Protect What Matters. Secure Their Future — Anywhere in the World.
Mutual Life Africa’s Diaspora Life Cover is tailored to meet the unique needs of Africans living abroad, foreign nationals, and globally mobile families — offering dependable financial protection wherever life takes you.
We understand the complexities, responsibilities, and uncertainties of life across borders.
That’s why we provide simple, affordable, and borderless life insurance solutions that offer true peace of mind and lasting financial security to African citizens, expats, and diaspora communities worldwide.
With Mutual Life Africa’s Diaspora Life Cover, foreign nationals and diasporas can get a life insurance policy of up to $1 Million.
Frequently Asked Questions (FAQs)
Foreign nationals, expatriates, and members of the diaspora community aged 18 to 60 living abroad.
Yes, subject to underwriting, you can increase or decrease your cover based on your changing needs.
The waiting period is 6 months.
Yes. We ensure seamless international payouts to your nominated beneficiaries.
No. You can apply from anywhere as long as you’re living abroad.(Ts and Cs Apply)
Absolutely. You can enhance your policy with dedicated funeral protection.
Your cover remains active as long as you continue paying premiums, regardless of your location.
Yes, including fraud, suicide within the first 24 months, and specific high-risk activities.
Yes. We facilitate global payouts to beneficiaries anywhere in the world.
Depending on your health and cover amount, a medical assessment may be required.
We offer dedicated, multilingual claims support to ensure quick, efficient payouts worldwide.
Your beneficiaries can initiate the claims process via our website, mobile app, or 24/7 claims hotline.
You will need valid identification valid passport/national ID card, and proof of residence abroad, additional documents maybe requested.
Protect yourself and family from life’s uncertainties.
We offer three distinct life cover plans, thoughtfully designed to meet the evolving needs of individuals at different stages of life.
- This policy can not be bought for or by individuals permanently living in Sudan, South Sudan, Democratic Republic of the Congo, Somalia, Central African Republic, Mali, Burkina Faso, Niger, Chad, Myanmar, Syria, Yemen, Afghanistan, Pakistan, Israel, Palestine (Gaza), Iraq, Iran, Lebanon, Ukraine, Russia, Armenia, Azerbaijan, Colombia, Ecuador.
- THIS POLICY COVERS
- Death due to natural causes.
- Accidental Death Cover
- Terminal illness (where applicable)
- Financial Protection & Debt Coverage
- Credit Protection
- Estate Duty or Inheritance Tax Coverage
- International Repatriation
Explorer Plan
- This plan is designed for young adults between the ages of 18 to 29,embarking on life’s journey.
- It offers affordable, flexible life cover to provide peace of mind while you focus on building your future.
Achiever Plan
- The Achiever Plan provides comprehensive life cover for individuals aged between 30 and 39.
- It’s built to protect your growing responsibilities and ambitions.
Nurturer Plan
- For individuals aged 40 to 50, tailored for those in their prime.
- This plan offers robust life cover for individuals between the ages of 40 and 50.