Mutual Life Africa offers dedicated International Repatriation Cover designed exclusively for African expats, migrants, and diaspora communities living in the United Kingdom, Europe, the United States, and Canada.
Mutual Life Africa offers dedicated International Repatriation Cover designed exclusively for African expats, migrants, and diaspora communities living in the United Kingdom, Europe, the United States, and Canada.
This is a pure repatriation insurance solution created for individuals and single-family households who want full assurance that, in the event of death abroad, their remains will be returned home with dignity—without placing financial or logistical strain on loved ones.
Unlike traditional funeral policies, this cover does not include a cash payout benefit. Instead, it focuses solely on covering and managing every aspect of the international repatriation process from start to finish.
We exist to remove the emotional, financial, and administrative burden families face when a loved one passes away overseas.
What This Cover Provides
Mutual Life Africa’s International Repatriation Cover ensures:
Once the deceased arrives in their home country, we coordinate the formal handover to the appointed local funeral home or family representative.
Our experienced international partners manage every step with dignity, speed, cultural sensitivity, and strict compliance with international health and aviation regulations.
A service-based, repatriation-only policy that fully manages and funds the return of a deceased member to their country of origin.
What’s Covered
We handle and cover:
✔ Collection from hospital or mortuary
✔ Professional preparation and embalming
✔ Airline-compliant coffin
✔ All embassy, consular, and legal documentation
✔ Export permits and international clearances
✔ Air freight to the home country
✔ Official handover to the family or funeral home
There are no hidden fees. All repatriation logistics and transportation costs are handled directly by Mutual Life Africa and our global partners.
What’s Not Included
This policy does not provide:
❌ Cash payouts
❌ Funeral expense payments
❌ Savings or investment benefits
❌ Lump-sum beneficiary payments
It is strictly a repatriation logistics and cost-coverage solution.
This cover ensures families do not need to fundraise, borrow money, or navigate foreign bureaucracy during a difficult time.
We manage everything professionally, respectfully, and completely — ensuring your final journey home is fully arranged and fully funded.


Our International Repatriation Cover is designed as a service-based protection plan, ensuring full management and funding of repatriation logistics — with no cash payouts and no hidden fees.
We offer two simple plans:


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Mutual Life Africa offers life and funeral cover to expats, locals, diasporas, and foreign nationals living and working abroad and countries and across Africa.
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Legal Disclosure: The services provided by Mutual Life Africa are delivered through its licensed and regulated entities.
The specific entity providing your services may vary depending on your location, the type of product, and applicable local regulations. To find out more, please visit our corresponding master compliance page.
All services are subject to:
Eligibility: Only available to individuals and organizations from jurisdictions not listed as restricted.
Regulatory Compliance: Operations comply with local and international financial regulations.
Availability: Some services or features may not be available in all regions or for all clients.
By accessing our services, you acknowledge and accept these terms.