Mutual Life Africa offers Diaspora Life Cover designed specifically for Africans living and working in the United Kingdom. Whether you are building a future in England, Scotland, Wales, or Northern Ireland, Mutual Life Africa provides cross-border financial protection for you and your loved ones both in the UK and across Africa.
Mutual Life Africa Life Cover is built for Africans living and working across the globe. Fixed premiums, no medical exams, and a guaranteed cashout option — because your money should work for you, whether or not you ever make a claim.
Life in a new country means building a future across borders. Our Life Cover is designed for exactly that — protecting your family back home while you build something greater abroad.
Most life insurance is a cost with nothing to show for it if you never make a claim. Mutual Life Africa Life Cover is different. From your fifth policy year, provided no claim has ever been paid on your policy, you can choose to surrender and receive every premium you have ever paid — plus a fixed 3% annual interest for every year you held it.
You are not locked in for life. If your circumstances change and your policy has never paid out, you walk away with your money and more. Once cashed out, your policy closes — and you are free to open a new one at any time.
Your death benefit is separate and always pays the full cover amount regardless of the cashout option. Surrender is available from the end of your fifth policy year.
Select your currency, age group and cover amount to see exactly what you could walk away with.
Join African expats and diaspora members across the globe who have secured their families' futures with Mutual Life Africa. Fixed premiums, cross-border cover, and a policy that pays out when it matters — or pays you back if it never has to.
