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Mutual Life Africa

Risk Disclosure & Restricted Countries

Mutual Life Africa is committed to providing world-class insurance, banking, credit, and wealth management services across multiple regions.

However, to protect our clients, manage claims responsibly, and comply with international laws, we maintain a Restricted Countries Policy.

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Mutual Life Africa’s expat funeral cover is Euro based funeral cover plan of up to €15,000, designed to meet the unique needs of the African diaspora and expats living in Europe.

Mutual Life Africa

Risk Disclosure & Restricted Countries

Mutual Life Africa — together with our directly managed sister companies Mutual Life Global, Taesan Financial Group, Taesan Insurance, and all indirectly owned or affiliated companies — is committed to delivering secure, compliant, and world-class financial services worldwide.

To protect our policyholders, ensure operational safety, and comply with international regulations, our Group maintains a Restricted Countries Policy.

This policy defines countries and territories where we cannot provide cover, issue new policies, or extend certain financial services due to armed conflict, civil unrest, sanctions, high levels of violent crime, or political instability.

Restricted Countries & Territories

We do not provide services to residents, businesses, or entities located in the following high-risk or sanctioned regions:

Armed Conflicts & War Zones

  • Afghanistan
  • Syria
  • Yemen
  • Libya
  • South Sudan
  • Sudan
  • Ukraine (including conflict zones)
  • Central African Republic (CAR)
  • Democratic Republic of Congo (DRC)
  • Somalia
  • Myanmar

High Political Instability / International Sanctions

  • North Korea
  • Iran
  • Haiti
  • Venezuela
  • Belarus
  • Lebanon
  • Mali

Conflict Hotspots & Occupied Territories

  • Israel
  • Palestine / West Bank & Gaza

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Mutual Life Africa ™ © 2025 | All Rights Reserved  |

Legal Disclosure: The services provided by Mutual Life Africa are delivered through its licensed and regulated entities.

The specific entity providing your services may vary depending on your location, the type of product, and applicable local regulations. To find out more, please visit our corresponding master compliance page.

All services are subject to:

Eligibility: Only available to individuals and organizations from jurisdictions not listed as restricted.

 Regulatory Compliance: Operations comply with local and international financial regulations.

Risk Disclosure: Investment, trading, and lending products carry risk, including potential loss of capital.

Availability: Some services or features may not be available in all regions or for all clients.

By accessing our services, you acknowledge and accept these terms.