Mutual Life Africa provides life cover and funeral cover for African nationals, expats, and diaspora communities in the UK, Europe, USA, Canada, and across Africa. Multi-currency. No medical exam. Instant cover.
Mutual Life Africa serves leading global corporations such as Shell plc, Glencore, and Transocean, providing specialised Foreign Workers Compensation Cover that protects employees across borders with comprehensive support for workplace injuries, medical care, and repatriation.
You should not have to choose between affordable cover and a provider that understands your circumstances. You should not have to explain why your family is in three different countries, or why you need a payout in a currency your beneficiary can actually use. That is exactly what we built Mutual Life Africa around. Here is what that looks like in practice.
Your family should not receive a payout in a currency they cannot use. We issue and pay out cover in GBP, USD, EUR, and ZAR — whichever works for your life.
Stay protected wherever life takes you, with cover that remains active across countries so you and your loved ones are always supported.
Full coordination and support to return your loved one home, with all logistics handled across borders to ensure a dignified and seamless process.
Live and work abroad while your family back home remains covered under one plan. One policy, seamless protection across countries.
Book flights, stays, and experiences in-app, earn cashback with the Global Traveller Card, and get 24/7 emergency support—including flights back home and paid short-stay accommodation—so you’re covered wherever you travel.
Protect your operations across multiple countries under one plan. Whether you’re managing teams, assets, or partners in different regions, you get consistent, reliable coverage that moves with your business.
Mutual Life Africa was built around a simple observation: most financial and insurance products were not designed for people who live across borders, send money home, or hold family ties in multiple countries at once.
We serve African nationals on the continent and Africans who have built lives abroad — in the United Kingdom, France, Germany, Italy, Spain, Portugal, the Netherlands, Belgium, Sweden, Norway, Denmark, Ireland, Switzerland, Austria, Poland, the Czech Republic, Finland, Greece, Luxembourg, and Malta, as well as the United States, Canada, and key markets across Asia.
What that means in practice: life cover that does not lapse when you relocate. Funeral cover that pays out where your family actually is. Repatriation support when distance makes grief harder. Financial products denominated in the currencies you earn and spend.
The people we serve are not underserved because they are hard to reach. They are underserved because most providers never tried to reach them. We did.
Mutual Life Africa Funeral Cover is built for Africans living and working globally. Whether you are in Europe, the USA, or across Africa, Mutual Life Africa ensures your loved ones receive fast financial support and dignified funeral and repatriation assistance—wherever they are.
Client Support
Mutual Life Africa serves African nationals across the continent, and Africans living and working abroad.
Our international client base spans the United States, Canada, and key markets across Asia. In Europe, we serve African communities across the United Kingdom, France, Germany, Italy, Spain, Portugal, the Netherlands, Belgium, Sweden, Norway, Denmark, Ireland, Switzerland, Austria, Poland, the Czech Republic, Finland, Greece, Luxembourg, and Malta.
Through a cross-border operating model, we give Africans everywhere — whether at home or abroad — direct access to life insurance, funeral cover, repatriation benefits, and financial solutions built around their circumstances.
When you live and work abroad, the people you support are often far away. Our life cover ensures your family receives a guaranteed payout in the currency they need, with no delays.
No medical exams or complex underwriting—just choose your cover, currency, and beneficiaries.
Funeral costs across Africa and the diaspora can be high, and families often aren’t prepared. Our funeral cover ensures a fast, dignified payout to your chosen beneficiary andfree international body repatriation. Manage everything easily through the app—update beneficiaries, track your cover, and stay in control.
Cross-Border Business Cover protects your operations across multiple countries under one plan. Whether you’re managing teams, assets, or partners in different regions, you get consistent, reliable coverage that moves with your business.
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Mutual Life Africa offers life and funeral cover to expats, locals, diasporas, and foreign nationals living and working in foreign countries and across Africa.
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Legal Disclosure: The services provided by Mutual Life Africa are delivered through its licensed and regulated entities.
The specific entity providing your services may vary depending on your location, the type of product, and applicable local regulations. To find out more, please visit our corresponding master compliance page.
All services are subject to:
Eligibility: Only available to individuals and organizations from jurisdictions not listed as restricted.
Regulatory Compliance: Operations comply with local and international financial regulations.
Risk Disclosure: Investment, trading, and lending products carry risk, including potential loss of capital.
Availability: Some services or features may not be available in all regions or for all clients.
By accessing our services, you acknowledge and accept these terms.
