Funeral Cover
For Families In South Africa
With Mutual Life Africa, foreign nationals living in South Africa can get funeral cover of up to R100 000, Mutual Life Africa's Global One policy allows you to cover your family members even if they are not living in South Africa.
GET A COVER THAT OFFERS YOU BOTH PROTECTION AND WEALTH CREATION.
When a loved one passes away, family members who are left behind have to deal with the pain of losing a loved one and the high costs of covering burial expenses at a time when all they should be doing is grieving the loss of a loved one.
Paying for a dignified funeral, should not leave your loved ones with outstanding debt.
A Mutual Life Africa Family Funeral Cover provides you with an affordable way to cover yourself, spouse and up to 6 children under the age of 21 on a single premium.
Why Choose Mutual Life Africa?
At Mutual Life Africa, we are more than just an insurance company. Our mission is to empower families by providing them with financial security and peace of mind.
Our commitment to providing financial security and peace of mind for our clients regardless of nationality and background has made us the go-to insurer for individuals, employers, societies and families seeking affordable, comprehensive coverage.
REPATRIATION
Mutual Life Africa's Body Repatriation benefit caters to the repatriation of a deceased member's corpse from the place of their death to the place of their burial or closest mortuary at no additional cost.
Affordable Premiums
We believe that every family deserves access to affordable funeral cover. Our premiums are designed to suit various budgets, making it accessible to a wide range of individuals and families.
Inclusive Approach
We welcome everyone, regardless of nationality or background. Whether you’re a local citizen or a foreign national, you’re part of our Mutual Life Africa family.
SAVING POT
As a Mutual Life Africa policyholder, you automatically get a free savings pot, we call an investment wallet, funded entirely by us, at no cost to you, Mutual Life Africa will fund your wallet each month with an equivalent of 10% of your monthly premium.
Quick and Easy Claims
We understand that time is of the essence when it comes to settling claims. Our claims process is straightforward, ensuring that you receive the financial support you need promptly.
CASHBACK
As A Mutual Life Africa policyholder you recieve 5% of your monthly premiums as cashback each month, Our cashback program is the pillar of our loyalty and rewards program, designed to recognize and reward our policyholders.
Frequently Asked Questions
Yes you can buy your funeral cover or life cover from Mutual Life Africa. Mutual Life Africa covers both local citizens and foreign nationals, regardless of your nationality.
Our policies have a 6 month waiting period, this waiting period also applies to new members that are added to a policy even if the policy has been active for more than 6 months.
Yes You Can.
Exclusions include:
- Suicide Death( Suicide death has a waiting period of 2 years.
- Death due to participating in hazardous activities or acts of war.
- Death caused as a result of participation in a crime or anything regarded as an illegal activity by the country’s law, this includes accidental death caused by drunk driving, or a covered member being killed while committing a robbery or theft.
Valid claims are paid out within 24 hours.
HOW TO BUY YOUR COVER
Get your Mutual Life Africa policy instantly with just a few clicks, no medical tests or lengthy processes.
You just need your valid passport( no permit or visa requirements) or South African ID, a valid bank account or debit card and your first month premium.
SELECT A PLAN
Select a cover plan you want, based on your preference and affordability.
BUY YOUR COVER
To purchase a cover from us, you need to have a valid South African bank account or debit card.
PAY YOUR PREMIUM
To get a Mutual Life Africa Cover, you are required to pay the first month premium, we offer a number of safe and secure payment options, you can pay using direct bank transfer or pay by card.
CREATE YOUR PROFILE
After you pay your first month's premium, you will be redirected to our policy capture and on boarding portal, where you can accurately submit the details and information of the lives you want to cover.