Funeral Cover

For Families In South Africa

With Mutual Life Africa, foreign nationals living in South Africa can get funeral cover of up to R100 000, Mutual Life Africa's Global One policy allows you to cover your family members even if they are not living in South Africa.

GET A COVER THAT OFFERS YOU BOTH PROTECTION AND WEALTH CREATION.

When a loved one passes away, family members who are left behind have to deal with the pain of losing a loved one and the high costs of covering burial expenses at a time when all they should be doing is grieving the loss of a loved one.

Paying for a dignified funeral, should not leave your loved ones with outstanding debt.

A Mutual Life Africa Family Funeral Cover provides you with an affordable way to cover yourself, spouse and up to 6 children under the age of 21 on a single premium.

Why Choose Mutual Life Africa?

At Mutual Life Africa, we are more than just an insurance company. Our mission is to empower families by providing them with financial security and peace of mind.

Our commitment to providing financial security and peace of mind for our clients regardless of nationality and background has made us the go-to insurer for individuals, employers, societies and families seeking affordable, comprehensive coverage.

REPATRIATION

Mutual Life Africa's Body Repatriation benefit caters to the repatriation of a deceased member's corpse from the place of their death to the place of their burial or closest mortuary at no additional cost.

REPATRIATION

Mutual Life Africa's Body Repatriation benefit caters to the repatriation of a deceased member's corpse from the place of their death to the place of their burial or closest mortuary at no additional cost.

Affordable Premiums

We believe that every family deserves access to affordable funeral cover. Our premiums are designed to suit various budgets, making it accessible to a wide range of individuals and families.

Affordable Premiums

We believe that every family deserves access to affordable funeral cover. Our premiums are designed to suit various budgets, making it accessible to a wide range of individuals and families.

Inclusive Approach

We welcome everyone, regardless of nationality or background. Whether you’re a local citizen or a foreign national, you’re part of our Mutual Life Africa family.

Inclusive Approach

We welcome everyone, regardless of nationality or background. Whether you’re a local citizen or a foreign national, you’re part of our Mutual Life Africa family.

SAVING POT

As a Mutual Life Africa policyholder, you automatically get a free savings pot, we call an investment wallet, funded entirely by us, at no cost to you, Mutual Life Africa will fund your wallet each month with an equivalent of 10% of your monthly premium.

SAVING POT

As a Mutual Life Africa policyholder, you automatically get a free savings pot, we call an investment wallet, funded entirely by us, at no cost to you, Mutual Life Africa will fund your wallet each month with an equivalent of 10% of your monthly premium.

Quick and Easy Claims

We understand that time is of the essence when it comes to settling claims. Our claims process is straightforward, ensuring that you receive the financial support you need promptly.

Quick and Easy Claims

We understand that time is of the essence when it comes to settling claims. Our claims process is straightforward, ensuring that you receive the financial support you need promptly.

CASHBACK

As A Mutual Life Africa policyholder you recieve 5% of your monthly premiums as cashback each month, Our cashback program is the pillar of our loyalty and rewards program, designed to recognize and reward our policyholders.

CASHBACK

As A Mutual Life Africa policyholder you recieve 5% of your monthly premiums as cashback each month, Our cashback program is the pillar of our loyalty and rewards program, designed to recognize and reward our policyholders.

How It Works

Our commitment to providing financial security and peace of mind for our clients regardless of nationality and background has made us the go-to insurer.

  • GET YOUR COVER

    Purchase A Mutual Life Africa policy of your choice that suits your needs.

  • Activate Your Policy

    Activate Your Mutual Life Africa policy by paying for your first premium.

  • Manage Your Policy

    Manage Your Mutual Life Africa policy using the Mutual Life 360 App. submit claims, get loans and keep updates on your policy.

  • SEAMLESS CLAIMS

    When A Loved One Passes away, simply submit a claim and make arrangements With Mutual Life Africa for the repatriation of your loved one's copse as well as transportation of the accompanying family member.

Frequently Asked Questions

Mutual Life Africa

Yes you can buy your funeral cover or life cover from Mutual Life Africa. Mutual Life Africa covers both local citizens and foreign nationals, regardless of your nationality.

Our policies have a 6 month waiting period, this waiting period also applies to new members that are added to a policy even if the policy has been active for more than 6 months.

Exclusions include:

  • Suicide Death( Suicide death has a waiting period of 2 years.
  • Death due to participating in hazardous activities or acts of war.
  • Death caused as a result of participation in a crime or anything regarded as an illegal activity by the country’s law, this includes accidental death caused by drunk driving, or a covered member being killed while committing a robbery or theft.

If your policy has been active for a minimum term of 15 years, your policy automatically becomes paid up – this means that your policy will be transferred to your beneficiary and your family will continue to be covered by Mutual Life Africa at no additional cost.

Valid claims are paid out within 24 hours.

BUY YOUR COVER

With Mutual Life Africa, foreign nationals living in the South Africa can get upto R100 000 funeral cover and they can also cover their family members back home at no extra cost.

Single Family Cover

Covers 2 Adults And Up To 6 Children Under The Age Of 21.
R 249 .99
/ Month
Cover Amount: R25 000 Per Covered Member.
Body Repatriation.
Transportation And Lodging To And From or within South Africa
Coffin.

Family Plus Cover

This Plan Covers A Total Of 21 Family Members Under the age of 50. Your family should be living within Africa to qualify.
R 499 .99
/ Month
Cover Amount: R50 000 Per Covered Member.
Body Repatriation.
Transportation And Lodging To And From or within South Africa
Coffin.

Global One Cover

This Plan Covers A Total Of 21 Family Members Under the age of 75. Your family should be living within Africa to qualify.
R 750
/ Month
Cover Amount: R70 000 Per Covered Member.
Body Repatriation.
Transportation And Lodging To And From or within South Africa
Coffin.
Popular

Global One Plus Cover

This Plan Covers A Total Of 21 Family Members Under the age of 75. Your family should be living within Africa to qualify.
R 1499 .99
/ Month
Cover Amount: R100 000 Per Covered Member.
Body Repatriation.
Transportation And Lodging To And From or within South Africa
Coffin.
Popular

Mutual Life Africa provides affordable funeral cover and life insurance to foreign nationals, locals and expats living in South Africa.

CONTACT US

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