Mutual Life Africa provides affordable funeral cover and life cover to migrant workers, expats, locals, and foreign nationals living in South Africa.
At Mutual Life Africa, we are committed to providing secure and sustainable financial solutions for migrant workers, expats, locals, and foreign nationals across Africa and beyond.
With licensing and regulatory approval in 23 African countries, 8 European countries, 3 Asian countries, the United States, and Canada, we stand as one of the most secure and trusted financial services providers on the continent.
With over 1 million policyholders globally, our solutions are designed to ensure financial security, stability, and access to essential services—wherever you are in the world.
With a strong foundation built on regulatory compliance, financial strength, and global expertise, we guarantee that your financial well-being is in safe and capable hands.
Mutual Life Africa provides specialized financial and insurance solutions tailored to Africa’s unique markets.
Guided by integrity, trust, innovation, and social responsibility, we are committed to building a secure, healthier, and more prosperous future.
Our customer-focused, vertically integrated structure allows each regional unit to operate independently while aligning with our corporate framework. This ensures tailored solutions, resource sharing, and seamless service delivery across Africa.
Our mission is simple and that is to ensure financial security and access to essential financial services to all African nationals across Africa, no matter where life takes you.
Whether you’re living and working in South Africa, Zimbabwe, Botswana, Namibia, or any other African country, Mutual Life Africa provides you with the financial security, backing, tools and expertise you need in today’s unpredictable economy.
Mutual Life Africa’s Universal One Plan is a robust all inclusive plan that combines joint life, health, savings, income protection and funeral benefits on a single plan, tailored to meet the unique needs of foreign nationals, migrant workers, locals, and expats living in South Africa, our all in one plan, provides a cost effective way of covering what matters.
Mutual Life Africa’s flagship product, the Global One Africa Cover, is a multinational funeral cover designed to protect up to 30 family members living in South Africa, Zimbabwe, Botswana, Ghana, Lesotho, Namibia, or any other African country.
With Mutual Life Africa, you can cover your immediate and extended family members with funeral cover amounts of up to R100,000.
With Mutual Life Africa expats, locals and foreign nationals living in South Africa can get Life cover of up to R2 million, regardless of their nationality or residency status.
Joint Life Insurance, offered by Mutual Life Africa as part of the Universal One Plan, is a comprehensive life insurance solution designed for couples or business partners. This policy ensures that both lives are covered under a single plan.
With Mutual Life Africa foreign nationals, expats, and locals who are policyholders enjoy seamless access to a range of quick and convenient financial solutions, including personal cash loans, home loans, home construction loans, business loans, and short-term loans designed to cover urgent needs and unexpected shortfalls.
Designed for those who want to protect their loved ones no matter where they are, this cover provides affordable life cover and funeral cover in United States Dollars.
With Mutual Life Africa locals, expats, migrant workers and foreign nationals living and working in South Africa can get up to $50 000 funeral cover for up to 30 family members from just $60 a month.