Mutual Life Africa’s diaspora funeral cover is funeral cover plan of up to £15,000 that caters to the needs of the African diaspora and expats living and working in the United Kingdom.

“As an expat living far from home, Mutual Life Africa’s Diaspora Funeral Cover has provided me with incredible peace of mind. The USD‑based policy and fast repatriation benefits made everything simple and dignified for my family.”

We had to file a claim recently, and I was truly impressed by how quickly Mutual Life Africa handled it. Their professionalism and empathy made a difficult time easier — my family felt supported and honored.”

appreciate how this policy blends affordability with respect for our cultural traditions. The coverage options are clear, the process was easy, and I felt cared for every step of the way — even from thousands of miles away.”

Mutual Life Africa’s Diaspora Funeral Cover is a GBP-denominated funeral insurance plan designed exclusively for the African diaspora in the United Kingdom.
With cover of up to £15,000, our policy provides comprehensive funeral and repatriation benefits, giving families financial security and peace of mind when it matters most.
Whether you choose to be laid to rest in the UK or repatriated back to your home country, Mutual Life Africa ensures dignity, respect, and cultural sensitivity, supporting you and your loved ones during life’s most difficult moments.

For many Africans living abroad, funerals are more than ceremonies — they are moments of tradition, culture, and community.
In the UK, funeral expenses are among the highest in Europe, often exceeding £9,000.
Repatriation costs can double that figure, leaving families with financial stress in addition to grief.
Mutual Life Africa bridges this gap by providing an affordable and reliable funeral cover solution that speaks directly to the needs of Zimbabweans, South Africans, Nigerians, Ghanaians, and other Africans living in the UK.
Key Benefits of Mutual Life Africa’s Diaspora Funeral Cover
Frequently Asked Questions (FAQs)
Foreigners, expats, and members of the diaspora community aged 18 to 65 living abroad in eligible countries.
Yes, your policy includes repatriation back to your home country.
Yes. Payouts are processed efficiently to beneficiaries worldwide.
Yes, you can include eligible dependents and family members in your cover.
Your cover remains valid as long as premiums are paid, regardless of where you live.
Yes, standard exclusions apply such as fraudulent claims or death due to illegal activities.
No medical underwriting is required for standard cover amounts.
We facilitate global payouts and support, regardless of your family’s location.
Our global claims team provides multilingual support to ensure smooth, fast claim processing.
A valid payment method, preferably a visa or master card, valid passport, national id, proof of residence, and basic personal information as well as of those you want to cover..
Your beneficiaries can contact us via our global helpline, mobile app, or online platform. Our team guides them through the process efficiently.
Funeral and Repatriation Cover for Africans Living in the UK
Mutual Life Africa proudly serves the African community across the UK, including:
Our policy is designed with cultural understanding, making sure that every family receives the respect and dignity they deserve.
Diaspora One Lite Cover
Diaspora One Cover
Diaspora One Plus Cover
🌍 Available to any nationality • Multi-currency checkout (USD, EUR, GBP)
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Mutual Life Africa offers life and funeral cover to expats, locals, diasporas, and foreign nationals living and working in foreign countries and across Africa.
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