At Mutual Life Credit, we understand that financial needs vary greatly, which is why we provide tailored loan solutions for both policyholders and non-policyholders in South Africa and across the continent.
Whether you’re planning a major purchase, dealing with an emergency, or building your dream home, we offer flexible credit options designed to support your financial goals.
Empowering You Financially
As the specialist credit division of Mutual Life Africa, our mission is to empower individuals and families with accessible, innovative financial solutions.
From short-term needs to long-term goals, our products are designed with your unique circumstances in mind—no matter where in the world you are.
At Mutual Life Credit, we provide tailored financial solutions to meet your unique needs, ensuring flexibility, affordability, and convenience.
Whether you’re planning a major purchase, handling unexpected expenses, or investing in a dream home or car, our personal finance options are designed to support your goals.
1. Personal Loans
2. Short-Term Loans
3. Revolving Credit Facility
4. Secured Loans for Policyholders
5. Home Loans for Foreign Nationals and Expats
6. Car Finance
Global Reach: Our solutions are designed for international clients, expats, and foreign nationals, ensuring inclusivity and flexibility.
Innovative Solutions: We adapt to your needs, providing creative financial products.
Policy-Based Benefits: Policyholders enjoy exclusive advantages like secured loans and higher limits.
Transparent Terms: No hidden fees or surprises—just straightforward, fair agreements.
At Mutual Life Global Credit, we’re here to help you achieve your financial goals with confidence and security, no matter where life takes you. Start building your future today.
Yes! Our personal loans and short-term loans are available to both policyholders and non-policyholders.
Secured loans are exclusive to policyholders. These loans do not require traditional collateral but are based on your Mutual Life policy’s cover amount and payment history.
With our fast-tracked approval process, policyholders can get their funds within 2 hours depending on their bank and for non policyholders funds can be available within 24 hours after approval.
Yes we do, however you need to have a qualifying Mutual Life Policy.
Revolving credit allows you to borrow, repay, and borrow again within your credit limit, offering unmatched financial flexibility.
As a policyholder, applying for a loan with Mutual Life Credit is simple and straightforward. Here’s what you need:
For Short-Term Loans:
For Long-Term Loans (Higher Amounts):
Policyholders can apply through the following channels:
Mutual Life 360 App: Download and log in to the app for a quick and convenient application process.
Walk Into a Branch: Visit the branch nearest to you, and our friendly staff will guide you through the application.
If you’re not a Mutual Life policyholder, you can still apply for a loan with Mutual Life Credit. Here’s what you’ll need:
Non-policyholders can apply through these convenient channels:
At Mutual Life Global Credit, we’re here to help you achieve your financial goals with confidence and security, no matter where life takes you. Start building your future today.