Loan Calculators

Current rates are indicative and the final offered rate might slightly be lower or higher: Our cuurrent lending rate are 10.25% (repo 6.75% + 3.5%). Select your currency below.

Personal
Car
Home
Business
Short-Term
Base Rate Prime 10.25% · Personal Loan Prime + 5% to Prime + 15% · NCR Max 27.75% p.a.
R 50,000
12 months
20.00%
Monthly PaymentR 0
Total RepaymentR 0
Total InterestR 0

NCR maximum for unsecured personal loans is 27.75% p.a. Rate shown is illustrative. Subject to credit assessment.

Typical Rate Prime + 3% (13.25%) · Excellent Credit Prime + 0% (10.25%) · Max Term 48 months
R 350,000
R 50,000
48 months
13.25%
Monthly PaymentR 0
Total RepaymentR 0
Total InterestR 0

Loan amount = vehicle value minus deposit. Typical SA vehicle finance at prime + 3%. Rate varies by credit profile.

Typical Rate Prime + 1% (11.25%) · Best Credit Prime − 1% (9.25%) · Max Term 10 years
R 1,500,000
10%
10 years
11.25%
Loan AmountR 0
Monthly PaymentR 0
Total InterestR 0

SA home loans typically at prime + 1%. Best-credit applicants may qualify for prime − 1%. Subject to property valuation and NCA assessment.

Typical Rate Prime + 3% to Prime + 8% · Range 13.25% – 18.25% · Max Term 12 months
R 500,000
12 months
16.25%
Monthly PaymentR 0
Total RepaymentR 0
Total InterestR 0

Available through African Mutual Capital. Rate based on business turnover, tenure, and credit profile. Subject to business assessment.

NCR Max 5% per month (60% p.a.) · Initiation Fee R 1,050 or 15% of loan · Max Term 30 days
R 2,000
30 days
5.00% / month
Interest ChargeR 0
Total RepaymentR 0
Effective APR0%

NCR cap for short-term loans is 5% per month on the outstanding balance. Full repayment due at end of term. Initiation fee not included above.

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