Current rates are indicative and the final offered rate might slightly be lower or higher: Our cuurrent lending rate are 10.25% (repo 6.75% + 3.5%). Select your currency below.
NCR maximum for unsecured personal loans is 27.75% p.a. Rate shown is illustrative. Subject to credit assessment.
Loan amount = vehicle value minus deposit. Typical SA vehicle finance at prime + 3%. Rate varies by credit profile.
SA home loans typically at prime + 1%. Best-credit applicants may qualify for prime − 1%. Subject to property valuation and NCA assessment.
Available through African Mutual Capital. Rate based on business turnover, tenure, and credit profile. Subject to business assessment.
NCR cap for short-term loans is 5% per month on the outstanding balance. Full repayment due at end of term. Initiation fee not included above.
Mutual Life Africa is a leading insurance and financial services provider offering credit, life, and funeral cover for African nationals, African expats, and African diaspora communities in Africa and across the globe.
Mutual Life Africa © 2026| All Rights Reserved