MUTUAL LIFE AFRICA
Mutual Life Africa provides affordable funeral cover and life cover to migrant workers, expats, locals, and foreign nationals living in South Africa and across the African continent.
With Mutual Life Africa you can get comprehensive insurance regardless of your nationality or where you stay.
We cater to the unique needs of migrant workers, expats, locals, and foreign nationals living across Africa, ensuring that financial security and access to essential services are within reach.
Whether you’re supporting loved ones back home, managing personal finances, or building a future in a new country, our solutions are tailored to meet your needs.
As a vital business unit of Mutual Life Global Insurance Group, we specialize in providing products and services tailored to Africa’s unique markets. Licensed and regulated in 32 African countries, we proudly serve as the trusted financial partner for over 1 million policyholders.
(500k+ Covered Lives)
Trust us to help you navigate life’s financial challenges and opportunities
- Solutions for All Nationalities Across Africa
- Borderless Financial Services.
- Affordable, Stable, Comprehensive.
WE ARE GLOBAL
Mutual Life Africa, as a vital regional division of Mutual Life Global, represents a cornerstone of its parent organization’s strategy to deliver specialized financial services and insurance solutions tailored to the unique demands of African markets.
As a wholly owned subsidiary of Ranga Financial Group, a global financial services group with over $10 billion in assets as of 2025, Mutual Life Africa benefits from exceptional financial strength and a global support network.
Mutual Life Global’s vertically integrated approach ensures that its specialized entities, subsidiaries, and business units address the local needs, cultures, and demands of the regions they serve.
Each regional unit, including Mutual Life Africa, operates independently to provide tailored products and services while aligning with the overarching corporate framework. This alignment enables resource sharing, expertise exchange, and the seamless delivery of interconnected solutions across global markets.
With a commitment to innovation, reliability, and excellence, Mutual Life Africa empowers individuals, businesses, and communities by delivering world-class insurance and financial solutions.
Supported by Ranga Financial Group’s global expertise, and backed by a healthy balance sheet and risk averse management strategies, Mutual Life Africa ensures sustainable growth and positive impact across the continent.
At Mutual Life, our foundation rests on core values: integrity, trust, innovation, and social responsibility. These principles guide every decision we make as we work together to create a more secure, healthier, and prosperous world for all.
Our brands are united by a shared mission: to deliver exceptional value through innovative and customer-centric solutions.
OUR PRODUCTS AND SERVICES
At Mutual Life Africa, we are dedicated to serving the unique needs of migrant workers, expats, locals, and foreign nationals living across Africa.
Our mission is simple and that is to ensure financial security and access to essential services, no matter where life takes you.
Whether you’re living and working in South Africa, Zimbabwe, Botswana, Namibia, or any other African country, Mutual Life Africa provides you with the financial security you need in today’s unpredictable economy.
UNIVERSAL ONE PLAN
Mutual Life Africa’s Universal One Plan is a robust insurance solution tailored to meet the diverse needs of foreign nationals, migrant workers, locals, and expats living in South Africa and across Africa.
It combines life and health coverage, income protection, funeral benefits, and financial flexibility through a revolving credit facility and personal loans. empowerment.
global one africa cover
Mutual Life Africa’s flagship product, the Global One Africa Cover, is a multinational funeral cover designed to protect up to 25 family members living in South Africa, Zimbabwe, Botswana, Ghana, Lesotho, Namibia, or any other African country.
With Mutual Life Africa’s Global One Africa Funeral Cover, you can insure your family members—such as uncles, parents, brothers, sisters, and cousins—with cover amounts of up to R100,000, depending on your preference and affordability. Our plans are flexible, starting from as little as R350
individual African life cover
Mutual Life Africa offers life cover of up to R2 Million to expats, locals, migrant workers and foreign nationals living in South Africa or any where within Africa.
With Mutual Life Africa you can get upto R2 Million Life cover even if you’re staying and working in South Africa, Botswana, Namibia, Zimbabwe, Kenya, Zambia or any where within Africa.
joint life cover
Joint Life Insurance, offered by Mutual Life Africa as part of the Universal One Plan, is a comprehensive life insurance solution designed for couples or business partners. This policy ensures that both lives are covered under a single plan.
children's legacy fund
Mutual Life Africa’s Legacy Fund is a savings plan designed to secure your child’s financial future. By contributing a fixed amount each month, you can provide them with a guaranteed, tax-free lump sum when they turn 21—setting them up for success in education, business, or life.
GLOBAL ONE INTERNATIONAL COVER
Designed for those who want to protect their loved ones no matter where they are, this cover provides affordable life cover and funeral cover in United States Dollars.
With Mutual Life’s Global One cover locals, expats, migrant workers and foreign nationals living anywhere within Africa can get up to $50 000 funeral cover for up to 25 family member.