 6 children under the age of 21 on a single premium.
At Mutual Life we provide cover to all nationalities, You can purchase a Mutual Life policy regardless of your nationality.
Our promise to you:
Affordable Premiums
We believe that every family deserves access to affordable funeral cover. Our premiums are designed to suit various budgets, making it accessible to a wide range of individuals and families.
Flexibility for All
Whether you're a local citizen or a foreign national living in our community, we welcome you to be part of our Mutual Life Africa family. Our insurance coverage is available to all, regardless of your nationality or background.
Quick and Easy Claims
We understand that time is of the essence when it comes to settling funeral expenses. Our claims process is straightforward, ensuring that you receive the financial support you need promptly.
Mutual Life Policies are packaged to address the difficulties families meet when a loved one passes away, especially if the loved one is the breadwinner , in addition to our cash / death benefit Mutual Life has added benefits to help you stay on top of your finances during these sad times. When you purchase a Mutual Life policy these are the benefits you receive.
DEATH BENEFIT
Mutual Life's Death Benefit is a cash benefit that pays out a predetermined amount of money when a covered member passes aways due to an illness or natural cause.
REPATRIATION
Mutual Life's Repatriation benefit caters to the repatriation of a deceased member's corpse from the place of their death to the place of their burial or closest mortuary at no additional cost
PAID-UP BENEFIT
When a Mutual Life policyholder passes away, we will automatically transfer your policy to your beneficiary, so that they can still benefit from your cover at no additional cost.
ACCIDENT COVER
In the unfortunate event that a policyholder gets into an accident and is left with a permanent disability, Mutual Life will pay out the full amount of the policy and the policy becomes paid-up.
Frequently Asked Questions
Yes you can buy your funeral cover or life cover from Mutual Life. Mutual Life covers both local citizens and foreign nationals, regardless of your nationality.
Our policies have a 6 month waiting period, this waiting period also applies to new members that are added to a policy even if the policy has been active for more than 6 months.
Yes you can, however extended family members are covered for half the amount of the policyholders is covered for. This means that if the policyholder has a cover for 10000, the extended family member is covered 5000.
Exclusions include:
- Suicide Death( Suicide death has a waiting period of 2 years.
- Death due to participating in hazardous activities or acts of war.
- Death caused as a result of participation in a crime or anything regarded as an illegal activity by the country’s law, this includes accidental death caused by drunk driving, or a covered member being killed while committing a robbery or theft.
Valid claims are paid out within 3 to 6 hours.
Please note that policy documents are only issued after you pay your first installment. If you fail to pay your first installment your policy will automatically be cancelled.
